Bank of Ireland (NI) Mortgages

You can compare the latest interest rates and product fees of the Bank of Ireland's mortgage range, available to borrowers across Northern Ireland, in the tables below.

Click below on the buttons below to compare Bank of Ireland (NI) Mortgages

OR Compare Bank of Ireland (NI) Mortgages
against other providers

Tracker Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Bank of Ireland (NI)
2yr BBR + 2.09% Tracker LTV 65% Direct
[Show Details]
Tracker2.59%31/03/20144.49%4.30%65%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr BBR + 2.29% Tracker LTV 75% Direct
[Show Details]
Tracker2.79%31/03/20144.49%4.30%75%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr BBR + 2.75% Tracker LTV 80% Direct
[Show Details]
Tracker3.25%31/03/20144.49%4.40%80%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:20%
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr BBR + 3.15% Tracker LTV 85% Direct
[Show Details]
Tracker3.65%31/03/20144.49%4.50%85%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr BBR + 4.49% Tracker LTV 90% Direct
[Show Details]
Tracker4.99%31/03/20144.49%4.80%90%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Fixed Rate Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Bank of Ireland (NI)
2yr 2.78% Fixed BBR LTV 65% Direct
[Show Details]
Fixed2.78%31/03/20144.49%4.30%65%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr 2.99% Fixed BBR LTV 75% Direct
[Show Details]
Fixed2.99%31/03/20144.49%4.40%75%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
3yr 3.18% Fixed BBR LTV 65% Ex/C Direct
[Show Details]
Fixed3.18%31/03/20154.49%4.30%65%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:35%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Available for existing Bank of Ireland (NI) customers only.
Bank of Ireland (NI)
3yr 3.25% Fixed BBR LTV 75% Direct
[Show Details]
Fixed3.25%31/03/20154.49%4.30%75%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr 3.49% Fixed BBR LTV 75% FeeSaver Direct
[Show Details]
Fixed3.49%31/03/20144.49%4.40%75%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buy To Let Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Bank of Ireland (NI)
2yr 4.99% Fixed BBR BTL LTV 75% Direct
[Show Details]
Buy To Let4.99%31/03/20144.74%5.10%75%£2250MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
3yr 5.29% Fixed BBR BTL LTV 75% Direct
[Show Details]
Buy To Let5.29%31/03/20154.74%5.20%75%£2250MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Remortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

Bank of Ireland (NI)
2yr BBR + 2.09% Tracker LTV 65% Direct
[Show Details]
Tracker2.59%31/03/20144.49%4.30%65%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr 2.78% Fixed BBR LTV 65% Direct
[Show Details]
Fixed2.78%31/03/20144.49%4.30%65%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr BBR + 2.29% Tracker LTV 75% Direct
[Show Details]
Tracker2.79%31/03/20144.49%4.30%75%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
2yr 2.99% Fixed BBR LTV 75% Direct
[Show Details]
Fixed2.99%31/03/20144.49%4.40%75%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Bank of Ireland (NI)
3yr 3.18% Fixed BBR LTV 65% Ex/C Direct
[Show Details]
Fixed3.18%31/03/20154.49%4.30%65%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:35%
Max Loan:£1000000
First time buyer:yes
Homemover:yes
Remortgage:yes
Available for existing Bank of Ireland (NI) customers only.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.