Air Miles Credit Cards

Compare Air Miles Credit Cards

	Credit Card	Representative APR Variable Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating.	Balance Transfers A balance transfer is when you transfer the debt owed on one credit card (the balance) to another.			Purchases
			Rate This indicates the introductory interest rate on balance transfers that a credit card offers.	Duration The duration of time that the introductory interest rate on balance transfers will apply.	Fee Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred.	Rate This indicates the introductory interest rate on new purchases that a credit card offers.	Duration The duration of time that the introductory interest rate on new purchase will apply.
	American Express British Airways Premier Plus Credit Card BA Miles rewards scheme	50.1%		n/a			n/a	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Permanent UK Resident Yes Minimum Age 18 Existing Customer No Credit Rating Good Minimum Income £30,000 Employment Status Employed
	Representative Example: 50.1% APR variable. Based on £1,200 credit limit & annual purchase rate 19.9% p.a. variable. £150 annual fee.
	American Express British Airways Credit Card BA Miles rewards scheme	19.9%		n/a			n/a	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Permanent UK Resident Yes Minimum Age 18 Existing Customer No Credit Rating Good Minimum Income £30,000 Employment Status Employed
	Representative Example: 19.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate of 19.9% p.a. (variable)
	American Express Starwood Preferred Guest Credit Card Earn points towards hotel stays and flights with the Starwood Preferred Guest reward programme.	34.5%	19.9%	n/a		19.9%	n/a	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Permanent UK Resident Yes Minimum Age 18 Credit Rating Good Minimum Income £30,000 household income
	Representative Example: Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest for purchases 19.9% per annum (variable).
	Lloyds TSB Airmiles Duo Airmiles reward scheme	15.9%	0%	6 mths				MORE INFO
	Representative Example: 15.90% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 15.94% p.a. (variable)
	Virgin Atlantic Virgin Atlantic American Express Card from MBNA Flying Club Miles reward scheme + other travel benefits	17.9%	0%	6 months	2.00%		n/a	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Permanent UK Resident Yes Minimum Age 18 Existing Customer No Credit Rating Good
	Representative Example: 17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200.
	Virgin Atlantic Virgin Atlantic American Express Black Card from MBNA Flying Club Miles reward scheme + other travel benefits	47.2%	0%	6 months	2.00%		n/a	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Permanent UK Resident Yes Minimum Age 18 Existing Customer No Credit Rating Good
	Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 47.2% APR representative (variable) based on a credit limit of £1,200. Annual fee of £140 is payable.

Air miles credit cards

Save for the passport and perhaps a knack of avoiding jet lag, a credit card is the most important tool the frequent flyer can possess.

For one, section 75 of the Consumer Credit Act states that purchases valued at more than £100 made on credit cards are automatically insured. This means if your flight gets cancelled or the airline goes bust you won't be out of pocket, unless you've found yourself a real jet-setting bargain.

Secondly, there are credit card deals out there which offer air miles as a reward for purchases. Air miles - and the recently introduced Avios system - offer discounts on flights in exchange for reward points which are collected by spending money on your designated credit card in certain outlets.

As flights don't generally come cheap, you could get yourself a fair way through the skies for nothing before too long, if you use the card to book a few trips.

Sometimes the points have to be redeemed with specific airlines. In other cases there could be a few you can choose from. Some cards come with further travel benefits, like travel insurance, access to luxury airport lounges or priority upgrades.

If you often find yourself airborne and you can get your hands on an air miles credit card then it really is a no-brainer. Get one in your wallet and it will be next stop cloud nine.

Click here to find out more about choosing credit cards.

Important – Use of knowyourmoney.co.uk is subject to our Terms of Use