Step 1: Get a quote from Quotezone.co.uk

Specialist Car Insurance

Step 2: Quote from at least 2 of the comparison sites below

	Name	Owner	Number of insurers	Quote time
	Go Compare gocompare.com	Independent	125	2 min 30 secs	GET QUOTE
	WIN free car insurance
	Tiger tiger.co.uk	Call Connection Ltd	96	2 mins 10 secs	GET QUOTE
	You could save £300 or more on your renewal price
	Confused confused.com	Part of the Admiral Group	134	2 min 15 secs	GET QUOTE
	60% of Confused.com customers could save up to £170 on their car insurance
	Compare The Market comparethemarket.com	BGL (Budget) Group	85	3 min 30 secs	GET QUOTE
	Insurance comparison site covering products from a selection of top insurance brands

Step 3: Pick up the phone and haggle

Step 4: Sign up for a renewal reminder

Step 5: Check out other types of insurance on our site

Get in the know on car insurance

You've passed your driving test, picked up your shiny new wheels and you're all set to go. But then comes the brakes - there's nothing quite like the price of car insurance to stop you in your tracks. But if you know a few tricks of the trade, you should be able to get on the road.

You've got three main options when choosing what car insurance policy to go for: third party only - where only the damage you cause to other vehicles will be covered; third party, fire and theft; and fully comprehensive (the last two are pretty much self-explanatory).

That's not your only decision to make though. Once you've chosen which type of cover is best for you, your main point of comparison is probably going to be price. But you also have to factor in a few extra points. Check what the excess will be if you have to make a claim; any circumstances which would invalidate your cover; and any throw-ins that your policy would provide - breakdown cover and discounts at motoring service and retail outlets are common.

Getting the best deal on your car insurance is a finely tuned business. There are all sorts of factors which affect the price you'll pay, including how old you are, what you do for a living, where you park your vehicle, and anyone else you want to include on your policy.

A word of advice: however tempted you might be, do not lie. If you need to make a claim, your insurance company will investigate. If you haven't told the truth, your policy won't be honoured. Instead, look to see how you can make changes to your motoring habits in order to get a better deal. Park in a secure place, avoid using the vehicle for commercial purposes, and keep your annual mileage down. There can often also be discounts available if you cover more than one car with the same insurance company.

Insurance is particularly expensive for the young. If you're struggling to find a good deal, check out telematics insurance providers. A 'black box' installed in your car will monitor the way you drive and will reward you for safer practice with cheaper premiums.

Even when you're clued up, it's still a daunting task. There's hundreds of different policy providers on the market - far too many to trawl through them all, individually getting quotes. That's why we advise using the comparison engines - you know the ones, those that have given even the most mild-mannered a serious aversion to meerkats and opera singers. These guys allow you to fill out one form and check the prices from large swathes of the market in one fell swoop.

Not all providers list their prices with the comparison sites, though. We've listed a couple of the major insurers that opt out above. Make sure you check these individually. If you need some more information, read the Know Your Money guide to car insurance or our introduction to the world of telematics.

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