Compare Credit Cards

Whether you're looking for some financial flexibility or just transferring your existing balance, you'll find everything you need to make an informed decision here in our credit card section.

    • 0% on balance transfers made within 90 days of account opening for 28 months
    • Introductory period balances must be transferred in the first 90 days and the minimum transfer amount is £100
    • Subject to lending status and criteria
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 28 months
    (3% fee)
  • Purchases offer
    0%
    for 3 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Credit Rating - Free of any county court judgements
  • Representative Example: 18.94% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200
    • 1% cashback at all major supermarkets (on spend of up to £300 per month)
    • 2% cashback at all major department stores (on spend of up to £150 per month)
    • 3% Cashback on transport (on combined spend up to £100)
  • Representative APR
    18.4%
    APR
  • Balance transfers offer
    0%
    for 23 months
    (0% fee)
  • Purchases offer
    0%
    for 23 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Credit Rating - Good
    • Minimum Income - £7,500
  • Representative Example: 0% p.a. on card purchases for 23 months followed by 12.7% p.a. (variable) on card purchases. This is equivalent to 18.4% APR representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3
    • ClickSafe® and our Internet fraud protection protect you from online fraud
    • Keep track of your money across your TSB personal current and credit card accounts with Money Planner
    • Subject to stats & lending criteria. Minimum £100 balance transfer
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 20 months
    (2.95% fee)
  • Purchases offer
    0%
    for 20 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Credit Rating - Free of any county court judgements
  • Representative Example: 18.94% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200
    • 20 months on 0% balance transfers made in the first 3 months (2.98% fee applies)
    • 26 months on 0% purchases from the date your account is opened
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 20 months
    (2.98% fee)
  • Purchases offer
    0%
    for 26 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Minimum Income - £8,000 per annum
  • Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200.
    • 0% for 15 months on balance transfers and purchases from the date of account opening
    • No balance transfer fee during this period
    • No annual fee
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 15 months
    (0% fee)
  • Purchases offer
    0%
    for 15 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
    • Credit Rating - Good
    • Minimum Income - £7,500 per year
  • Representative Example: 0% p.a. on card purchases for 15 months followed by 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9% APR representative (variable) based on an assumed credit limit of £1,200.
    • Balance transfer fee of 0% applies for the first 3 months of account opening, after which time it will revert to 2.4% (minimum £5 fee)
    • Commission-free allowance to use abroad on any purchases in pounds sterling
  • Representative APR
    17.9%
    APR
  • Balance transfers offer
    0%
    for 12 months
    (0% fee for the first 3 months)
  • Purchases offer
    0%
    for 12 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
  • Representative Example: 17.9% p.a.(variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1,200.
    • Balance transfer fee of 0% applies for the first 3 months of account opening, after which time it will revert to 2.4%
    • You can earn 0.5% unlimited money back on all your sterling purchases
    • Unlimited commission-free purchases abroad
  • Representative APR
    15.9%
    APR
  • Balance transfers offer
    0%
    for 12 months
    (0% fee for the first 3 months)
  • Purchases offer
    0%
    for 12 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Existing Customers Only - Yes - must be a Nationwide current account customer
    • Minimum Age - 18
  • Representative Example: 15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).
    • Contactless card - the easy way to make payments under £30
    • MasterCard SecureCode - for safer online shopping
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 12 months
    (3% fee)
  • Purchases offer
    0%
    for 26 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
  • Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200
    • Contactless card - the easy way to make payments under £30
    • MasterCard SecureCode - for safer online shopping
  • Representative APR
    18.9%
    APR
  • Balance transfers offer
    0%
    for 12 months
    (3% fee)
  • Purchases offer
    0%
    for 26 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Minimum Age - 18
  • Representative Example: 18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1,200
    • 0% foreign currency fees - use your card to pay for goods and services worldwide and benefit from no foreign currency transactions
    • 0% on purchases and balance transfers (3% fee applies) for the first 9 months
  • Representative APR
    11.9%
    APR
  • Balance transfers offer
    0%
    for 9 months
    (3% fee)
  • Purchases offer
    0%
    for 9 months
  • More infoWill I qualify?
  • Application criteria
    • Permanent UK Resident - Yes
    • Existing Customers Only - No
    • Minimum Age - 50
    • Credit Rating - Good
    • Minimum Income - £12,000
  • Representative Example: 11.9% APR variable, based on £1,200 credit limit and annual purchase interest rate of 11.3% p.a. variable.
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria.

Helpful links for credit card issues

Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards.

Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.