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  • Credit cards can offer financial flexibility - but only when used responsibly. Our guides below cover all aspects of choosing, managing and using credit cards wisely.
  • We currently compare 88 credit cards
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MBNA Balance Transfer Credit Card
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  • 0% for up to 39 months from account opening on balance transfers made in the first 60 days
  • 1.48% effective fee applies on each balance transfer made in the first 60 days
  • Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

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    Compare Balance Transfer Credit Cards

    • Bank of Scotland Platinum 32 Month Balance Transfer Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 32 months
      (0.8% fee)
    • New Purchases Offer
      0% Fixed
      For 12 months
    • Representative APR
      18.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

      • Min Credit
        £500
      • Provider
        Bank of Scotland

      Benefits

        • 0% interest for 32 months on balances transferred within the first 90 days after your account is opened. 0.80% fee applies on each balance transfer,
        • also 12 months at 0% on purchases.
        • You may be eligible to apply for a second credit card with us. Conditions apply.
        • Manage your card online using Online Banking and Mobile Banking.
        • Fraud protection.
        • Faster payments to your card giving more flexibility and control.
      • Contactless Payment
        Contactless payment for items up to £30

      Before you Continue...

      • You must be at least 18 years old to apply.
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

    • Halifax 38 Month Balance Transfer Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 38 months
      (2.25% fee)
    • New Purchases Offer
      0% Fixed
      For 6 months
    • Representative APR
      18.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

      • Min Credit
        £500
      • Provider
        Halifax

      Benefits

        • 0% for 38 months on balance transfers within 90 days of account opening. 2.25% fee applies, 3% fee applies thereafter.
        • 0% for 6 months on purchases.
        • You may be eligible to apply for a second credit card with us. Conditions apply.
        • Manage your card online using Online Banking and Mobile Banking service.
        • Fraud protection.
        • Faster payments to your card giving more flexibility and control.

      Before you Continue...

      • You must be at least 18 years old to apply.
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. An initial 3% balance transfer fee applies with a 0.75% refund within 90 days, so the effective fee is 2.25% (Terms and conditions apply).

    Compare 37 more balance transfer credit cards

    Compare Credit Building Credit Cards

    • Tesco Bank Foundation Clubcard Credit Card

    • Balance Transfers Offer
      -
    • New Purchases Offer
      No Introductory Rate
      No Intro Rate
    • Representative APR
      27.5% APR
      (Variable)
    • See Deal + Details
    • Additional Information

        • Lower credit limits starting from £250, which we'll review regularly.
        • Flexible and manageable monthly repayments from £25.
        • Our mobile app helps you keep on top of your spending, on the move.
        • Set up text and email alerts to help avoid missing repayments.
      • Min Credit
        £250
      • Provider
        Tesco Bank

      Benefits

        • Stay in control of your credit score through our partnership with Noddle, part of the Call Credit Information Group.
        • Collect Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
        • Apply online and get a decision within 60 seconds.

      Before you Continue...

      • You must be at least 18 years old to apply.
        • You must live in the UK or have a BFPO address to apply.
        • You must not be registered bankrupt in the past 18 months or have proceedings.
        • You must not have had County Court Judgements in the past 18 months.
      • Min Age
        18
      • Visit Website
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.5% (variable), representative 27.5% APR (variable). Credit available subject to status.

    • Vanquis Chrome 24.7% Credit Card

    • Balance Transfers Offer
      -
    • New Purchases Offer
      No Introductory Rate
      No Intro Rate
    • Representative APR
      24.7% APR
      (Variable)
    • See Deal + Details
    • Additional Information

        • You could build your Credit Limit up to £4,000 over time.
        • Enjoy the new low APR Credit Card - designed to help you improve your credit rating.
      • Min Credit
        £250
      • Max Credit
        £4,000
      • Provider
        Vanquis Bank

      Benefits

        • Start with a manageable Credit Limit of £250 up to £1,000.
        • Online servicing, mobile app, SMS and email alerts.
        • UK based Customer Service Call Centres.
        • Dedicated fraud monitoring - Designed to protect your Chrome account 24 hours a day.
      • Contactless Payment
        Contactless payment for items up to £30

      Before you Continue...

