Claims Financial Ltd Credit Card Penalty Refunds

Claims Financial Limited specialises in ‘no win no fee' recovery of unfair charges from financial organisations. For those who have incurred excessive charges from their credit card providers for late payments or exceeded credit limits Claims Financial offer a credit card penalty reclaim service which handles all aspects of your claim from gathering evidence to obtaining a satisfactory refund payment. For more information on Claims Financial's credit card penalty refund service or to apply online please click on the links below.


Other popular cards

Credit Card Representative APR
Variable

Annual Percentage Rate: the interest that you will pay per year on purchases. This rate includes annual fees but does not factor in other charges such as default fees. Rates shown are 'typical' interest rates and may vary depending on your credit rating.

Balance Transfers

A balance transfer is when you transfer the debt owed on one credit card (the balance) to another.

Purchases
Rate

This indicates the introductory interest rate on balance transfers that a credit card offers.

Duration

The duration of time that the introductory interest rate on balance transfers will apply.

Fee

Balance transfer fees are usually applied to any balances transferred from one card to another. They are calculated as a percentage (typically between 2-4%) of the amount being transferred.

Rate

This indicates the introductory interest rate on new purchases that a credit card offers.

Duration

The duration of time that the introductory interest rate on new purchase will apply.

Halifax
22 Month Balance Transfer Card
0% for the first 22 months on balance transfers
17.9%0%22 months3.50%0%3 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerNo
Credit RatingGood
Minimum Income£20,000
REVIEW
Representative Example: 17.95% p.a. variable on card purchases. This is equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200. The purchase rate is 17.95% pa (variable).
Barclaycard
Platinum Balance Transfer Card (22 Month)
£30 fee refund when you transfer a balance of £2,500 or more (terms and conditions apply)
17.9%0%22 months2.90%0%3 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Existing CustomerNo
REVIEW
Representative Example: Annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Virgin Money
Balance Transfer Card
16.8%0%20 months2.99%0%3 monthsMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Permanent UK ResidentYes
Minimum Age18
Existing CustomerNo
Credit RatingGood
REVIEW
Representative Example: 16.8% p.a. (variable) on card purchases. Equivalent to 16.8% APR representative (variable) based on a credit limit of £1,200.

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