Buy to Let Mortgages

  • Buy-to-let mortgages are designed specifically for property investors purchasing a property for the rental market.
  • Buy-to-let products include all the usual mortgage types such as fixed rate and tracker rate.
  • You can compare buy-to-let mortgage products available in the UK in the table below.

Choose a type of mortgage to compare

What are you looking to do ?

Your current view is listed by
The following results are based on a loan to value (LTV) of 60%.
  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    tracker
  • Initial Rate
    1.68%
    Variable for 2 years
  • APRC
    4.50%
  • Monthly Payment
    £210
  • ERC
    Yes
  • Fees
    £1,499
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £35,000
    • Max Loan:
      Varies
    • Product Description:
      1.68% Variable for 2 years
    • Incentives:
      Free valuation fees Remortgages.
      £200 cashbackRemortgages or free legal feesRemortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £210 x 24
    • Ongoing Monthly Payments:
      £592.50 x 276
    • Total Amount Payable:
      £320,149
    • Total Interest Payable:
      £168,570
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.68% and then reverting to our tracker rate of 4.74% tracker for remaining term. 24 monthly payments of £210 and 276 monthly payments of £592.50. The total amount payable would be £320,199 made up of the loan amount plus interest £168,570 and a product fee £1,499 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.80%
    1.80% Variable to 01/11/2018
  • APRC
    4.50%
  • Monthly Payment
    £225
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.80% Variable to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £225 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £319,354
    • Total Interest Payable:
      £168,195
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.80% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £225 and 274 monthly payments of £592.50. The total amount payable would be £319,504 made up of the loan amount plus interest £168,195 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.84%
    Variable to 01/11/2018
  • APRC
    4.60%
  • Monthly Payment
    £230
  • ERC
    Yes
  • Fees
    £3,964
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.84% Variable to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £230 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £322,239
    • Total Interest Payable:
      £168,325
    • Fees

    • Product Fee:
      £3,750
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.84% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £230 and 274 monthly payments of £592.50. The total amount payable would be £322,389 made up of the loan amount plus interest £168,325 and a product fee £3,750 and valuation fee £214. The overall cost for comparison is 4.60% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.85%
    Fixed to 01/11/2018
  • APRC
    4.50%
  • Monthly Payment
    £231.25
  • ERC
    Yes
  • Fees
    £2,209
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.85% Fixed to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £231.25 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £320,516.50
    • Total Interest Payable:
      £168,357.50
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.85% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £231.25 and 274 monthly payments of £592.50. The total amount payable would be £320,666.50 made up of the loan amount plus interest £168,357.50 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • NatWest
  • NatWest
  • Mortgage Type
    tracker
  • Initial Rate
    1.88%
    Variable to 30/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £235
  • ERC
    Yes
  • Fees
    £1,995
  • Max LTV
    60%
  • More Info
    Call Direct0800 158 2907
    Call: 0800 158 2907+ Product Details
  • Call NatWest for more information about this mortgage

    • Natwest say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.

    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm / Sunday 10am - 2pm (excl. public holidays). Calls may be recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.88% Variable to 30/11/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £235 x 26
    • Ongoing Monthly Payments:
      £531.25 x 274
    • Total Amount Payable:
      £303,667.50
    • Total Interest Payable:
      £151,672.50
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/18: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.88% and then reverting to our variable rate of 4.25% variable for remaining term. 26 monthly payments of £235 and 274 monthly payments of £531.25. The total amount payable would be £303,717.50 made up of the loan amount plus interest £151,672.50 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    tracker
  • Initial Rate
    1.88%
    Variable to 30/11/2018
  • APRC
    3.70%
  • Monthly Payment
    £235
  • ERC
    Yes
  • Fees
    £1,995
  • Max LTV
    60%
  • Call Direct0800 096 7446
    Call: 0800 096 7446+ Product Details
  • Call Royal Bank of Scotland for more information about this mortgage

    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.