      • You must be at least 18 years old to apply.
        • Not eligible to apply if you already hold or have applied for in the last 6 months any other credit card provided by Vanquis Bank.
      • Min Age
        18
      • Visit Website
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.7% (variable), representative 24.7% APR (variable). Credit available subject to status.

    Compare 15 more credit building credit cards

    Compare Intro Purchase Credit Cards

    • Halifax 30 Month Purchase Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 6 months
      (3% fee)
    • New Purchases Offer
      0% Fixed
      For 30 months
    • Representative APR
      18.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

      • Min Credit
        £500
      • Provider
        Halifax

      Benefits

        • 30 months at 0% on purchases. 0% interest for 6 months on balances transferred within the first 90 days after your account is opened. 3.00% fee applies on each balance transfer.
        • You may be eligible to apply for a second credit card with us. Conditions apply.
        • Manage your card online using Online Banking and Mobile Banking.
        • Fraud protection.
        • Faster payments to your card giving more flexibility and control.

      Before you Continue...

      • You must be at least 18 years old to apply.
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

    • Virgin All Round Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 25 months
      (1.5% fee)
    • New Purchases Offer
      0% Fixed
      For 25 months
    • Representative APR
      18.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

        • Contactless payment for items up to £30.
        • Choose from a range of different card designs.
      • Provider
        Virgin Money

      Benefits

        • 0% for 25 months on purchases, 0% for 25 months on balance transfers, with a fee of 1.50% and 0% for 25 months on money transfers, with a fee of 2%.
        • Earn cashback when you shop online with over 250 top brands with Virgin Money Back and enjoy exclusive offers and rewards from our family with the Virgin Red app
      • Contactless Payment
        Contactless payment for items up to £30

      Before you Continue...

      • You must be at least 18 years old to apply.
        • You must be a UK resident and hold a UK bank/building society account.
        • You must have good credit history.
      • Min Age
        18
      • Visit Website
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

    Compare 14 more intro purchase credit cards

    Compare Cashback Credit Cards

    • Nationwide Select Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 12 months
      (0% fee)
    • New Purchases Offer
      0% Fixed
      For 12 months
    • Representative APR
      15.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

      • Min Credit
        £500
      • Provider
        Nationwide

      Benefits

        • 0.5% cashback on sterling purchases.
        • Fraud Protection Guarantee.
        • Access to Nationwide Simply Rewards.
        • Unlimited commission-free purchases abroad.

      Before you Continue...

      • You must be at least 18 years old to apply.
        • To apply for a Select Credit Card you must be a main current account customer with Nationwide.
      • Min Income
        £5,000
      • Min Age
        18
      • Visit Website
      • 0.5% cashback on sterling purchases
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), representative 15.9% APR (variable). Credit available subject to status.

    • ASDA Cashback Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 12 months
      (3% fee)
    • New Purchases Offer
      No Introductory Rate
      No Intro Rate
    • Representative APR
      19.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

      • Min Credit
        £100
      • Provider
        ASDA Money

      Benefits

        • ASDA Money Award Winner - Best New Credit Card of the Year at the Card and Payment Awards, 2013. Best Affinity or Co-Branded Card Programme and Highly Commended.
        • 1% cashback on ASDA shopping and ASDA fuel. 0.5% cashback everywhere else. Unlimited cashback - No cap.
        • Up to 10% promotional cashback rate on selected ASDA insurance policies. Cashback credited monthly.
        • 0% on balance transfers for 12 months (2.9% fee) within the first 90 days after opening an account.
        • Contactless payments. No annual fee. No cash advance fee on ASDA Travel Money. 0% on all purchases at George.com over £200 for 6 months.
      • Contactless Payment
        Contactless payment for items up to £30

      Before you Continue...

