Chip and Pin is part of a Europe wide initiative to cut card fraud. Recently trialled in the UK, Chip and Pin was seen to provide a safer card payment method. You simply enter your pin into a keypad - just as you would at a cash machine - instead of signing a bill. The idea with Chip & Pin is that signatures are sometimes easy to forge, while Chip & Pin technology is extremely difficult to crack. Many banks are now issuing chip and pin cards. If you don't know your pin number, your bank should be able to issue you with one. The good news is that you will be able to use chip and pin technology abroad.
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