Compare Credit Cards

  • Credit cards can offer financial flexibility - but only when used responsibly. Our guides below cover all aspects of choosing, managing and using credit cards wisely.
  • We currently compare 87 credit cards
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aqua Classic Credit Card
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  • 29.7% APR (Variable)
  • Start with a credit limit of £250-£1,200 and you could get an increase on your 4th statement
  • Free unlimited access to your credit report
  • Text reminders, so you need never miss a payment
Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.71% (variable), representative 29.7% APR (variable). Credit available subject to status.

What type of card are you looking for?

Compare Balance Transfer Credit Cards

  • Halifax 43 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 43 months
    (3.28% fee)
  • New Purchases Offer
    0% Fixed
    For 6 months
  • Representative APR
    18.9% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Min Credit
      £500
    • Provider
      Halifax

    Benefits

      • 0% interest for 43 months on balances transferred within the first 90 days after your account is opened.
      • 3.
      • 28% fee applies on each balance transfer, an initial 3.
      • 5% fee applies with a refund of 0.
      • 22% within 90 days, so the effective fee is 3.
      • 28%.
      • Also 6 months at 0% on purchases.
      • Manage your card online using Online Banking and Mobile Banking.
      • Fraud protection.
      • Faster payments to your card giving more flexibility and control.

    Before you Continue...

  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. An initial 3.5% fee applies with a refund of 0.22% within 90 days, so the effective fee is 3.28% (Terms and conditions apply).

  • Sainsbury's Bank 42 Month Balance Transfer Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 42 months
    (2.35% fee)
  • New Purchases Offer
    0% Fixed
    For 3 months
  • Representative APR
    18.9% APR
    (Variable)
  • More Info + Details
  • Additional Information

      • 4% balance transfer fee refunded to 3.
      • 5% on transfers made in the first 3 months.
      • (3% thereafter, £3 fee minimum at all times).
      • .
    • Provider
      Sainsbury's Bank

    Benefits

      • Interest rate and credit limit are subject to status.
      • 3,000 Bonus Nectar points when you transfer at least £1,000 in the first month from account opening.
      • Ends 31st January 2017.
      • 5,000 bonus Nectar points - spend at least £250 in a Sainsbury's stores in the first month from account opening.
      • Ends 26th March 2017.
      • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel.
      • 1 Nectar point per £5 spent elsewhere.
      • If your application is approved you are guaranteed to get the 0% interest period advertised.
      • No annual fee.

    Before you Continue...

      • You must be a UK resident.
      • You must not be an existing Sainsbury's Bank Credit Card customer.
      • .
    • Min Age
      18
    • Visit Website
    • 3,000 Bonus Nectar points when you transfer at least £1,000 in the first month from account opening. Ends 31st January 2017
    • 5,000 bonus Nectar points - spend at least £250 in a Sainsbury's stores in the first month from account opening. Ends 26th March 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 4% balance transfer fee refunded to 2.35% on transfers made in the first 3 months. (3% thereafter, £3 fee minimum at all times).

Compare 41 more balance transfer credit cards

Compare Credit Building Credit Cards

  • Marbles Classic Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    24.8% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Min Credit
      £250
    • Provider
      NewDay Ltd

    Benefits

      • Start with an easy-to-manage credit limit of £250 - £1,200.
      • FastCheck your eligibility for an instant response before you apply.
      • Manage your account online.

    Before you Continue...

  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.84% (variable), representative 24.8% APR (variable). Credit available subject to status.

  • Tesco Bank Foundation Clubcard Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 1 months
    (0% fee)
  • New Purchases Offer
    0% Fixed
    For 6 months
  • Representative APR
    27.5% APR
    (Variable)
  • More Info + Details
  • Additional Information

      • Lower credit limits starting from £250, which we'll review regularly.
      • 0% interest to pay on purchases for 6 months from account opening.
      • Flexible and manageable monthly repayments from £25.
      • Our mobile app helps you keep on top of your spending, on the move.
      • Set up text and email alerts to help avoid missing repayments.
    • Min Credit
      £250
    • Provider
      Tesco Bank

    Benefits

      • Stay in control of your credit score through our partnership with Noddle, part of the Call Credit Information Group.
      • Earn Clubcard points wherever you use your card, plus your usual points in Tesco.
      • Terms apply.
      • Apply online and get a decision within 60 seconds.
      • .

    Before you Continue...

      • You must live in the UK or have a BFPO address to apply.
      • You must not be registered bankrupt in past 18 months or have proceedings.
      • You must not have had County Court Judgements in the past 18 months.
    • Min Age
      18
    • Visit Website
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.5% (variable), representative 27.5% APR (variable). Credit available subject to status.

Compare 12 more credit building credit cards

Compare Intro Purchase Credit Cards

  • Sainsbury's Bank Purchase Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 18 months
    (3% fee)
  • New Purchases Offer
    0% Fixed
    For 29 months
  • Representative APR
    18.9% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Provider
      Sainsbury's Bank

    Benefits

      • Interest rate and credit limit are subject to status.
      • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel.
      • 1 Nectar point per £5 spent elsewhere.
      • 5,000 bonus Nectar points - spend at least £250 in a Sainsbury's store in the first month from account opening.
      • Ends 26th March 2017.
      • If your application is approved you are guaranteed to get the 0% interest period advertised.
      • No annual fee.

    Before you Continue...

