Compare Buy to Let Mortgages

Compare buy to let mortgages

		Mortgage Type Buy to Let: For landlords purchasing a property for letting. Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period. Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. Offset: Mortgage interest payments are offset against any savings you may hold. Tracker: The interest rate rises and falls with the Bank of England base rate. Variable: The interest rate rises and falls with the provider’s standard interest rate (SVR).	Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.	Initial Term The length of time that the initial interest rate applies to the mortgage.	Final Rate Also referred to as Subsequent Rate - the interest rate that your mortgage will revert to after any introductory rates have finished.	Cost For Comparison This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.	Loan to value The percentage of a property’s value for which the mortgage can be used. Example: 75% loan to value = 25% deposit.	Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.
	HSBC 2yr 2.99% Fixed BTL LTV 65% Ex/C Premier Direct + More Details	Buy To Let	2.99%	24 Months	5.00%	4.99%	65%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 35% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 35% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 2.99% Initial Term 24 Months Final Rate 5.00% Cost for Comparison 4.99% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr BBR + 2.79% BTL C/B LTV 60% Exclusive + More Details	Buy To Let	3.29%	24 Months	4.84%	n/a	60%	£750	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers This product is available for house purchase. Minimum Deposit 40% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.29% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type bbr Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC 2yr 3.29% Fixed BTL LTV 65% Ex/C Direct + More Details	Buy To Let	3.29%	24 Months	5.00%	4.90%	65%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 35% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 35% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.29% Initial Term 24 Months Final Rate 5.00% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr 3.39% Fixed BBR BTL C/B LTV 60% Exclusive + More Details	Buy To Let	3.39%	24 Months	4.84%	n/a	60%	£750	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers This product is available for house purchase. Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.39% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr BBR + 2.89% BTL C/B LTV 60% + More Details	Buy To Let	3.39%	24 Months	4.84%	n/a	60%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.39% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type bbr Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr 3.39% Fixed BTL C/B LTV 60% + More Details	Buy To Let	3.39%	24 Months	4.79%	4.90%	60%	£3849	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.39% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr BBR + 2.89% Tracker BTL C/B LTV 60% + More Details	Buy To Let	3.39%	24 Months	4.79%	4.90%	60%	£3849	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.39% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr 3.48% Fixed BTL C/B LTV 60% + More Details	Buy To Let	3.48%	24 Months	4.79%	4.90%	60%	£2094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.48% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr 3.49% Fixed BBR BTL C/B LTV 60% + More Details	Buy To Let	3.49%	24 Months	4.84%	n/a	60%	£3000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.49% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC 2yr 3.49% Fixed BTL LTV 65% Ex/C Premier Direct + More Details	Buy To Let	3.49%	24 Months	5.00%	4.90%	65%	£999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 35% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 35% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.49% Initial Term 24 Months Final Rate 5.00% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC 2yr 3.49% Fixed BTL LTV 75% Ex/C Premier Direct + More Details	Buy To Let	3.49%	24 Months	5.00%	5.00%	75%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.49% Initial Term 24 Months Final Rate 5.00% Cost for Comparison 5.00% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC Term BBR + 2.99% BTL LTV 65% Ex/C Premier Direct + More Details	Buy To Let	3.49%	Lifetime	n/a	3.70%	65%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 35% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 35% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.49% Initial Term Lifetime Final Rate n/a Cost for Comparison 3.70% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge no Application Fee Added to Loan yes
	BM Solutions 2yr BBR + 3.04% BTL C/B LTV 60% + More Details	Buy To Let	3.54%	24 Months	4.84%	n/a	60%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.54% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type bbr Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 3yr 3.59% Fixed BTL C/B LTV 60% + More Details	Buy To Let	3.59%	36 Months	4.79%	4.80%	60%	£2094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.59% Initial Term 36 Months Final Rate 4.79% Cost for Comparison 4.80% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr 3.64% Fixed BBR BTL C/B LTV 60% + More Details	Buy To Let	3.64%	24 Months	4.84%	n/a	60%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.64% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr 3.69% Fixed BTL C/B LTV 70% + More Details	Buy To Let	3.69%	24 Months	4.79%	5.00%	70%	£3849	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.69% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 5.00% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr BBR + 3.19% Tracker BTL C/B LTV 70% + More Details	Buy To Let	3.69%	24 Months	4.79%	5.00%	70%	£3849	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.69% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 5.00% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 1yr BBR + 3.24% BTL LTV 60% + More Details	Buy