    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm / Sunday 10am - 2pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.88% Variable to 30/11/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £235 x 26
    • Ongoing Monthly Payments:
      £468.75 x 274
    • Total Amount Payable:
      £286,542.50
    • Total Interest Payable:
      £134,547.50
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/18: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.88% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £235 and 274 monthly payments of £468.75. The total amount payable would be £286,592.50 made up of the loan amount plus interest £134,547.50 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • NatWest
  • NatWest
  • Mortgage Type
    fixed
  • Initial Rate
    1.95%
    Fixed to 30/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £243.75
  • ERC
    Yes
  • Fees
    £2,243
  • Max LTV
    60%
  • More Info
    Call Direct0800 158 2907
    Call: 0800 158 2907+ Product Details
  • Call NatWest for more information about this mortgage

    • Natwest say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.

    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm / Sunday 10am - 2pm (excl. public holidays). Calls may be recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.95% Fixed to 30/11/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £243.75 x 26
    • Ongoing Monthly Payments:
      £531.25 x 274
    • Total Amount Payable:
      £304,643
    • Total Interest Payable:
      £151,900
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.95% and then reverting to our variable rate of 4.25% variable for remaining term. 26 monthly payments of £243.75 and 274 monthly payments of £531.25. The total amount payable would be £304,193 made up of the loan amount plus interest £151,900 and a product fee £1,995 and valuation fee £248. The overall cost for comparison is 4.10% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    fixed
  • Initial Rate
    1.95%
    Fixed to 30/11/2018
  • APRC
    3.70%
  • Monthly Payment
    £243.75
  • ERC
    Yes
  • Fees
    £2,243
  • Max LTV
    60%
  • Call Direct0800 096 7446
    Call: 0800 096 7446+ Product Details
  • Call Royal Bank of Scotland for more information about this mortgage

    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.

    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm / Sunday 10am - 2pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.95% Fixed to 30/11/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £243.75 x 26
    • Ongoing Monthly Payments:
      £468.75 x 274
    • Total Amount Payable:
      £287,518
    • Total Interest Payable:
      £134,775
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.95% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £243.75 and 274 monthly payments of £468.75. The total amount payable would be £287,068 made up of the loan amount plus interest £134,775 and a product fee £1,995 and valuation fee £248. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.98%
    Fixed to 31/12/2018
  • APRC
    4.50%
  • Monthly Payment
    £247.50
  • ERC
    Yes
  • Fees
    £2,196
  • Max LTV
    60%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.98% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £247.50 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,372.30
    • Total Interest Payable:
      £168,776.30
    • Fees

    • Product Fee:
      £1,999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.98% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £247.50 and 273 monthly payments of £593.75. The total amount payable would be £321,022.30 made up of the loan amount plus interest £168,776.30 and a product fee £1,999 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.98%
    Fixed to 31/12/2018
  • APRC
    4.50%
  • Monthly Payment
    £247.50
  • ERC
    Yes
  • Fees
    £1,994
  • Max LTV
    60%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.98% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £247.50 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,170.30
    • Total Interest Payable:
      £168,776.30
    • Fees

    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.98% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £247.50 and 273 monthly payments of £593.75. The total amount payable would be £320,820.30 made up of the loan amount plus interest £168,776.30 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.98%
    Fixed to 31/12/2018
  • APRC
    4.50%
  • Monthly Payment
    £247.50
  • ERC
    Yes
  • Fees
    £1,994
  • Max LTV
    60%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.98% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £247.50 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,170.30
    • Total Interest Payable:
      £168,776.30
    • Fees

    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.98% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £247.50 and 273 monthly payments of £593.75. The total amount payable would be £320,820.30 made up of the loan amount plus interest £168,776.30 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 31/01/2019
  • APRC
    4.50%
  • Monthly Payment
    £248.75
  • ERC
    Yes
  • Fees
    £1,999
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £35,000
    • Max Loan:
      Varies
    • Product Description:
      1.99% Fixed to 31/01/2019
    • Incentives:
      Free valuation fees Remortgages.
      £200 cashbackRemortgages or free legal feesRemortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £248.75 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £320,204
    • Total Interest Payable:
      £168,125
    • Fees

    • Product Fee:
      £1,999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.99% and then reverting to our tracker rate of 4.74% tracker for remaining term. 28 monthly payments of £248.75 and 272 monthly payments of £592.50. The total amount payable would be £320,254 made up of the loan amount plus interest £168,125 and a product fee £1,999 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • NatWest
  • NatWest
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 30/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £248.75
  • ERC
    Yes
  • Fees
    £1,995
  • Max LTV
    60%
  • More Info
    Call Direct0800 158 2907
    Call: 0800 158 2907+ Product Details
  • Call NatWest for more information about this mortgage

    • Natwest say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.