      • You must be a UK resident.
      • You must not be an existing Sainsbury's Bank Credit Card customer.
      • .
    • Min Age
      18
    • Visit Website
    • 5000 bonus Nectar points - spend at least £250 in a Sainsbury's store in the first month from account opening. Ends 26th March 2017
    • 2 Nectar points per £1 spend on Sainsbury's shopping or fuel. 1 Nectar point per £5 spent elsewhere
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 3% balance transfer fee applies for transfers in the first 3 months, 3% afterwards (Minimum £3 at all times).

  • AA Dual Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 18 months
    (2.89% fee)
  • New Purchases Offer
    0% Fixed
    For 28 months
  • Representative APR
    18.9% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Min Credit
      £1,000
    • Provider
      AA

    Benefits

      • £35 cashback for all successful applicants that make a transaction on their card, minimum £500 spend required.
      • Terms apply.
      • Manage your card on the go with the AA Credit Card mobile servicing app.
      • 0% for 18 months on balance transfers is only available on transfers made within the first 3 months of account opening.
      • 2.
      • 89% fee applies.
      • 0% for 28 months on purchases is only available if a transaction is made within the first 3 months of account opening.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

      • You must have a good credit rating to apply.
      • AA Credit Cards are provided by Bank of Ireland UK.
      • AA Financial Services Limited is a credit broker and not a lender.
    • Min Income
      £8,000
    • Min Age
      18
    • Visit Website
    • £35 cashback for all successful applicants that make a transaction on their card, minimum £500 spend required. Terms apply
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Compare 12 more intro purchase credit cards

Compare Cashback Credit Cards

  • Nationwide Select Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 12 months
    (0% fee)
  • New Purchases Offer
    0% Fixed
    For 12 months
  • Representative APR
    15.9% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Min Credit
      £500
    • Provider
      Nationwide

    Benefits

      • 0.
      • 5% cashback on sterling purchases.
      • Fraud Protection Guarantee.
      • Access to Nationwide Simply Rewards.
      • Unlimited commission-free purchases abroad.

    Before you Continue...

      • To apply for a Select Credit Card you must be a main current account customer with Nationwide.
    • Min Income
      £5,000
    • Min Age
      18
    • Visit Website
    • 0.5% cashback on sterling purchases
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), representative 15.9% APR (variable). Credit available subject to status.

  • Royal Bank of Scotland Reward Credit Card

  • Balance Transfers Offer
    -
  • New Purchases Offer
    No Introductory Rate
    No Intro Rate
  • Representative APR
    17.4% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Annual fee
      £24
    • Min Credit
      £300
    • Provider
      Royal Bank of Scotland

    Benefits

      • Earn 1% Rewards in all supermarkets (0.
      • 5% at their petrol stations).
      • Earn at least 1% at Myrewards Retailers and 0.
      • 5% everywhere else you shop at home and abroad.
      • Earn an additional 1% if you use contactless until 31st December 2016.
      • Earn an 1% on all Apple Pay payments up to £30 in store until 31st March 2017 Receive a £24 refund on the annual fee when you hold a Reward or Reward Black current account.
    • Contactless Payment
      Contactless payment for items up to £30

    Before you Continue...

    • Earn 1% Rewards in all supermarkets (0.5% at their petrol stations)
    • Earn at least 1% at Myrewards Retailers and 0.5% everywhere else you shop at home and abroad
    • Earn 1% rewards on payments up to £30 you make using Apple Pay in stores until 31st March 2017
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 12.9% (variable), with a £24 annual fee, representative 17.4% APR (variable). Credit available subject to status.

Compare 6 more cashback credit cards

No Fee Abroad Credit Cards

  • Saga Over 50s Platinum Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 9 months
    (3% fee)
  • New Purchases Offer
    0% Fixed
    For 9 months
  • Representative APR
    11.9% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Min Credit
      £500
    • Provider
      SAGA

    Benefits

      • 0% Foreign Currency Fee.
      • Secure Online Money Management Service.

    Before you Continue...

  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 11.29% (variable), representative 11.9% APR (variable). Credit available subject to status.

  • Nationwide Select Credit Card

  • Balance Transfers Offer
    0% Fixed
    For 12 months
    (0% fee)
  • New Purchases Offer
    0% Fixed
    For 12 months
  • Representative APR
    15.9% APR
    (Variable)
  • More Info + Details
  • Additional Information

    • Min Credit
      £500
    • Provider
      Nationwide

    Benefits

      • 0.
      • 5% cashback on sterling purchases.
      • Fraud Protection Guarantee.
      • Access to Nationwide Simply Rewards.
      • Unlimited commission-free purchases abroad.

    Before you Continue...

      • To apply for a Select Credit Card you must be a main current account customer with Nationwide.
    • Min Income
      £5,000
    • Min Age
      18
    • Visit Website
    • 0.5% cashback on sterling purchases
  • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), representative 15.9% APR (variable). Credit available subject to status.

Compare 7 more no fee abroad credit cards

Helpful links for credit card issues

Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards.

Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.

About this service: Comparison tables are provided by KnowYourMoney.co.uk and is a free service to our users. The tables include providers from whom we may receive commission. For more details on how our site works click here.

The credit card data is supplied by Runpath Group Ltd, a registered company in England & Wales. Company Reg No: 07406032. Registered address: 2nd Floor, 112-116 Old Street, London EC1V 9BG.

The tables shows a range of products from the market and this service does not consider your personal credit position. Our service is non-advised, which means that no advice is given or implied.

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