To Let	3.74%	12 Months	4.84%	n/a	60%	£2250	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.74% Initial Term 12 Months Final Rate 4.84% Cost for Comparison n/a Rate Type bbr Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr 3.75% Fixed BTL C/B LTV 60% + More Details	Buy To Let	3.75%	24 Months	4.79%	4.90%	60%	£1094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.75% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr 3.75% Fixed BTL C/B LTV 70% + More Details	Buy To Let	3.75%	24 Months	4.79%	4.90%	70%	£2094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.75% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr BBR + 3.25% Tracker BTL C/B LTV 60% + More Details	Buy To Let	3.75%	24 Months	4.79%	4.90%	60%	£1094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.75% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC 2yr 3.79% Fixed BTL LTV 65% Ex/C Direct + More Details	Buy To Let	3.79%	24 Months	5.00%	5.00%	65%	£999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 35% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 35% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.79% Initial Term 24 Months Final Rate 5.00% Cost for Comparison 5.00% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC 2yr 3.79% Fixed BTL LTV 75% Ex/C Direct + More Details	Buy To Let	3.79%	24 Months	5.00%	5.00%	75%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.79% Initial Term 24 Months Final Rate 5.00% Cost for Comparison 5.00% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC Term BBR + 3.29% BTL LTV 65% Ex/C Direct + More Details	Buy To Let	3.79%	Lifetime	n/a	4.00%	65%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 35% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 35% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.79% Initial Term Lifetime Final Rate n/a Cost for Comparison 4.00% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge no Application Fee Added to Loan yes
	Virgin Money 3yr 3.79% Fixed BTL C/B LTV 70% + More Details	Buy To Let	3.79%	36 Months	4.79%	4.80%	70%	£2094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.79% Initial Term 36 Months Final Rate 4.79% Cost for Comparison 4.80% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 3yr 3.84% Fixed BBR BTL C/B LTV 60% + More Details	Buy To Let	3.84%	36 Months	4.84%	n/a	60%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.84% Initial Term 36 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr BBR + 3.39% BTL C/B LTV 75% Exclusive + More Details	Buy To Let	3.89%	24 Months	4.84%	n/a	75%	£750	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers This product is available for house purchase. Minimum Deposit 25% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.89% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type bbr Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr BBR + 3.39% BTL C/B LTV 75% Exclusive + More Details	Buy To Let	3.89%	24 Months	4.84%	n/a	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers This product is available for house purchase. Minimum Deposit 25% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.89% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type bbr Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 5yr 3.89% Fixed BBR BTL C/B LTV 60% + More Details	Buy To Let	3.89%	60 Months	4.84%	n/a	60%	£3750	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 3.89% Initial Term 60 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Precise Mortgages 2yr LIBOR+ 3.38% LTV 75% T1 Semi Exclusive + More Details	Buy To Let	3.89%	24 Months	5.49%	n/a	75%	£3000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.89% Initial Term 24 Months Final Rate 5.49% Cost for Comparison n/a Rate Type libor Holiday Lets no Let to Buy no Number of Properties Allowed A maximum of 3 properties with Precise Mortgages, unlimited with other lenders Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 3yr 3.89% Fixed BTL C/B LTV 60% + More Details	Buy To Let	3.89%	36 Months	4.79%	4.90%	60%	£3849	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.89% Initial Term 36 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr 3.99% Fixed BBR BTL C/B LTV 75% Exclusive + More Details	Buy To Let	3.99%	24 Months	4.84%	n/a	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr 3.99% Fixed BBR BTL C/B LTV 75% Exclusive + More Details	Buy To Let	3.99%	24 Months	4.84%	n/a	75%	£750	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers This product is available for house purchase. Minimum Deposit 25% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC 2yr 3.99% Fixed BTL LTV 75% Ex/C Premier Direct + More Details	Buy To Let	3.99%	24 Months	5.00%	5.00%	75%	£999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.99% Initial Term 24 Months Final Rate 5.00% Cost for Comparison 5.00% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	HSBC Term BBR + 3.49% BTL LTV 65% Ex/C Premier Direct + More Details	Buy To Let	3.99%	Lifetime	n/a	4.10%	65%	£999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 35% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 35% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.99% Initial Term Lifetime Final Rate n/a Cost for Comparison 4.10% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge no Application Fee Added to Loan yes
	HSBC Term BBR + 3.49% BTL LTV 75% Ex/C Premier Direct + More Details	Buy To Let	3.99%	Lifetime	n/a	4.20%	75%	£1999	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0808 115 0607
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Rental income must equate to a minimum of 130% of the monthly (interest only) mortgage payments (after the deduction of agent fees) based on the current initial rate. Initial Rate 3.99% Initial Term Lifetime Final Rate n/a Cost for Comparison 4.20% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum 5 properties allowed . Student Lets no Early Repayment Charge no Application Fee Added to Loan yes
	NatWest 2yr BBR + 3.49% Tracker BTL LTV 70% Direct + More Details	Buy To Let	3.99%	24 Months	4.50%	4.60%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0800 158 2907
