Buy to Let Mortgages

  • Buy-to-let mortgages are designed specifically for property investors purchasing a property for the rental market.
  • Buy-to-let products include all the usual mortgage types such as fixed rate and tracker rate.
  • You can compare buy-to-let mortgage products available in the UK in the table below.

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  • Suitable for all kinds of landlords, from those just starting out to those looking to expand their portfolio
  • Dedicated team of specialists to help find the right mortgage for your circumstances
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IF YOU FAIL TO KEEP UP THE PAYMENTS ON YOUR MORTGAGE A “RECEIVER OF RENT” MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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The following results are based on a loan to value (LTV) of 60%
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  • Virgin Money 1.54% Fixed to 01/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed to 01/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £192.50
  • Max LTV
    60%
  • Fees
    £2,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.54% Fixed to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £192.50 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £318,709
    • Total Interest Payable:
      £166,550
    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 2.5% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.54% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £192.50 and 272 monthly payments of £592.50. The total amount payable would be £318,859 made up of the loan amount plus interest £166,550 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 1.69% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £211.25
  • Max LTV
    60%
  • Fees
    £1,994
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.69% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £211.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,191.50
    • Total Interest Payable:
      £167,797.50
    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.69% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £211.25 and 273 monthly payments of £593.75. The total amount payable would be £319,841.50 made up of the loan amount plus interest £167,797.50 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 1.69% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £211.25
  • Max LTV
    60%
  • Fees
    £2,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.69% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £211.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,393.50
    • Total Interest Payable:
      £167,797.50
    • Product Fee:
      £1,999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.69% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £211.25 and 273 monthly payments of £593.75. The total amount payable would be £320,043.50 made up of the loan amount plus interest £167,797.50 and a product fee £1,999 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 1.69% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £211.25
  • Max LTV
    60%
  • Fees
    £1,994
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.69% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £211.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,191.50
    • Total Interest Payable:
      £167,797.50
    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.69% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £211.25 and 273 monthly payments of £593.75. The total amount payable would be £319,841.50 made up of the loan amount plus interest £167,797.50 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money 1.80% 1.80% Variable to 01/07/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.80%
    1.80% Variable to 01/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £225
  • Max LTV
    60%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.80% Variable to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £225 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £318,619
    • Total Interest Payable:
      £167,460
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 1% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.80% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £225 and 272 monthly payments of £592.50. The total amount payable would be £318,769 made up of the loan amount plus interest £167,460 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money 1.84% Variable to 01/07/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.84%
    Variable to 01/07/2019
  • APRC
    4.60%
  • Monthly Payment
    £230
  • Max LTV
    60%
  • Fees
    £3,964
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.84% Variable to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £230 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £321,514
    • Total Interest Payable:
      £167,600
    • Product Fee:
      £3,750
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 1% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.84% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £230 and 272 monthly payments of £592.50. The total amount payable would be £321,664 made up of the loan amount plus interest £167,600 and a product fee £3,750 and valuation fee £214. The overall cost for comparison is 4.60% APRC representative.

