Compare Current Accounts
Compare the best current accounts available from the major high street banks and internet providers. Know Your Money also provide a comprehensive guide to choosing and switching your current account which can be found under 'guides' on the righthand side of the page.
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Compare current accounts
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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 | Barclays Basic Bank Account Straightforward account with access to telephone and online banking | 0% | 19.3% Representative Example: Up to £5,000 19.3% interest p.a (variable) Subject to status and application. | £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply | |||||||||||||
 | NatWest Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0.00% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||||
| NatWest Select Silver Account Includes free hmvdigital music downloads and LOVEFiLM DVD rentals, insurance for European travel and mobile phones, Withdraw up to £300 if you lose your card. £8 monthly fee. | 0% | 19.49% | Not stated | None | £8.00 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.49% EAR (variable) charge will apply | |||||||||||||
 | Nationwide Flex Account Free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee. | 0% | 18.90% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £1,200 a 18.9% EAR (variable) charge will apply | |||||||||||||
| Barclays Current Account Plus A range of benefits including mobile phone insurance and interest free overdraft up to £300.00 | 0% | 0% Representative Example: Up to £300 0% interest p.a (variable) £301 -£5000 18.3% interest p.a (variable) Subject to Status and application. | £5,000 | None | £6.50 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £5,000 a 18.3% EAR (variable) charge will apply | |||||||||||||
| NatWest Advantage Gold Brings a host of great benefits together for you. Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee. | 0% | 0% 0% EAR up to £100; 19.49% EAR over £100 | Not stated | None | £12.95 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.49% EAR (variable) charge will apply | |||||||||||||
 | RBS Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||||
| Barclays Additions Active A range of benefits, includes worldwide multi-trip family travel insurance, RAC breakdown membership, mobile phone insurance and more. | 0% | 0% Representative Example: Up to £300 0% interest p.a (variable) £301 -£5000 18.3% interest p.a (variable) Subject to Status and application. | £5,000 | £15.00 | £15.00 | MORE INFO | ||||||
| Representative Example: If you use an overdraft limit of £5,000 a 18.3% EAR (variable) charge will apply | |||||||||||||
 | Santander Preferred Current Account £300 cashback when you switch your main current account using our switcher service, have a mortgage and £10,000 savings with Santander | 5.00% 5.00% AER on balances up to £2,500 for first 12 months; 1% AER thereafter | 0% 0% EAR (variable) charge will apply for first 12 months, 50p per day capped at 10 days each monthly statement period applies thereafter | £5,000 | £1,000 | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £1,200 a 0% EAR (variable) charge will apply for first 12 months, 50p per day capped at 10 days each monthly statement period applies thereafter. | |||||||||||||
 | thinkbanking Account An innovative way to manage your finances with a two-account system - never miss a payment again. | 0% | n/a | n/a | None | £14.50 single / £19.50 joint | MORE INFO | ||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
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Current Accounts Guides
- Choosing a current account
- Switching current accounts
- Student and graduate accounts guide
- Do you need a business bank account?
- Personal overdrafts: what you need to know
- Internet banking and security guide
- Should you get a packaged current account?
- How to complain about financial services
- International and offshore bank accounts guide
- Current accounts: considerations and warnings
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