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Rental Income Percentage 125% rental income required. Initial Rate 3.99% Initial Term 24 Months Final Rate 4.50% Cost for Comparison 4.60% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed A maximum of 5 mortgaged investment properties. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan na
	Precise Mortgages 2yr 3.99% Fxd LIBOR LTV 75% T1 Semi Exclusive + More Details	Buy To Let	3.99%	24 Months	5.49%	n/a	75%	£3000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 24 Months Final Rate 5.49% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed A maximum of 3 properties with Precise Mortgages, unlimited with other lenders Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	Royal Bank of Scotland 2yr BBR + 3.49% Tracker BTL LTV 70% Direct No Fee + More Details	Buy To Let	3.99%	24 Months	4.00%	4.60%	70%	No Fee	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: no Homemover: yes Remortgage: yes Call Direct 0800 096 7446
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 30% Shared Ownership yes Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 24 Months Final Rate 4.00% Cost for Comparison 4.60% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed A maximum of 5 mortgaged investment properties. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan no
	Virgin Money 2yr BBR + 3.49% Tracker BTL C/B LTV 60% + More Details	Buy To Let	3.99%	24 Months	4.79%	5.00%	60%	£3099	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 5.00% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr BBR + 3.49% Tracker BTL C/B LTV 70% + More Details	Buy To Let	3.99%	24 Months	4.79%	4.90%	70%	£1094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type bbr Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 5yr 3.99% Fixed BTL C/B LTV 60% + More Details	Buy To Let	3.99%	60 Months	4.79%	4.90%	60%	£3849	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 60 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 5yr 3.99% Fixed BTL LTV 70% Intermediary Exclusive + More Details	Buy To Let	3.99%	60 Months	4.79%	4.70%	70%	£2594	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 3.99% Initial Term 60 Months Final Rate 4.79% Cost for Comparison 4.70% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 5yr 4.04% Fixed BBR BTL C/B LTV 60% + More Details	Buy To Let	4.04%	60 Months	4.84%	n/a	60%	£3750	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 4.04% Initial Term 60 Months Final Rate 4.84% Cost for Comparison n/a Rate Type fixed Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 3yr 4.05% Fixed BTL C/B LTV 70% + More Details	Buy To Let	4.05%	36 Months	4.79%	5.00%	70%	£3849	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 4.05% Initial Term 36 Months Final Rate 4.79% Cost for Comparison 5.00% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	BM Solutions 2yr BBR + 3.59% BTL LTV 75% + More Details	Buy To Let	4.09%	24 Months	4.84%	n/a	75%	£995	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Rental income must cover 125% of the proposed (interest only) mortgage payment. Initial Rate 4.09% Initial Term 24 Months Final Rate 4.84% Cost for Comparison n/a Rate Type bbr Holiday Lets no Let to Buy yes Number of Properties Allowed BTL portfolios limited to maximum of 3 properties or £2 million maximum. Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Precise Mortgages 2yr LIBOR+ 3.58% C/B LTV 75% T1 Semi Exclusive + More Details	Buy To Let	4.09%	24 Months	5.49%	n/a	75%	£3000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: yes Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers yes Minimum Deposit 25% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 4.09% Initial Term 24 Months Final Rate 5.49% Cost for Comparison n/a Rate Type libor Holiday Lets no Let to Buy no Number of Properties Allowed A maximum of 3 properties with Precise Mortgages, unlimited with other lenders Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	Precise Mortgages 2yr LIBOR+ 3.58% R/M LTV 75% T1 Semi Exclusive + More Details	Buy To Let	4.09%	24 Months	5.49%	n/a	75%	£3000	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 25% First time buyer: no Homemover: no Remortgage: yes
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers no Available for Home Movers This product is not available for house purchase. Minimum Deposit 25% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 4.09% Initial Term 24 Months Final Rate 5.49% Cost for Comparison n/a Rate Type libor Holiday Lets no Let to Buy no Number of Properties Allowed A maximum of 3 properties with Precise Mortgages, unlimited with other lenders Student Lets no Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr 4.09% Fixed BTL C/B LTV 60% + More Details	Buy To Let	4.09%	24 Months	4.79%	5.00%	60%	£3099	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 40% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 40% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 4.09% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 5.00% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
	Virgin Money 2yr 4.09% Fixed BTL C/B LTV 70% + More Details	Buy To Let	4.09%	24 Months	4.79%	4.90%	70%	£1094	MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria. Minimum Deposit: 30% First time buyer: yes Homemover: yes Remortgage: yes Call Direct 0845 564 2023
Application Criteria Product Details Fees and Charges Available for Remortgage yes Available for First Time Buyers yes Available for Home Movers yes Minimum Deposit 30% Shared Ownership no Rental Income Percentage Minimum 125% rental income required. Initial Rate 4.09% Initial Term 24 Months Final Rate 4.79% Cost for Comparison 4.90% Rate Type fixed Holiday Lets no Let to Buy no Number of Properties Allowed Maximum number of properties 10 Student Lets yes Early Repayment Charge yes Application Fee Added to Loan yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buy to let mortgages explained

