Barclays Current Accounts

Barclays offer a range of current accounts which you can compare below. The comparison table features up-to-date information on interest rates, account fees and other important information. You can click on the links provided to apply online.

Compare Barclays Current Accounts

    • Earn rewards of up to £180 a year (conditions apply)
    • Contactless debit card
    • Award-winning online and mobile banking
  • Maximum Interest (AER)
    0%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    None
  • Monthly Fee
    Free
  • More info + In detail
  • Interest details
    • No interest is paid on in-credit balances on this account
    • Rewards details:
    • The full £7 Loyalty Reward received monthly for being part of Barclays Blue Rewards is subject to UK income tax and may need to be declared to H M Revenue & Customs.
    • All other current Blue Rewards and any SmartSpend cashback are not subject to UK income tax.
    Overdraft details
    • Arranged overdraft fees:
    • 75p a day up to £1,000
    • £1.50 a day from £1,000 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • £5 per day
  • Representative Example: Up to £5,000 (subject to application and status). If you use an overdraft of £1,200, you will be charged £1.50 per day when you use it.
    • Cover for your satellite and TV equipment
    • Extended warranties on domestic appliances
    • Your very own concierge service
  • Maximum Interest (AER)
    0%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    None
  • Monthly Fee
    £6
  • More info + In detail
  • Interest details
    • No interest is paid on in-credit balances on this account
    Overdraft details
    • Arranged overdraft fees:
    • No daily fees up to £200
    • 75p a day from £200 to £1,000
    • £1.50 a day from £1,00 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • £5 per day
  • Representative Example: Up to £5,000 (subject to application and status). If you use an overdraft of £1,200, you will be charged £1.50 per day when you use it.
    • Worldwide cover for your mobile or smartphone, plus a comprehensive range of features and benefits.
    • Protects up to £1,500 per year against theft, breakages and accidents
  • Maximum Interest (AER)
    0%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    None
  • Monthly Fee
    £9.50
  • More info + In detail
  • Interest details
    • No interest is paid on in-credit balances on this account
    Overdraft details
    • Arranged overdraft fees:
    • No daily fees up to £200
    • 75p a day from £200 to £1,000
    • £1.50 a day from £1,00 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • £5 per day
  • Representative Example: Up to £5,000 (subject to application and status). If you use an overdraft of £1,200, you will be charged £1.50 per day when you use it.
    • RAC Breakdown Cover in the UK
    • European family travel insurance
    • Card Secure facility
  • Maximum Interest (AER)
    0%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    None
  • Monthly Fee
    £8.50
  • More info + In detail
  • Interest details
    • No interest is paid on in-credit balances on this account
    Overdraft details
    • Arranged overdraft fees:
    • No daily fees up to £200
    • 75p a day from £200 to £1,000
    • £1.50 a day from £1,00 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • £5 per day
  • Representative Example: Up to £5,000 (subject to application and status). If you use an overdraft of £1,200, you will be charged £1.50 per day when you use it.

Other current accounts

    • 3% AER on balances up to £1,500
    • To earn 3% AER you must credit your account with £500 each month, register for internet banking, paperless statements and paperless correspondence
  • Maximum Interest (AER)
    3%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    £500
  • Monthly Fee
    Free
  • More info + In detail
  • Interest details
    • 3% AER / 2.96% gross variable interest paid on balances up to £1,500 only. Must pay in £500 a month, register for internet banking and paperless statements and paperless correspondence.
    • Plus 5% Cashback on your first £100 Contactless payments every month. Contactless Subject to eligibility. End Sept 2017. (T&Cs apply). Borrower must be 18+ and a UK resident.
    • Plus, if you also use an eligible TSB credit card, you can earn up to £60 cashback in a year on that too. Representative 18.9% APR (variable). Subject to status. Must be 18+ & UK Resident. End Sept 2017.
    Overdraft details
    • £10 interest-free overdraft buffer
    • If you go overdrawn by more than £10, TSB's Grace Period means that you have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day
    • 0% interest on planned overdraft up to £25
    • 19.94% AER variable and a Monthly Overdraft Usage Fee of £6 apply to amounts of £25 to £1,200
  • Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 0% EAR variable on the first £25 and 19.94% EAR variable on the next £1,175 plus a Monthly Overdraft Usage Fee of £6.
    • Aged 16 or older (18 and older to apply online)
    • Must open both a B Current account and B Instant Savings account
    • Must register for automated telephone and internet banking services to run the account
  • Maximum Interest (AER)
    0.25%
  • Switching Incentive
    None
  • Minimum Monthly Credit
    None
  • Monthly Fee
    Free
  • More info + In detail
  • Interest details
    • With a B Current account you'll enjoy 0.25% AER (0.25% gross p.a. variable) on your credit balances up to £2,000.
      *Credit interest is worked out daily on the cleared credit balance and credited to accounts on the last working day of each month.

      Current rates until 30th November 2016. From 01 December 2016 the rate will be 0.25% AER (0.25% gross p.a. variable).
    Overdraft details
    • £25 planned borrowing buffer, £10 unplanned borrowing buffer
    • 12.5% EAR
  • Representative Example: If you use an overdraft limit of £1,200 a 12.50% EAR (variable) will apply
    • Switch your current account to first direct and receive £100 cashback
    • Get another £100 if you leave within 12 months (conditions apply)
    • £250 interest free overdraft
  • Maximum Interest (AER)
    0%
  • Switching Incentive
    £100
  • Minimum Monthly Credit
    None
  • Monthly Fee
    £10
  • More info + In detail
  • Interest details
    • No interest is paid on in-credit balances on this account
    Overdraft details
    • 0% EAR up to £250
    • 15.9% EAR over £250
    Switching incentive details
    • Open a 1st Account then switch your banking using the Current Account Switch Service and pay in at least £1,000 within three months of your account opening and get £100 adeed to your account.
    • This offer is limited to one payment per customer or joint relationship. Incentives are paid within 28 days of all criteria being met.
    • Offer only available to people who haven't previously held any account with first direct.
  • Representative Example: If you use an overdraft limit of £250 a 15.9% EAR (variable) charge will apply