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Car Finance Calculator

  • We've partnered with award-winning broker Zuto to help you in your car loan search.
  • Calculate how much you could borrow and compare offers from a range of Zuto lenders below.
Lenders below available through Zuto - *best available rates shown for excellent credit
  • Paragon

  • Best Available Rate *
    5.3% APR
  • Available Amounts
    £2,500 to £59,000
  • Min/Max Terms
    2 to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Deposit not always required
    • Cars up to 13 years old
    • Cars only accepted
    • Up to 100,000 miles
    • No Military Personnel or No Driving Instructors
    • Employed and Self Employed Only
    • Taxi Drivers accepted on vehicle for personal use
    • Full UK Licence only
    • Joint Applications accepted
    Start Now
  • Representative Example: If you borrow £7,500 over 48 months you'll pay back a total amount of £9,864 which works out as a monthly payment of £205. Representative APR 15.10% (fixed)
  • Barclays

  • Best Available Rate *
    6.9% APR
  • Available Amounts
    £1,500 to £43,293
  • Min/Max Terms
    2 to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Deposit not always required
    • Cars only accepted
    • Cars up to 12 years old / 120,000 miles
    • Any driving licence considered
    • Any employment status considered
    • All UK applicants considered
    • 3 Years UK Residency
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  • Representative Example: If you borrow £7,500 over 48 months you'll pay back a total amount of £9,896 which works out as a monthly payment of £206. Representative APR 15.30% (fixed)
  • Blue Motor Finance

  • Best Available Rate *
    7.4% APR
  • Available Amounts
    £1,300 to £50,000
  • Min/Max Terms
    18 months to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Deposit not always required
    • Cars up to 12 years old
    • Cars only accepted
    • Up to 100,000 miles
    • Private Sales Considered
    • UK Driving Licence Only
    • UK Based Military Considered
    • Any Employment status considered
    • No Northern Ireland or Channel Islands/Isle of Man Applicants
    • Taxi Drivers accepted on vehicle for personal use
    • 3 Years UK Residency
    Start Now
  • Representative Example: If you borrow £7,500 over 48 months you'll pay back a total amount of £10,437 which works out as a monthly payment of £217. Representative APR 18.70% (fixed)
  • Santander

  • Best Available Rate *
    7.7% APR
  • Available Amounts
    £1,500 to £35,999
  • Min/Max Terms
    14 months to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Cars up to 9 years old
    • Vans Up to 6 years old
    • Mileage up to 120,000
    • 20% deposit needed
    • Only satisfied defaults/CCJs accepted
    • UK mainland residents only
    • Taxi drivers accepted
    • Minimum provisional license or EU license required
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  • Representative Example: If you borrow £7,500 over 48 months, you'll pay a total amount of £10,246 which works out as a monthly payment of £213. Representative APR of 17.50% (fixed).
  • Creation

  • Best Available Rate *
    9.4% APR
  • Available Amounts
    £2,000 to £24,725
  • Min/Max Terms
    2 to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Cars up to 10 years old
    • Mileage up to 100,000
    • Motorbikes and scooters allowed (available to applicants over 23)
    • Not available to Scottish and Channel Islands residents
    • Satisfied CCJs/defaults are permitted
    • No current credit/mortgage/HP arrears
    • Joint applications/guarantors not accepted
    • Taxi drivers/driving instructors accepted
    Start Now
  • Representative Example: If you borrow £7,500 over 48 months, you'll pay a total amount of £9,753 which works out as a monthly payment of £203. Representative APR of 14.40% (fixed).
  • Hitachi Personal Finance

  • Best Available Rate *
    9.9% APR
  • Available Amounts
    £2,000 to £21,200
  • Min/Max Terms
    2 to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Cars up to 10 years old
    • Any engine size/insurance group
    • Up to 100,000 miles
    • Private sale and dealer purchase available
    • Deposit Not always required
    • 18 years +
    • Mainland UK residents only
    • No CCJs or defaults
    • No taxi drivers
    Start Now
  • Representative Example: If you borrow £7,500 over 48 months you'll pay back a total amount of £10,310 which works out as a monthly payment of £215. Representative APR 17.90% (fixed)
  • Private & Commercial Finance

  • Best Available Rate *
    10.1% APR
  • Available Amounts
    £2,500 to £60,000
  • Min/Max Terms
    18 months to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Cars up to 9 years old+ Mileage up to 100,000 (petrol) and 120,000 (diesel)
    • Classic cars, vans, commercial and motorbikes accepted
    • Must be aged: 21 or over (or 18 with guarantor)
    • Mainland UK residents only
    • Armed forces accepted (no low ranks)
    • Self-employed/employed only
    • Maximum insurance group 15 - if under 25 years old
    Start Now
  • Representative Example: If you borrow £7,500 over 48 months, you'll pay a total amount of £11,093 which works out as a monthly payment of £231. Representative APR of 22.80% (fixed).
  • Marsh

  • Best Available Rate *
    11.5% APR
  • Available Amounts
    £2,000 to £19,000
  • Min/Max Terms
    18 months to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Cars up to 8 years old
    • Milage up to 120,000
    • £100 minimum deposit
    • Must be 22 or over+ Minimum income £850 per month
    • Armed forces applicants not accepted
    • Tenants in GTR London not accepted
    • Applicants residing in high rise flats not accepted
    • Ex-bankrupt applicants not accepted Completed IVA/debt management plans accepted
    • 1 current missed mortgage payment allowed
    • Defaults and CCJs in last 3 years accepted
    Start Now
  • Representative Example: If you borrow £7,500 over 48 months, you'll pay a total amount of £10,725 which works out as a monthly payment of £223. Representative APR of 20.50% (fixed).
  • Moneyway

  • Best Available Rate *
    16.5% APR
  • Available Amounts
    £2,000 to £20,000
  • Min/Max Terms
    2 to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Cars up to 9 years 10 months old
    • Mileage up to 100,000 miles
    • Deposit not always required
    • Maximum 3.0L engine
    • Must be 21 or over
    • Disability benefit accepted
    • Defaults less than £500 in last 3 years accepted
    • 5 months minimum time in current employment
    • Agency workers/driving Instructors/taxi drivers not accepted
    • Available in Northern Ireland
    Start Now
  • Representative Example: If you borrow £7,500.00 over 48 months, you'll pay a total amount of £12,229 which works out as a monthly payment of £255. Representative APR of 29.90% (fixed).
  • Billing Finance Ltd

  • Best Available Rate *
    32.4% APR
  • Available Amounts
    £1,100 to £9,999
  • Min/Max Terms
    18 months to 5 years
  • See Deal + More Information
  • Based on the information given by you, Zuto will search a range of products and lenders to find a car loan that meets your individual circumstances. If your application is successful we’ll arrange for a personal advisor to call you back within 30 min.

    Vehicle/Loan Criteria

    Borrower Criteria

    • Cars of any age considered
    • Mileage up to 100,00 miles
    • 5% Minimum deposit required
    • No Subaru Imprezas
    • Must be 18 years or over
    • Defaults/CCJ accepted, provided you have some active clean credit
    • Pension/DLA accepted
    • Taxi drivers, delivery drivers and driving instructors accepted
    Start Now
  • Representative Example: If you borrow £7,500.00 over 48 months, you'll pay a total amount of £13,362 which works out as a monthly payment of £278. Representative APR of 37.00% (fixed).
Our comparison table features a selection of providers from whom we receive commission. This table is initially ordered by best available rate [*rate for lender achieved by Zuto customers in the last 3 months]. You can use the options above the table to order it according to various criteria.