Smile Bank is part of theThe Co-operative Bank (Founded in 1872 in Manchester). Smile was launched in 1999 as a separate internet-only operation. Among UK banks Smile bank has received many awards in recent years for customer service and online banking, and currently has around half-a-million customers. 95% of our customers would recommend smile to their friends. And Smile won the Guardian and Observer Consumer Finance Awards 2004 for providing the best overall customer service for the second year running.
![]() | Smile Loans Apply / Find out more / Read a review |