Compare Buy to Let Mortgages
Whether you're a first-time landlord or a property investor expanding your portfolio you can compare the latest interest rates on buy-to-let mortgages from the UK's leading lenders below.
Click below on the type of mortgage you want to compare
Compare buy to let mortgages
| Mortgage Type Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. | Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term. | Initial Term The length of time that the initial interest rate applies to the mortgage. | Final Rate The interest rate that your mortgage will revert to after any introductory rates have finished. | APR This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison). | Loan to value The percentage of a property’s value for which the mortgage can be used. | Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately. | |||||||||||||||
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 | NatWest 2yr BBR + 3.39% Tracker Buy To Let LTV 75% Direct [Show Details] | Buy To Let | 3.89% | 31/03/2014 | 4.50% | 4.70% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||||
 | Royal Bank of Scotland 2yr BBR + 3.39% Tracker Buy to Let LTV 75% [Show Details] | Buy To Let | 3.89% | 31/03/2014 | 4.00% | 4.70% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
 | Woolwich (Barclays) 2yr 3.98% Fxd BTL BBR LTV 60% <£125k [Show Details] | Buy To Let | 3.98% | 02/06/2014 | 4.99% | 5.50% | 60% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) 2yr 3.98% Fxd BTL BBR LTV 60% <£250k [Show Details] | Buy To Let | 3.98% | 02/06/2014 | 4.99% | 5.20% | 60% | £2499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) 2yr 3.98% Fxd BTL BBR LTV 60% >£250k [Show Details] | Buy To Let | 3.98% | 02/06/2014 | 4.99% | 5.40% | 60% | £3999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
 | HSBC 2yr 3.99% Fixed BTL LTV 65% Ex/C Premier Direct [Show Details] | Buy To Let | 3.99% | 30/04/2014 | 5.00% | 5.10% | 65% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| HSBC Term BBR + 3.49% BTL LTV 65% Ex/C Premier Direct [Show Details] | Buy To Let | 3.99% | term | n/a | 4.30% | 65% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| Woolwich (Barclays) Term BBR + 3.49% Tracker BTL LTV 60% <£125k [Show Details] | Buy To Let | 3.99% | term | n/a | 4.60% | 60% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) Term BBR + 3.49% Tracker BTL LTV 60% <£250k [Show Details] | Buy To Let | 3.99% | term | n/a | 4.30% | 60% | £2499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) Term BBR + 3.49% Tracker BTL LTV 60% >£250k [Show Details] | Buy To Let | 3.99% | term | n/a | 4.30% | 60% | £3999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| NatWest 2yr 4.39% Fixed Buy To Let LTV 75% Direct [Show Details] | Buy To Let | 4.39% | 31/03/2014 | 4.50% | 4.80% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||||
| NatWest 2yr 4.39% Fixed Buy To Let LTV 75% Direct Ex/B [Show Details] | Buy To Let | 4.39% | 31/03/2014 | 4.00% | 4.20% | 75% | £999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||||
| Available for existing NatWest borrowers only. | |||||||||||||||||||||
| Royal Bank of Scotland 2yr 4.39% Fixed Buy To Let LTV 75% Direct [Show Details] | Buy To Let | 4.39% | 31/03/2014 | 4.00% | 4.80% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
| Royal Bank of Scotland 2yr 4.39% Fixed Buy To Let LTV 75% Direct Ex/B [Show Details] | Buy To Let | 4.39% | 31/03/2014 | 4.00% | 4.20% | 75% | £999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
| Available for existing Royal Bank of Scotland borrowers only. | |||||||||||||||||||||
| HSBC 2yr 4.49% Fxd BTL LTV 75% Ex/C Premier Direct [Show Details] | Buy To Let | 4.49% | 30/04/2014 | 5.00% | 5.20% | 75% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| HSBC Term BBR + 3.99% BTL LTV 75% Ex/C Premier Direct [Show Details] | Buy To Let | 4.49% | term | n/a | 4.80% | 75% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| Woolwich (Barclays) 2yr BBR + 3.99% Tracker BTL LTV 75% <£125k [Show Details] | Buy To Let | 4.49% | 02/06/2014 | 4.99% | 5.60% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) 2yr BBR + 3.99% Tracker BTL LTV 75% <£250k [Show Details] | Buy To Let | 4.49% | 02/06/2014 | 4.99% | 5.30% | 75% | £2499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) 2yr BBR + 3.99% Tracker BTL LTV 75% >£250k [Show Details] | Buy To Let | 4.49% | 02/06/2014 | 4.99% | 5.20% | 75% | £3999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) 2yr 5.29% Fxd BTL BBR LTV 75% <£125k [Show Details] | Buy To Let | 5.29% | 02/06/2014 | 4.99% | 5.50% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) 2yr 5.29% Fxd BTL BBR LTV 75% <£250k [Show Details] | Buy To Let | 5.29% | 02/06/2014 | 4.99% | 5.40% | 75% | £2499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Woolwich (Barclays) 2yr 5.29% Fxd BTL BBR LTV 75% >£250k [Show Details] | Buy To Let | 5.29% | 02/06/2014 | 4.99% | 5.40% | 75% | £3999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| HSBC 5yr 5.49% Fxd BTL LTV 65% Ex/C Premier Direct [Show Details] | Buy To Let | 5.49% | 30/04/2017 | 5.00% | 5.60% | 65% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| HSBC 5yr 5.99% Fxd BTL LTV 75% Ex/C Premier Direct [Show Details] | Buy To Let | 5.99% | 30/04/2017 | 5.00% | 5.80% | 75% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Available for existing HSBC customers only. | |||||||||||||||||||||
| NatWest 5yr 5.99% Fixed Buy To Let LTV 85% Direct Ex/B [Show Details] | Buy To Let | 5.99% | 31/03/2017 | 4.00% | 5.00% | 85% | £699 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||||
| Available for existing NatWest borrowers only. | |||||||||||||||||||||
| Royal Bank of Scotland 5yr 5.99% Fixed Buy To Let LTV 85% Direct Ex/B [Show Details] | Buy To Let | 5.99% | 31/03/2017 | 4.00% | 5.00% | 85% | £699 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
| Available for existing Royal Bank of Scotland borrowers only. | |||||||||||||||||||||
| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. | |||||||||||||||||||||
Buy to let mortgages explained
With buy to let mortgage, you can borrow money for property which you then rent out.
It works in much the same way as a regular mortgage, with variable, fixed or tracker interest rates and a range of loan-to-value options.
A buy to let does tend to cost more than a mortgage on your home, both in the interest rate you'll face and the amount of upfront deposit you'll need. But while it might not make you your millions, you could get a tidy boost to your income if you can charge more for rent each month than what your mortgage payments come to.
As a general rule, the banks will want you to prove that you can recoup around a third more than your costs before they offer you a deal.
Like with any investment, there are risks. If something happens to make rent prices slide then you could face yourself having to meet any shortfall out of your own pocket. Therefore, you'll have to do research into where you buy to make sure you are investing in an upcoming area where the value will rise, not fall.
You've also got to make sure that you can cover any repair costs that you will be liable for as a landlord and be prepared for the possibility that you may face times without tenants - and that means no rent.
But, with a few savvy decisions, you can definitely stand to profit from a buy to let.
For more information, read our in-depth guide to buy to let mortgages.
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