With buy to let mortgage, you can borrow money for property which you then rent out.

It works in much the same way as a regular mortgage, with variable, fixed or tracker interest rates and a range of loan-to-value options.

A buy to let does tend to cost more than a mortgage on your home, both in the interest rate you'll face and the amount of upfront deposit you'll need. But while it might not make you your millions, you could get a tidy boost to your income if you can charge more for rent each month than what your mortgage payments come to.

As a general rule, the banks will want you to prove that you can recoup around a third more than your costs before they offer you a deal.

Like with any investment, there are risks. If something happens to make rent prices slide then you could face yourself having to meet any shortfall out of your own pocket. Therefore, you'll have to do research into where you buy to make sure you are investing in an upcoming area where the value will rise, not fall.

You've also got to make sure that you can cover any repair costs that you will be liable for as a landlord and be prepared for the possibility that you may face times without tenants - and that means no rent.

But, with a few savvy decisions, you can definitely stand to profit from a buy to let.

Please use our whole of market mortgage comparison to compare all the top brands including RBS Mortgages, NatWest Mortgages, HSBC Mortgages, Santander Mortgages, Yorkshire Building Society Mortgages, Chelsea Building Society Mortgages and The Post Office Mortgages to name a few.

For more information, read our in-depth guide to buy to let mortgages.

Important – Use of knowyourmoney.co.uk is subject to our Terms of Use