Compare Credit Cards

Whether you're looking for some financial flexibility or just transferring your existing balance, you'll find everything you need to make an informed decision here in our credit card section.

Choose a type of current account to compare

Compare Credit Cards

    • A simple, low rate for balance transfers and purchases - 6.9% p.a. (variable)
    • No balance transfer fees - just one annual fee of £24
  • Representative APR
    11.1%
    APR
  • Balance transfers offer
    -
  • Purchases offer
    -
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Minimum Income - £10,000
  • Representative Example: Representative 11.1% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 6.9% p.a. (variable). Annual fee: £24.
    • A simple, low rate for balance transfers and purchases - 6.9% p.a. (variable)
    • No balance transfer fees - just one annual fee of £24
  • Representative APR
    11.1%
    APR
  • Balance transfers offer
    -
  • Purchases offer
    -
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Minimum Income - £10,000
  • Representative Example: Representative 11.1% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 6.9% p.a. (variable). Annual fee: £24.
    • 1% cashback at all major supermarkets (on spend of up to £300 per month)
    • 2% cashback at all major department stores (on spend of up to £150 per month)
    • 3% Cashback on transport (on combined spend up to £100)
    • Plus earn 3% bonus cashback on purchases made using Apple Pay (on spend of up to £100 per month). Offer ends 29 February 2016
  • Representative APR
    16.5%
    APR
  • Balance transfers offer
    0%
    for 23 months
    (0% fee)
  • Purchases offer
    0%
    for 23 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Credit Rating - Good
    • Minimum Income - £7,500
  • Representative Example: 0% p.a. on card purchases for 23 months followed by 12.7% p.a. (variable) on card purchases. This is equivalent to 16.5% APR representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3
    • A Balance Transfer Fee of 3.00% applies. 2.30% will be refunded within 60 days so you will only pay 0.70% overall.
    • 0% on balance transfers made within 90 days of account opening
    • Subject to lending status and criteria
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 28 months
    (3.00% fee)
  • Purchases offer
    0%
    for 3 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Existing Customers Only - No
    • Minimum Age - 18
  • Representative Example: 18.94% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200
    • Contactless card - the easy way to make payments under £30
    • MasterCard SecureCode - for safer online shopping
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 12 months
    (3% fee)
  • Purchases offer
    0%
    for 26 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
  • Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200
    • Contactless card - the easy way to make payments under £30
    • MasterCard SecureCode - for safer online shopping
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 12 months
    (3% fee)
  • Purchases offer
    0%
    for 26 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
  • Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200
    • Start with an easy to manage credit limit up to £1,000
    • You could get a credit limit increase on your 5th statement with further increases every 5 months, up to £3,500
    • 24/7 control of your account with online and SMS functionality
  • Representative APR
    29.8%
    APR
  • Balance transfers offer
    -
  • Purchases offer
    -
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Credit Rating - Poor
  • Representative Example: 29.8% APR representative (variable). Based on a credit limit of £1,000 and a purchase rate of 29.84% p.a. (variable). Credit is provided by Vanquis bank Limited
    • Start with an easy to manage credit limit up to £1,000
    • Good for applicants who want to build or rebuild their credit rating
    • Get a response in 60 seconds
  • Representative APR
    39.9%
    APR
  • Balance transfers offer
    -
  • Purchases offer
    -
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Credit Rating - Poor
  • Representative Example: 39.9% APR representative (variable). Based on a credit limit of £1,000 and a purchase rate of 39.94% p.a. (variable)
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria.

Helpful links for credit card issues

Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards.

Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.

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