    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm / Sunday 10am - 2pm (excl. public holidays). Calls may be recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.99% Fixed to 30/11/2018
    • Incentives:
      Free valuation fees.
      free valuation admin fees.
      free legal fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £248.75 x 26
    • Ongoing Monthly Payments:
      £531.25 x 274
    • Total Amount Payable:
      £304,025
    • Total Interest Payable:
      £152,030
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.99% and then reverting to our variable rate of 4.25% variable for remaining term. 26 monthly payments of £248.75 and 274 monthly payments of £531.25. The total amount payable would be £304,210 made up of the loan amount plus interest £152,030 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 30/11/2018
  • APRC
    3.70%
  • Monthly Payment
    £248.75
  • ERC
    Yes
  • Fees
    £1,995
  • Max LTV
    60%
  • Call Direct0800 096 7446
    Call: 0800 096 7446+ Product Details
  • Call Royal Bank of Scotland for more information about this mortgage

    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.

    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm / Sunday 10am - 2pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.99% Fixed to 30/11/2018
    • Incentives:
      Free valuation fees.
      free valuation admin fees.
      free legal fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £248.75 x 26
    • Ongoing Monthly Payments:
      £468.75 x 274
    • Total Amount Payable:
      £286,900
    • Total Interest Payable:
      £134,905
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.99% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £248.75 and 274 monthly payments of £468.75. The total amount payable would be £287,085 made up of the loan amount plus interest £134,905 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 01/11/2018
  • APRC
    4.50%
  • Monthly Payment
    £248.75
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.99% Fixed to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £248.75 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £319,971.50
    • Total Interest Payable:
      £168,812.50
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.99% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £248.75 and 274 monthly payments of £592.50. The total amount payable would be £320,121.50 made up of the loan amount plus interest £168,812.50 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.14%
    Fixed to 01/11/2018
  • APRC
    4.60%
  • Monthly Payment
    £267.50
  • ERC
    Yes
  • Fees
    £2,209
  • Max LTV
    70%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.14% Fixed to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £267.50 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £321,459
    • Total Interest Payable:
      £169,300
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 2.14% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £267.50 and 274 monthly payments of £592.50. The total amount payable would be £321,609 made up of the loan amount plus interest £169,300 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.19%
    Fixed to 31/12/2018
  • APRC
    4.60%
  • Monthly Payment
    £273.75
  • ERC
    Yes
  • Fees
    £1,994
  • Max LTV
    65%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.19% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £273.75 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,879
    • Total Interest Payable:
      £169,485
    • Fees

    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.19% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £273.75 and 273 monthly payments of £593.75. The total amount payable would be £321,529 made up of the loan amount plus interest £169,485 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.19%
    Fixed to 31/12/2018
  • APRC
    4.60%
  • Monthly Payment
    £273.75
  • ERC
    Yes
  • Fees
    £1,994
  • Max LTV
    65%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.19% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £273.75 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,879
    • Total Interest Payable:
      £169,485
    • Fees

    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.19% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £273.75 and 273 monthly payments of £593.75. The total amount payable would be £321,529 made up of the loan amount plus interest £169,485 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.19%
    Fixed to 31/12/2018
  • APRC
    4.60%
  • Monthly Payment
    £273.75
  • ERC
    Yes
  • Fees
    £2,196
  • Max LTV
    65%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.19% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £273.75 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £322,081
    • Total Interest Payable:
      £169,485
    • Fees

