Bupa Life Insurance

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Bupa Life Insurance is open to anyone between 18 and 74 and you don't need to be in paid employment.  Bupa Life Insurance offers level term, reducing cover, renewable term (which is a fixed lump sum cover renewed every 5 or 10 years) or decreasing term choices.  Like several other policies, you can increase your cover if you get married, have a child or increase your mortgage.  Additional options include protecting your lump sum from inflation, taking replacement cover on joint policies (allowing the remaining member to apply for identical cover after a claim), cover for incapacity from working after only 3 months (many other policies you have to wait 6!) and Permanent Disability cover.  Not forgetting the indispensable inclusion of the Bupa HealthLine - confidential support service with dedicated nurses 24/7 - this is a great solid policy giving plenty of flexibility.  Always remember to check your policy details as a matter of course.