85% Mortgages

  • If you want to put down a deposit of 15% on a property purchase then you will need a mortgage with a loan-to-value (LTV) of 85%.
  • Compare the latest interest rates, fees and other important features of low deposit mortgages in the table below.
  • Or use our powerful mortgage search, including all deals available to brokers and direct deals too.

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HSBC Mortgages
Call HSBC Mortgages on
Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.
Lines open 8am - 10pm everyday. Calls may be monitored and recorded. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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The following results are based on a loan to value (LTV) of 85%
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  • HSBC 1.39% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 30/09/2019
  • APRC
    3.30%
  • Monthly Payment
    £671.14
  • Max LTV
    85%
  • Fees
    £1,172
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.39% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £671.14 x 28
    • Ongoing Monthly Payments:
      £850.04 x 272
    • Total Amount Payable:
      £251,174.80
    • Total Interest Payable:
      £80,002.80
    • Product Fee:
      £999
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £671.14 and 272 monthly payments of £850.04. The total amount payable would be £251,224.80 made up of the loan amount plus interest £80,002.80 and a product fee £999 and valuation fee £173. The overall cost for comparison is 3.30% APRC representative.

  • HSBC 1.39% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 30/09/2019
  • APRC
    3.30%
  • Monthly Payment
    £671.14
  • Max LTV
    85%
  • Fees
    £922
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.39% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £671.14 x 28
    • Ongoing Monthly Payments:
      £850.04 x 272
    • Total Amount Payable:
      £250,924.80
    • Total Interest Payable:
      £80,002.80
    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £671.14 and 272 monthly payments of £850.04. The total amount payable would be £250,974.80 made up of the loan amount plus interest £80,002.80 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.30% APRC representative.

  • HSBC 1.39% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 30/09/2019
  • APRC
    3.30%
  • Monthly Payment
    £671.14
  • Max LTV
    85%
  • Fees
    £922
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.39% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £671.14 x 28
    • Ongoing Monthly Payments:
      £850.04 x 272
    • Total Amount Payable:
      £250,924.80
    • Total Interest Payable:
      £80,002.80
    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £671.14 and 272 monthly payments of £850.04. The total amount payable would be £250,974.80 made up of the loan amount plus interest £80,002.80 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.30% APRC representative.