    • Product Fee:
      £1,999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.19% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £273.75 and 273 monthly payments of £593.75. The total amount payable would be £321,731 made up of the loan amount plus interest £169,485 and a product fee £1,999 and valuation fee £197. The overall cost for comparison is 4.60% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.19%
    Fixed to 01/11/2018
  • APRC
    4.60%
  • Monthly Payment
    £273.75
  • ERC
    Yes
  • Fees
    £2,209
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.19% Fixed to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £273.75 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £321,621.50
    • Total Interest Payable:
      £169,462.50
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 2.19% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £273.75 and 274 monthly payments of £592.50. The total amount payable would be £321,771.50 made up of the loan amount plus interest £169,462.50 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.60% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    tracker
  • Initial Rate
    2.20%
    2.20% Variable for 2 years
  • APRC
    4.60%
  • Monthly Payment
    £275
  • ERC
    Yes
  • Fees
    £1,499
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £35,000
    • Max Loan:
      £500,000
    • Product Description:
      2.20% Variable for 2 years
    • Incentives:
      Free valuation fees Remortgages.
      £200 cashbackRemortgages or free legal feesRemortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £275 x 24
    • Ongoing Monthly Payments:
      £592.50 x 276
    • Total Amount Payable:
      £321,709
    • Total Interest Payable:
      £170,130
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 2.20% and then reverting to our tracker rate of 4.74% tracker for remaining term. 24 monthly payments of £275 and 276 monthly payments of £592.50. The total amount payable would be £321,759 made up of the loan amount plus interest £170,130 and a product fee £1,499 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    2.24%
    Variable to 01/11/2018
  • APRC
    4.70%
  • Monthly Payment
    £280
  • ERC
    Yes
  • Fees
    £3,964
  • Max LTV
    70%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.24% Variable to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £280 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £323,539
    • Total Interest Payable:
      £169,625
    • Fees

    • Product Fee:
      £3,750
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 2.24% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £280 and 274 monthly payments of £592.50. The total amount payable would be £323,689 made up of the loan amount plus interest £169,625 and a product fee £3,750 and valuation fee £214. The overall cost for comparison is 4.70% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed to 31/01/2019
  • APRC
    4.50%
  • Monthly Payment
    £286.25
  • ERC
    Yes
  • Fees
    £1,500
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £100,000
    • Max Loan:
      £500,000
    • Product Description:
      2.29% Fixed to 31/01/2019
    • Incentives:
      Free valuation fees Remortgages.
      £200 cashbackRemortgages or free legal feesRemortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £286.25 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £320,755
    • Total Interest Payable:
      £169,175
    • Fees

    • Product Fee:
      £1,500
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 2.29% and then reverting to our tracker rate of 4.74% tracker for remaining term. 28 monthly payments of £286.25 and 272 monthly payments of £592.50. The total amount payable would be £320,805 made up of the loan amount plus interest £169,175 and a product fee £1,500 and valuation fee £0. The overall cost for comparison is 4.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed to 31/12/2018
  • APRC
    4.60%
  • Monthly Payment
    £286.25
  • ERC
    Yes
  • Fees
    £2,196
  • Max LTV
    75%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.29% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £286.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £322,418.50
    • Total Interest Payable:
      £169,822.50
    • Fees

    • Product Fee:
      £1,999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.29% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £286.25 and 273 monthly payments of £593.75. The total amount payable would be £322,068.50 made up of the loan amount plus interest £169,822.50 and a product fee £1,999 and valuation fee £197. The overall cost for comparison is 4.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed to 31/12/2018
  • APRC
    4.60%
  • Monthly Payment
    £286.25
  • ERC
    Yes
  • Fees
    £1,994
  • Max LTV
    75%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.29% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £286.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £322,216.50
    • Total Interest Payable:
      £169,822.50
    • Fees

    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.29% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £286.25 and 273 monthly payments of £593.75. The total amount payable would be £321,866.50 made up of the loan amount plus interest £169,822.50 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.60% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed to 31/12/2018
  • APRC
    4.60%
  • Monthly Payment
    £286.25
  • ERC
    Yes
  • Fees
    £1,994
  • Max LTV
    75%
  • Call Direct0808 115 0607
    Call: 0808 115 0607+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.29% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £286.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £322,216.50
    • Total Interest Payable:
      £169,822.50
    • Fees