  • NatWest 1.88% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.88%
    Variable to 31/08/2019
  • APRC
    4.10%
  • Monthly Payment
    £235
  • Max LTV
    60%
  • Fees
    £1,995
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.88% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £235 x 29
    • Ongoing Monthly Payments:
      £531.25 x 271
    • Total Amount Payable:
      £302,778.80
    • Total Interest Payable:
      £150,783.80
    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 29 months at 1.88% and then reverting to our variable rate of 4.25% variable for remaining term. 29 monthly payments of £235 and 271 monthly payments of £531.25. The total amount payable would be £302,828.80 made up of the loan amount plus interest £150,783.80 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Royal Bank of Scotland 1.88% Variable to 31/08/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.88%
    Variable to 31/08/2019
  • APRC
    3.60%
  • Monthly Payment
    £235
  • Max LTV
    60%
  • Fees
    £1,995
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.88% Variable to 31/08/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £235 x 29
    • Ongoing Monthly Payments:
      £468.75 x 271
    • Total Amount Payable:
      £285,841.20
    • Total Interest Payable:
      £133,846.20
    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 1/0.5% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 29 months at 1.88% and then reverting to our variable rate of 3.75% variable for remaining term. 29 monthly payments of £235 and 271 monthly payments of £468.75. The total amount payable would be £285,891.20 made up of the loan amount plus interest £133,846.20 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • HSBC 1.89% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £236.25
  • Max LTV
    65%
  • Fees
    £1,994
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.89% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £236.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,866.50
    • Total Interest Payable:
      £168,472.50
    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.89% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £236.25 and 273 monthly payments of £593.75. The total amount payable would be £320,516.50 made up of the loan amount plus interest £168,472.50 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 1.89% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £236.25
  • Max LTV
    65%
  • Fees
    £1,994
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.89% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £236.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,866.50
    • Total Interest Payable:
      £168,472.50
    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.89% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £236.25 and 273 monthly payments of £593.75. The total amount payable would be £320,516.50 made up of the loan amount plus interest £168,472.50 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 1.89% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £236.25
  • Max LTV
    65%
  • Fees
    £2,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.89% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £236.25 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,068.50
    • Total Interest Payable:
      £168,472.50
    • Product Fee:
      £1,999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.89% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £236.25 and 273 monthly payments of £593.75. The total amount payable would be £320,718.50 made up of the loan amount plus interest £168,472.50 and a product fee £1,999 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money 1.89% Fixed to 01/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.89%
    Fixed to 01/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £236.25
  • Max LTV
    60%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.89% Fixed to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £236.25 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £318,934
    • Total Interest Payable:
      £167,775
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 2.5% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.89% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £236.25 and 272 monthly payments of £592.50. The total amount payable would be £319,084 made up of the loan amount plus interest £167,775 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money 1.94% Fixed to 01/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.94%
    Fixed to 01/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £242.50
  • Max LTV
    70%
  • Fees
    £2,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.94% Fixed to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £242.50 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £320,109
    • Total Interest Payable:
      £167,950
    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 2.5% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.94% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £242.50 and 272 monthly payments of £592.50. The total amount payable would be £320,259 made up of the loan amount plus interest £167,950 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • NatWest 1.95% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.95%
    Fixed to 31/08/2019
  • APRC
    4.10%
  • Monthly Payment
    £243.75
  • Max LTV
    60%
  • Fees
    £2,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.95% Fixed to 31/08/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £243.75 x 29
    • Ongoing Monthly Payments:
      £531.25 x 271
    • Total Amount Payable:
      £303,780.50
    • Total Interest Payable:
      £151,037.50
    • Product Fee:
      £1,995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 29 months at 1.95% and then reverting to our variable rate of 4.25% variable for remaining term. 29 monthly payments of £243.75 and 271 monthly payments of £531.25. The total amount payable would be £303,330.50 made up of the loan amount plus interest £151,037.50 and a product fee £1,995 and valuation fee £248. The overall cost for comparison is 4.10% APRC representative.

  • Royal Bank of Scotland 1.95% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.95%
    Fixed to 31/08/2019
  • APRC
    3.70%
  • Monthly Payment
    £243.75
  • Max LTV
    60%
  • Fees
    £2,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.95% Fixed to 31/08/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £243.75 x 29
    • Ongoing Monthly Payments:
      £468.75 x 271
    • Total Amount Payable:
      £286,843
    • Total Interest Payable:
      £134,100
    • Product Fee:
      £1,995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 29 months at 1.95% and then reverting to our variable rate of 3.75% variable for remaining term. 29 monthly payments of £243.75 and 271 monthly payments of £468.75. The total amount payable would be £286,393 made up of the loan amount plus interest £134,100 and a product fee £1,995 and valuation fee £248. The overall cost for comparison is 3.70% APRC representative.

  • NatWest 1.99% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 31/08/2019
  • APRC
    4.10%
  • Monthly Payment
    £248.75
  • Max LTV
    60%
  • Fees
    £1,995
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.99% Fixed to 31/08/2019
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £248.75 x 29
    • Ongoing Monthly Payments:
      £531.25 x 271
    • Total Amount Payable:
      £303,177.50
    • Total Interest Payable:
      £151,182.50
    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 29 months at 1.99% and then reverting to our variable rate of 4.25% variable for remaining term. 29 monthly payments of £248.75 and 271 monthly payments of £531.25. The total amount payable would be £303,362.50 made up of the loan amount plus interest £151,182.50 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Royal Bank of Scotland 1.99% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 31/08/2019
  • APRC
    3.70%
  • Monthly Payment
    £248.75
  • Max LTV
    60%
  • Fees
    £1,995
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      1.99% Fixed to 31/08/2019
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £248.75 x 29
    • Ongoing Monthly Payments:
      £468.75 x 271
    • Total Amount Payable:
      £286,240
    • Total Interest Payable:
      £134,245
    • Product Fee:
      £1,995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 29 months at 1.99% and then reverting to our variable rate of 3.75% variable for remaining term. 29 monthly payments of £248.75 and 271 monthly payments of £468.75. The total amount payable would be £286,425 made up of the loan amount plus interest £134,245 and a product fee £1,995 and valuation fee £0. The overall cost for comparison is 3.70% APRC representative.