  • Nationwide BS 1.54% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £683.09
  • Max LTV
    85%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.54% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Great Britain
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £683.09 x 24
    • Ongoing Monthly Payments:
      £858.04 x 276
    • Total Amount Payable:
      £254,212.20
    • Total Interest Payable:
      £83,213.20
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 24 months at 1.54% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £683.09 and 276 monthly payments of £858.04. The total amount payable would be £254,357.20 made up of the loan amount plus interest £83,213.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.54% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.54%
    Variable for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £683.09
  • Max LTV
    85%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.54% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £683.09 x 24
    • Ongoing Monthly Payments:
      £858.04 x 276
    • Total Amount Payable:
      £254,712.20
    • Total Interest Payable:
      £83,213.20
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 24 months at 1.54% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £683.09 and 276 monthly payments of £858.04. The total amount payable would be £254,262.20 made up of the loan amount plus interest £83,213.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.54% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.54%
    Variable for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £683.09
  • Max LTV
    85%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.54% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £683.09 x 24
    • Ongoing Monthly Payments:
      £858.04 x 276
    • Total Amount Payable:
      £254,212.20
    • Total Interest Payable:
      £83,213.20
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 24 months at 1.54% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £683.09 and 276 monthly payments of £858.04. The total amount payable would be £254,262.20 made up of the loan amount plus interest £83,213.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.54% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £683.09
  • Max LTV
    85%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.54% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £683.09 x 24
    • Ongoing Monthly Payments:
      £858.04 x 276
    • Total Amount Payable:
      £254,712.20
    • Total Interest Payable:
      £83,213.20
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 24 months at 1.54% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £683.09 and 276 monthly payments of £858.04. The total amount payable would be £254,262.20 made up of the loan amount plus interest £83,213.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.54% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £683.09
  • Max LTV
    85%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.54% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £683.09 x 24
    • Ongoing Monthly Payments:
      £858.04 x 276
    • Total Amount Payable:
      £254,212.20
    • Total Interest Payable:
      £83,213.20
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 24 months at 1.54% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £683.09 and 276 monthly payments of £858.04. The total amount payable would be £254,262.20 made up of the loan amount plus interest £83,213.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.54% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.54%
    Variable for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £683.09
  • Max LTV
    85%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.54% Variable for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £683.09 x 24
    • Ongoing Monthly Payments:
      £858.04 x 276
    • Total Amount Payable:
      £254,212.20
    • Total Interest Payable:
      £83,213.20
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 24 months at 1.54% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £683.09 and 276 monthly payments of £858.04. The total amount payable would be £254,357.20 made up of the loan amount plus interest £83,213.20 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money 1.64% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 01/09/2019
  • APRC
    4.00%
  • Monthly Payment
    £691.13
  • Max LTV
    85%
  • Fees
    £995
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.64% Fixed to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase,First Time Buyers
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £691.13 x 28
    • Ongoing Monthly Payments:
      £924.75 x 56
    • Total Amount Payable:
      £267,753.60
    • Total Interest Payable:
      £97,008.60
    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.64% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £691.13 and 56 monthly payments of £924.75. The total amount payable would be £268,103.60 made up of the loan amount plus interest £97,008.60 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • NatWest 1.67% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.67%
    Fixed to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £693.55
  • Max LTV
    85%
  • Fees
    £1,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.67% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £693.55 x 27
    • Ongoing Monthly Payments:
      £858.09 x 273
    • Total Amount Payable:
      £254,227.40
    • Total Interest Payable:
      £82,984.42
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 27 months at 1.67% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £693.55 and 273 monthly payments of £858.09. The total amount payable would be £254,277.40 made up of the loan amount plus interest £82,984.42 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Royal Bank of Scotland 1.67% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.67%
    Fixed to 31/08/2019
  • APRC
    3.50%
  • Monthly Payment
    £693.55
  • Max LTV
    85%
  • Fees
    £1,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.67% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £693.55 x 27
    • Ongoing Monthly Payments:
      £858.09 x 273
    • Total Amount Payable:
      £254,227.40
    • Total Interest Payable:
      £82,984.42
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 27 months at 1.67% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £693.55 and 273 monthly payments of £858.09. The total amount payable would be £254,277.40 made up of the loan amount plus interest £82,984.42 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.50% APRC representative.

  • Post Office Money® 1.77% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.77%
    Fixed to 30/06/2019
  • APRC
    3.90%
  • Monthly Payment
    £701.67
  • Max LTV
    85%
  • Fees
    £495
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      1.77% Fixed to 30/06/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £701.67 x 25
    • Ongoing Monthly Payments:
      £902.11 x 275
    • Total Amount Payable:
      £266,212
    • Total Interest Payable:
      £95,622
    • Product Fee:
      £495
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 25 months at 1.77% and then reverting to our variable rate of 4.24% tracker for remaining term. 25 monthly payments of £701.67 and 275 monthly payments of £902.11. The total amount payable would be £266,362 made up of the loan amount plus interest £95,622 and a product fee £495 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Post Office Money® 1.78% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.78%
    Fixed to 30/06/2019
  • APRC
    3.90%
  • Monthly Payment
    £702.48
  • Max LTV
    85%
  • Fees
    £295
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.78% Fixed to 30/06/2019
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £702.48 x 25
    • Ongoing Monthly Payments:
      £902.20 x 275
    • Total Amount Payable:
      £266,157
    • Total Interest Payable:
      £95,667
    • Product Fee:
      £295
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 25 months at 1.78% and then reverting to our variable rate of 4.24% tracker for remaining term. 25 monthly payments of £702.48 and 275 monthly payments of £902.20. The total amount payable would be £266,207 made up of the loan amount plus interest £95,667 and a product fee £295 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • HSBC 1.79% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.79%
    Fixed to 30/09/2019
  • APRC
    3.40%
  • Monthly Payment
    £703.30
  • Max LTV
    85%
  • Fees
    No Fees
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.79% Fixed to 30/09/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £703.30 x 28
    • Ongoing Monthly Payments:
      £853.51 x 272
    • Total Amount Payable:
      £251,847.10
    • Total Interest Payable:
      £81,847.12
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.79% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £703.30 and 272 monthly payments of £853.51. The total amount payable would be £251,897.10 made up of the loan amount plus interest £81,847.12 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.40% APRC representative.