    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.29% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £286.25 and 273 monthly payments of £593.75. The total amount payable would be £321,866.50 made up of the loan amount plus interest £169,822.50 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.60% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed to 01/11/2019
  • APRC
    4.50%
  • Monthly Payment
    £286.25
  • ERC
    Yes
  • Fees
    £2,209
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.29% Fixed to 01/11/2019
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £286.25 x 38
    • Ongoing Monthly Payments:
      £592.50 x 262
    • Total Amount Payable:
      £318,271.50
    • Total Interest Payable:
      £166,112.50
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/19: 3.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 38 months at 2.29% and then reverting to our variable rate of 4.74% variable for remaining term. 38 monthly payments of £286.25 and 262 monthly payments of £592.50. The total amount payable would be £318,421.50 made up of the loan amount plus interest £166,112.50 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.34%
    Fixed to 01/11/2018
  • APRC
    4.70%
  • Monthly Payment
    £292.50
  • ERC
    Yes
  • Fees
    £3,964
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.34% Fixed to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £292.50 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £323,864
    • Total Interest Payable:
      £169,950
    • Fees

    • Product Fee:
      £3,750
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 2.34% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £292.50 and 274 monthly payments of £592.50. The total amount payable would be £324,014 made up of the loan amount plus interest £169,950 and a product fee £3,750 and valuation fee £214. The overall cost for comparison is 4.70% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    2.34%
    Variable to 01/11/2018
  • APRC
    4.60%
  • Monthly Payment
    £292.50
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    70%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.34% Variable to 01/11/2018
    • Incentives:
      £500 cashback.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £292.50 x 26
    • Ongoing Monthly Payments:
      £592.50 x 274
    • Total Amount Payable:
      £321,109
    • Total Interest Payable:
      £169,950
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 2.34% and then reverting to our variable rate of 4.74% variable for remaining term. 26 monthly payments of £292.50 and 274 monthly payments of £592.50. The total amount payable would be £321,259 made up of the loan amount plus interest £169,950 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.60% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    2.39%
    Fixed to 31/01/2019
  • APRC
    4.60%
  • Monthly Payment
    £298.75
  • ERC
    Yes
  • Fees
    £1,999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £35,000
    • Max Loan:
      £500,000
    • Product Description:
      2.39% Fixed to 31/01/2019
    • Incentives:
      Free valuation fees Remortgages.
      £200 cashbackRemortgages or free legal feesRemortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £298.75 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £321,604
    • Total Interest Payable:
      £169,525
    • Fees

    • Product Fee:
      £1,999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 2.39% and then reverting to our tracker rate of 4.74% tracker for remaining term. 28 monthly payments of £298.75 and 272 monthly payments of £592.50. The total amount payable would be £321,654 made up of the loan amount plus interest £169,525 and a product fee £1,999 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60%. Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 27/09/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60%. Our mortgage comparison service includes providers from whom we may receive commission. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 16:29 27/09/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

More about buy to let mortgages

With buy to let mortgage, you can borrow money for property which you then rent out.

It works in much the same way as a regular mortgage, with variable, fixed or tracker interest rates and a range of loan-to-value options.

A buy to let does tend to cost more than a mortgage on your home, both in the interest rate you'll face and the amount of upfront deposit you'll need. But while it might not make you your millions, you could get a tidy boost to your income if you can charge more for rent each month than what your mortgage payments come to.

As a general rule, the banks will want you to prove that you can recoup around a third more than your costs before they offer you a deal.

Like with any investment, there are risks. If something happens to make rent prices slide then you could face yourself having to meet any shortfall out of your own pocket. Therefore, you'll have to do research into where you buy to make sure you are investing in an upcoming area where the value will rise, not fall.

You've also got to make sure that you can cover any repair costs that you will be liable for as a landlord and be prepared for the possibility that you may face times without tenants - and that means no rent.

But, with a few savvy decisions, you can definitely stand to profit from a buy to let.

Please use our whole of market mortgage comparison to compare all the top brands including RBS Mortgages, NatWest Mortgages, HSBC Mortgages, Santander Mortgages, Yorkshire Building Society Mortgages, Chelsea Building Society Mortgages and The Post Office Mortgages to name a few.

For more information, read our in-depth guide to buy to let mortgages.