  • Virgin Money 1.99% Fixed to 01/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 01/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £248.75
  • Max LTV
    75%
  • Fees
    £2,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.99% Fixed to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £248.75 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £320,284
    • Total Interest Payable:
      £168,125
    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 2.5% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.99% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £248.75 and 272 monthly payments of £592.50. The total amount payable would be £320,434 made up of the loan amount plus interest £168,125 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 2.04% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.04%
    Fixed to 30/06/2019
  • APRC
    4.60%
  • Monthly Payment
    £255
  • Max LTV
    75%
  • Fees
    £2,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.04% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £255 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,574.80
    • Total Interest Payable:
      £168,978.80
    • Product Fee:
      £1,999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.04% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £255 and 273 monthly payments of £593.75. The total amount payable would be £321,224.80 made up of the loan amount plus interest £168,978.80 and a product fee £1,999 and valuation fee £197. The overall cost for comparison is 4.60% APRC representative.

  • HSBC 2.04% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.04%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £255
  • Max LTV
    75%
  • Fees
    £1,994
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.04% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £255 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,372.80
    • Total Interest Payable:
      £168,978.80
    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.04% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £255 and 273 monthly payments of £593.75. The total amount payable would be £321,022.80 made up of the loan amount plus interest £168,978.80 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 2.04% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.04%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £255
  • Max LTV
    75%
  • Fees
    £1,994
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.04% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £255 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,372.80
    • Total Interest Payable:
      £168,978.80
    • Product Fee:
      £1,797
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.04% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £255 and 273 monthly payments of £593.75. The total amount payable would be £321,022.80 made up of the loan amount plus interest £168,978.80 and a product fee £1,797 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 2.19% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.19%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £273.75
  • Max LTV
    60%
  • Fees
    £296
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.19% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £273.75 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,181
    • Total Interest Payable:
      £169,485
    • Product Fee:
      £99
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.19% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £273.75 and 273 monthly payments of £593.75. The total amount payable would be £319,831 made up of the loan amount plus interest £169,485 and a product fee £99 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 2.19% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.19%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £273.75
  • Max LTV
    60%
  • Fees
    £296
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.19% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £273.75 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,181
    • Total Interest Payable:
      £169,485
    • Product Fee:
      £99
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.19% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £273.75 and 273 monthly payments of £593.75. The total amount payable would be £319,831 made up of the loan amount plus interest £169,485 and a product fee £99 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • HSBC 2.19% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.19%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £273.75
  • Max LTV
    60%
  • Fees
    £546
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.19% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £273.75 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £320,431
    • Total Interest Payable:
      £169,485
    • Product Fee:
      £349
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.19% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £273.75 and 273 monthly payments of £593.75. The total amount payable would be £320,081 made up of the loan amount plus interest £169,485 and a product fee £349 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money 2.24% Variable to 01/07/2019
  • Mortgage Type
    tracker
  • Initial Rate
    2.24%
    Variable to 01/07/2019
  • APRC
    4.60%
  • Monthly Payment
    £280
  • Max LTV
    70%
  • Fees
    £3,964
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.24% Variable to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £280 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £322,914
    • Total Interest Payable:
      £169,000
    • Product Fee:
      £3,750
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 1% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 2.24% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £280 and 272 monthly payments of £592.50. The total amount payable would be £323,064 made up of the loan amount plus interest £169,000 and a product fee £3,750 and valuation fee £214. The overall cost for comparison is 4.60% APRC representative.

  • Virgin Money 2.24% Variable to 01/07/2019
  • Mortgage Type
    tracker
  • Initial Rate
    2.24%
    Variable to 01/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £280
  • Max LTV
    70%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.24% Variable to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £280 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £320,159
    • Total Interest Payable:
      £169,000
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 1% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 2.24% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £280 and 272 monthly payments of £592.50. The total amount payable would be £320,309 made up of the loan amount plus interest £169,000 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money 2.29% Variable to 01/07/2019
  • Mortgage Type
    tracker
  • Initial Rate
    2.29%
    Variable to 01/07/2019
  • APRC
    4.50%
  • Monthly Payment
    £286.25
  • Max LTV
    75%
  • Fees
    £1,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.29% Variable to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £286.25 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £320,334
    • Total Interest Payable:
      £169,175
    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 1% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 2.29% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £286.25 and 272 monthly payments of £592.50. The total amount payable would be £320,484 made up of the loan amount plus interest £169,175 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.50% APRC representative.