  • Only available via a broker
  • Halifax 1.84% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.84%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £707.38
  • Max LTV
    85%
  • Fees
    £1,354
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.84% Fixed to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £707.38 x 28
    • Ongoing Monthly Payments:
      £858.13 x 272
    • Total Amount Payable:
      £254,072
    • Total Interest Payable:
      £83,218
    • Product Fee:
      £999
    • Valuation Fee:
      £355
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 3/1.3% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.84% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £707.38 and 272 monthly payments of £858.13. The total amount payable would be £254,622 made up of the loan amount plus interest £83,218 and a product fee £999 and valuation fee £355. The overall cost for comparison is 3.50% APRC representative.

  • Only available via a broker
  • Halifax 1.84% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.84%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £707.38
  • Max LTV
    85%
  • Fees
    £1,354
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.84% Fixed to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £707.38 x 28
    • Ongoing Monthly Payments:
      £858.13 x 272
    • Total Amount Payable:
      £254,072
    • Total Interest Payable:
      £83,218
    • Product Fee:
      £999
    • Valuation Fee:
      £355
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 3/1.3% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.84% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £707.38 and 272 monthly payments of £858.13. The total amount payable would be £254,622 made up of the loan amount plus interest £83,218 and a product fee £999 and valuation fee £355. The overall cost for comparison is 3.50% APRC representative.

  • Post Office Money® 1.88% Fixed to 30/06/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.88%
    Fixed to 30/06/2020
  • APRC
    3.70%
  • Monthly Payment
    £710.66
  • Max LTV
    85%
  • Fees
    £765
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.88% Fixed to 30/06/2020
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £710.66 x 37
    • Ongoing Monthly Payments:
      £894.79 x 263
    • Total Amount Payable:
      £262,984.20
    • Total Interest Payable:
      £91,624.19
    • Product Fee:
      £495
    • Valuation Fee:
      £270
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/20: 3/3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 37 months at 1.88% and then reverting to our variable rate of 4.24% tracker for remaining term. 37 monthly payments of £710.66 and 263 monthly payments of £894.79. The total amount payable would be £262,634.20 made up of the loan amount plus interest £91,624.19 and a product fee £495 and valuation fee £270. The overall cost for comparison is 3.70% APRC representative.

  • HSBC 1.89% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/09/2020
  • APRC
    3.30%
  • Monthly Payment
    £711.48
  • Max LTV
    85%
  • Fees
    £1,172
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.89% Fixed to 30/09/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £711.48 x 40
    • Ongoing Monthly Payments:
      £848.27 x 260
    • Total Amount Payable:
      £250,181.40
    • Total Interest Payable:
      £79,009.40
    • Product Fee:
      £999
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 40 months at 1.89% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £711.48 and 260 monthly payments of £848.27. The total amount payable would be £250,231.40 made up of the loan amount plus interest £79,009.40 and a product fee £999 and valuation fee £173. The overall cost for comparison is 3.30% APRC representative.

