Bank of Scotland International Instant Access Savings Account

The Bank of Scotland Instant Access Savings Account, an offshore account, which operates in the same way as a standard savings product. The account can be opened with £5,000 or more and customers are free to make deposits and withdrawals whenever they choose with no penalties or hidden charges. The account comes with two tiers of interest depending upon balance. Account management can be carried out via online or 24-hour telephone banking facilities. For more information on the Bank of Scotland Instant Access Savings Account or to apply online please click on the links below.

Other popular savings accounts

Account

Interest (AER)

The account’s Annual Equivalent Rate: shows the interest you will earn over a year as a percentage. If interest is paid monthly, this rate will be higher than the gross interest rate (as the interest will be compounded).

Interest Paid

This shows how often the interest is calculated and paid.

Account
Type / Term

Type of savings account and length of account term (if applicable).

Account Access

Online - Access via internet banking.
Telephone - Access via telephone banking.
Branch - Access via your local branch.
Post - Postal access.

Min / Max
Balance

Some accounts have minimum and maximum balances. If the account holder’s balance falls outside these limits they may be subject to interest penalties or account closure.

Halifax
4 Year Fixed Online Saver

4.30%

Monthly / Yearly

Fixed Term / 4 Year

OnlineTelephoneBranchPost

£500 -
No limit

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Halifax
2 Year Fixed Online Saver

3.85%

Monthly / Yearly

Fixed Term / 2 Year

OnlineTelephoneBranchPost

£500 -
No limit

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United National Bank
90 Day Notice Account

3.00%

Yearly

90 Day Notice Account

OnlineTelephoneBranchPost

£2,000 -
£500,000

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Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.