  • Virgin Money 2.29% Fixed to 01/07/2020
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed to 01/07/2020
  • APRC
    4.40%
  • Monthly Payment
    £286.25
  • Max LTV
    60%
  • Fees
    £2,209
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.29% Fixed to 01/07/2020
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £286.25 x 40
    • Ongoing Monthly Payments:
      £592.50 x 260
    • Total Amount Payable:
      £317,659
    • Total Interest Payable:
      £165,500
    • Product Fee:
      £1,995
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/20: 3.5% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 2.29% and then reverting to our variable rate of 4.74% variable for remaining term. 40 monthly payments of £286.25 and 260 monthly payments of £592.50. The total amount payable would be £317,809 made up of the loan amount plus interest £165,500 and a product fee £1,995 and valuation fee £214. The overall cost for comparison is 4.40% APRC representative.

  • Virgin Money 2.34% Fixed to 01/07/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.34%
    Fixed to 01/07/2019
  • APRC
    4.70%
  • Monthly Payment
    £292.50
  • Max LTV
    60%
  • Fees
    £3,964
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.34% Fixed to 01/07/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £292.50 x 28
    • Ongoing Monthly Payments:
      £592.50 x 272
    • Total Amount Payable:
      £323,264
    • Total Interest Payable:
      £169,350
    • Product Fee:
      £3,750
    • Valuation Fee:
      £214
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/7/19: 2.5% Outstanding Balance
    Virgin Money
    Visit Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 2.34% and then reverting to our variable rate of 4.74% variable for remaining term. 28 monthly payments of £292.50 and 272 monthly payments of £592.50. The total amount payable would be £323,414 made up of the loan amount plus interest £169,350 and a product fee £3,750 and valuation fee £214. The overall cost for comparison is 4.70% APRC representative.

  • HSBC 2.39% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    2.39%
    Fixed to 30/06/2019
  • APRC
    4.50%
  • Monthly Payment
    £298.75
  • Max LTV
    65%
  • Fees
    £546
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £25,000
    • Max Loan:
      Varies
    • Product Description:
      2.39% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £298.75 x 27
    • Ongoing Monthly Payments:
      £593.75 x 273
    • Total Amount Payable:
      £321,106
    • Total Interest Payable:
      £170,160
    • Product Fee:
      £349
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 2.39% and then reverting to our variable rate of 4.75% variable for remaining term. 27 monthly payments of £298.75 and 273 monthly payments of £593.75. The total amount payable would be £320,756 made up of the loan amount plus interest £170,160 and a product fee £349 and valuation fee £197. The overall cost for comparison is 4.50% APRC representative.

The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 28/03/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 22:27 28/03/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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More about buy to let mortgages

With buy to let mortgage, you can borrow money for property which you then rent out.

It works in much the same way as a regular mortgage, with variable, fixed or tracker interest rates and a range of loan-to-value options.

A buy to let does tend to cost more than a mortgage on your home, both in the interest rate you'll face and the amount of upfront deposit you'll need. But while it might not make you your millions, you could get a tidy boost to your income if you can charge more for rent each month than what your mortgage payments come to.

As a general rule, the banks will want you to prove that you can recoup around a third more than your costs before they offer you a deal.

Like with any investment, there are risks. If something happens to make rent prices slide then you could face yourself having to meet any shortfall out of your own pocket. Therefore, you'll have to do research into where you buy to make sure you are investing in an upcoming area where the value will rise, not fall.

You've also got to make sure that you can cover any repair costs that you will be liable for as a landlord and be prepared for the possibility that you may face times without tenants - and that means no rent.

But, with a few savvy decisions, you can definitely stand to profit from a buy to let.

Please use our whole of market mortgage comparison to compare all the top brands including RBS Mortgages, NatWest Mortgages, HSBC Mortgages, Santander Mortgages, Yorkshire Building Society Mortgages, Chelsea Building Society Mortgages and The Post Office Mortgages to name a few.

For more information, read our in-depth guide to buy to let mortgages.