  • HSBC 1.89% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/09/2020
  • APRC
    3.30%
  • Monthly Payment
    £711.48
  • Max LTV
    85%
  • Fees
    £922
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.89% Fixed to 30/09/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £711.48 x 40
    • Ongoing Monthly Payments:
      £848.27 x 260
    • Total Amount Payable:
      £249,931.40
    • Total Interest Payable:
      £79,009.40
    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 40 months at 1.89% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £711.48 and 260 monthly payments of £848.27. The total amount payable would be £249,981.40 made up of the loan amount plus interest £79,009.40 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.30% APRC representative.

  • HSBC 1.89% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/09/2020
  • APRC
    3.30%
  • Monthly Payment
    £711.48
  • Max LTV
    85%
  • Fees
    £922
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.89% Fixed to 30/09/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £711.48 x 40
    • Ongoing Monthly Payments:
      £848.27 x 260
    • Total Amount Payable:
      £249,931.40
    • Total Interest Payable:
      £79,009.40
    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 40 months at 1.89% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £711.48 and 260 monthly payments of £848.27. The total amount payable would be £249,981.40 made up of the loan amount plus interest £79,009.40 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.30% APRC representative.

  • Only available via a broker
  • Halifax 1.94% Variable to 30/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.94%
    Variable to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £715.60
  • Max LTV
    85%
  • Fees
    £1,354
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.94% Variable to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 28
    • Ongoing Monthly Payments:
      £858.98 x 272
    • Total Amount Payable:
      £254,533.40
    • Total Interest Payable:
      £83,679.36
    • Product Fee:
      £999
    • Valuation Fee:
      £355
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 3/1.5% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 28 months at 1.94% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £715.60 and 272 monthly payments of £858.98. The total amount payable would be £255,083.40 made up of the loan amount plus interest £83,679.36 and a product fee £999 and valuation fee £355. The overall cost for comparison is 3.50% APRC representative.

  • Only available via a broker
  • Halifax 1.94% Variable to 30/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.94%
    Variable to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £715.60
  • Max LTV
    85%
  • Fees
    £1,354
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.94% Variable to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 28
    • Ongoing Monthly Payments:
      £858.98 x 272
    • Total Amount Payable:
      £254,533.40
    • Total Interest Payable:
      £83,679.36
    • Product Fee:
      £999
    • Valuation Fee:
      £355
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 3/1.75% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 28 months at 1.94% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £715.60 and 272 monthly payments of £858.98. The total amount payable would be £255,083.40 made up of the loan amount plus interest £83,679.36 and a product fee £999 and valuation fee £355. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.94% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.94%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £715.60
  • Max LTV
    90%
  • Fees
    £1,172
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.94% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 28
    • Ongoing Monthly Payments:
      £854.79 x 272
    • Total Amount Payable:
      £253,711.70
    • Total Interest Payable:
      £82,539.68
    • Product Fee:
      £999
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.94% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £715.60 and 272 monthly payments of £854.79. The total amount payable would be £253,761.70 made up of the loan amount plus interest £82,539.68 and a product fee £999 and valuation fee £173. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.94% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.94%
    Fixed to 30/09/2019
  • APRC
    3.40%
  • Monthly Payment
    £715.60
  • Max LTV
    90%
  • Fees
    £922
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.94% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 28
    • Ongoing Monthly Payments:
      £854.79 x 272
    • Total Amount Payable:
      £253,461.70
    • Total Interest Payable:
      £82,539.68
    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.94% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £715.60 and 272 monthly payments of £854.79. The total amount payable would be £253,511.70 made up of the loan amount plus interest £82,539.68 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.40% APRC representative.

  • HSBC 1.94% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.94%
    Fixed to 30/09/2019
  • APRC
    3.40%
  • Monthly Payment
    £715.60
  • Max LTV
    90%
  • Fees
    £922
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.94% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 28
    • Ongoing Monthly Payments:
      £854.79 x 272
    • Total Amount Payable:
      £253,461.70
    • Total Interest Payable:
      £82,539.68
    • Product Fee:
      £749
    • Valuation Fee:
      £173
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 28 months at 1.94% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £715.60 and 272 monthly payments of £854.79. The total amount payable would be £253,511.70 made up of the loan amount plus interest £82,539.68 and a product fee £749 and valuation fee £173. The overall cost for comparison is 3.40% APRC representative.