      • You must be at least 18 years old to apply.
        • ASDA Stores Limited (Great Wilson Street, Leeds, LS11 5AD), trading as ASDA Money, acts as a credit broker not as a lender and is authorised and regulated by the Financial Conduct Authority. ASDA Stores Limited only offers credit cards provided by Creation Financial Services Limited, Chadwick House, Blenheim Court, Solihull B91 2AA. Applicants must be UK residents (including Isle of Man and Channel Islands).
      • Min Income
        £10,000
      • Min Age
        18
      • Visit Website
      • 1% cashback on ASDA shopping and ASDA fuel. 0.5% cashback everywhere else. Unlimited cashback - No cap.
      • Up to 10% promotional cashback rate on selected ASDA insurance policies. Cashback credited monthly.
      • 0% on all purchases at George.com over £200 for 6 months
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.

    Compare 6 more cashback credit cards

    No Fee Abroad Credit Cards

    • Saga Over 50s Platinum Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 9 months
      (3% fee)
    • New Purchases Offer
      0% Fixed
      For 9 months
    • Representative APR
      11.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

      • Min Credit
        £500
      • Provider
        SAGA

      Benefits

        • 0% Foreign Currency Fee.
        • Secure Online Money Management Service.
      • Contactless Payment
        Contactless payment for items up to £30

      Before you Continue...

      • You must be at least 18 years old to apply.
        • Provided by Allied Irish Banks, p.l.c. Acromas Financial Services Limited is a credit broker, not a lender.
      • Min Income
        £12,000
      • Min Age
        50
      • Visit Website
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 11.29% (variable), representative 11.9% APR (variable). Credit available subject to status.

    • Nationwide Select Credit Card

    • Balance Transfers Offer
      0% Fixed
      For 12 months
      (0% fee)
    • New Purchases Offer
      0% Fixed
      For 12 months
    • Representative APR
      15.9% APR
      (Variable)
    • See Deal + Details
    • Additional Information

      • Min Credit
        £500
      • Provider
        Nationwide

      Benefits

        • 0.5% cashback on sterling purchases.
        • Fraud Protection Guarantee.
        • Access to Nationwide Simply Rewards.
        • Unlimited commission-free purchases abroad.

      Before you Continue...

      • You must be at least 18 years old to apply.
        • To apply for a Select Credit Card you must be a main current account customer with Nationwide.
      • Min Income
        £5,000
      • Min Age
        18
      • Visit Website
      • 0.5% cashback on sterling purchases
    • Representative Example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), representative 15.9% APR (variable). Credit available subject to status.

    Compare 10 more no fee abroad credit cards

    Helpful links for credit card issues

    Money Advice Service - The government's Money Advice Service website provides concise, unbiased information on choosing and using credit cards as well as handy tools such as credit card calculators.

    The UK Cards Association - The British trade association for card payment companies has an extensive range of guides on their website covering all the types of payment cards available to UK consumers including debt, credit and prepaid cards.

    Financial Fraud Action (FFA) UK - The Financial Fraud Action website features important advice on using payment cards safely and securely as well as information on the latest scams.

    Financial Ombudsman Service - If you've already made a complaint to your card provider and have not had your issue resolved satisfactorily then the next step is to take up your complaint with the Financial Ombudsman.

    About this service: Comparison tables are provided by KnowYourMoney.co.uk and is a free service to our users. The tables include providers from whom we may receive commission. For more details on how our site works click here.

    The credit card data is supplied by Runpath Group Ltd, a registered company in England & Wales. Company Reg No: 07406032. Registered address: 2nd Floor, 112-116 Old Street, London EC1V 9BG.

    The tables shows a range of products from the market and this service does not consider your personal credit position. Our service is non-advised, which means that no advice is given or implied.

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