  • Nationwide BS 1.94% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.94%
    Variable for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £715.60
  • Max LTV
    85%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.94% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 24
    • Ongoing Monthly Payments:
      £861 x 276
    • Total Amount Payable:
      £255,310.40
    • Total Interest Payable:
      £84,810.40
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 24 months at 1.94% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £715.60 and 276 monthly payments of £861. The total amount payable would be £254,860.40 made up of the loan amount plus interest £84,810.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.94% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.94%
    Variable for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £715.60
  • Max LTV
    85%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.94% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 24
    • Ongoing Monthly Payments:
      £861 x 276
    • Total Amount Payable:
      £254,810.40
    • Total Interest Payable:
      £84,810.40
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 24 months at 1.94% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £715.60 and 276 monthly payments of £861. The total amount payable would be £254,860.40 made up of the loan amount plus interest £84,810.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.94% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    1.94%
    Fixed for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £715.60
  • Max LTV
    85%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.94% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £250 cashback On Completion or free legal feesGreat Britain
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 24
    • Ongoing Monthly Payments:
      £861 x 276
    • Total Amount Payable:
      £254,810.40
    • Total Interest Payable:
      £84,810.40
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a fixed rate for 24 months at 1.94% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £715.60 and 276 monthly payments of £861. The total amount payable would be £254,955.40 made up of the loan amount plus interest £84,810.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS 1.94% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    1.94%
    Variable for 2 years
  • APRC
    3.50%
  • Monthly Payment
    £715.60
  • Max LTV
    85%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      1.94% Variable for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Great Britain
      free valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £715.60 x 24
    • Ongoing Monthly Payments:
      £861 x 276
    • Total Amount Payable:
      £254,810.40
    • Total Interest Payable:
      £84,810.40
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £170,000 payable over 25 years initially on a tracker rate for 24 months at 1.94% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £715.60 and 276 monthly payments of £861. The total amount payable would be £254,955.40 made up of the loan amount plus interest £84,810.40 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

The above results are based on a repayment mortgage of £170,000, on a property value of £200,000, over a term of 25 years. This is a loan to value (LTV) of 85% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 24/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £170,000, on a property value of £200,000, over a term of 25 years. This is a loan to value (LTV) of 85% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 06:07 25/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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More about 85% mortgages

If you want to balance a low deposit with a competitive rate of interest, an 85 percent mortgage could be a very fitting deal.

The 85 percent refers to the amount of money you can borrow towards the total purchase price of your prospective new home. It is also known as the loan to value or LTV ratio.

If your new home will cost you £200,000, you can borrow £170,000 towards it with an 85 percent mortgage. This would mean you would have to pay £30,000 upfront as a deposit.

Since most mortgage deals require anything from 20 percent to 40 percent upfront, an 85 percent deal could be great if you are a first time buyer and struggling to raise the capital you need to get on the housing ladder.

An 85 percent mortgage is fairly common on the market, with most lenders offering this loan to value ratio on some of their deals. Less common - but still achievable - are mortgages with 90 percent LTV and sometimes even 95 percent. These are rare, though, and you might find that you face inferior conditions in other areas of the mortgage, such as the interest rate, the length of the term or the arrangement fee.

Therefore, if you are in a position to raise the 15 percent for the deposit, an 85 percent mortgage could work out to be the best option for you.

Please use our whole of market mortgage comparison to compare all the top brands including RBS Mortgages, NatWest Mortgages, HSBC Mortgages, Santander Mortgages, Yorkshire Building Society Mortgages, Chelsea Building Society Mortgages and The Post Office Mortgages to name a few.

Click here to read our handy guide covering frequently asked questions about mortgages.