NatWest Current Accounts

  • If you are on the lookout for a new current account you can check out NatWest's range of accounts in the table below. Compare the latest information on interest rates, overdraft facilities and account fees or click on the links provided for further information or to apply online.

Compare NatWest Current Accounts

  • NatWest logo

    NatWest Reward Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £2 fee
    • Includes NatWest's mobile app & Emergency Cash
    • Maximum Interest (AER)
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Unarranged overdraft fees:If you enter an Unarranged Overdraft by more than £10, you will be charged an Unarranged Overdraft Usage Fee of £6 for each day you remain in that position, capped at £90 per charging period.
  • NatWest logo

    NatWest Reward Platinum Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit.
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £19 fee.
    • Includes many lifestyle benefits such as Worldwide multi trip travel insurance and UK car breakdown cover. Ts & Cs apply.
    • Maximum Interest (AER)
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £19

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Unarranged overdraft fees: £6 for each day on which there is an Unarranged Overdraft of more than £10 (Subject to a maximum of £90 in any charging period)
  • NatWest logo

    NatWest Reward Silver Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit.
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £12 fee.
    • Maximum Interest (AER)
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £12

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Unarranged overdraft fees: £6 for each day on which there is an Unarranged Overdraft of more than £10 (Subject to a maximum of £90 in any charging period)
  • NatWest logo

    NatWest Select Account

    • Bank anywhere with our mobile app
    • 24-hour telephone banking and Online banking
    • Get Emergency Cash
    • Maximum Interest (AER)
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Unarranged Overdraft Usage Fee of £6 per day. This is then capped at £90 per charging period.
  • Other current accounts

  • TSB logo

    TSB Classic Plus Account

    • 3% AER on balances up to £1,500
    • To earn 3% AER you must credit your account with £500 each month, register for internet banking, paperless statements and paperless correspondence
    • Maximum Interest (AER)
      3%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £500
    • Monthly Fee
      Free

    Interest details

    • 3% AER/2.96% gross variable interest paid on balances up to £1,500 only. Must pay in £500 a month, register for internet banking and paperless statements and paperless correspondences.
    • £5 cashback every month just for regularly spending with your debit card (minimum 20 debit card payments per month) and £5 cashback every month just for paying two direct debits. Valid from 1st March 2017. Ends June 2018. (Ts&Cs apply).
    • Plus, if you also use an eligible TSB credit card, you can earn up to £60 cashabck in a year on that too. Representative 18.9% APR (variable). Subject to status. Must be 18+ and a UK resident. Valid from 1st March 2017. Ends June 2018.

    Overdraft details

    • £10 interest-free overdraft buffer
    • If you go overdrawn by more than £10, TSB's Grace Period means that you have until 10pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day
    • 0% interest on planned overdraft up to £25
    • 19.84% AER variable and a Monthly Overdraft Usage Fee of £6 apply to amounts of £25 and over.
    • Borrower must be 18+ and a UK resident.
  • Barclays logo

    Barclays Bank Account

    • Personalised debit card
    • Award-winning online and mobile banking
    • Earn cashback when you shop online and in-store through Barclays with over 150 retailers
    • Maximum Interest (AER)
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:
    • 75p a day up to £1,000
    • £1.50 a day from £1,000 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • Barclays' Monthly Maximum Charge for Personal Current Accounts is £32. This includes: a maximum of 4 Unpaid Transaction Fees (£32 cap). Barclays' Monthly Maximum Charge for Personal Current Accounts with Emergency Borrowing is £67. This includes: a maximum of 7 Emergency Borrowing Fees (£35 cap) and a maximum of 4 Unpaid Transaction Fees (£32 cap). It doesn't include charges for using an arranged overdraft or the cost of packs for customising your account.
  • Barclays logo

    Barclays Current Account with Blue Rewards

    • Get £7 every month (£3.50 for each Direct Debit payment) and extra cash rewards on selected products.
    • Enhanced rate of cashback at over 150 retailers and Expedia when shopping through Barclays
    • Personalised debit card
    • Maximum Interest (AER)
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £800
    • Monthly Fee
      £3

    Interest details

    • No interest is paid on in-credit balances on this account
    • Rewards details:
    • Get £7 every month (£3.50 for each Direct Debit payment) and extra cash rewards on selected products:
    • £5 each month for having your mortgage with Barclays
    • Up to £3 each month when you take out or renew buildings or contents cover with Barclays
    • Subject to eligibility.

    Overdraft details

    • Arranged overdraft fees:
    • 75p a day up to £1,000
    • £1.50 a day from £1,000 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • Barclays' Monthly Maximum Charge for Personal Current Accounts is £32. This includes: a maximum of 4 Unpaid Transaction Fees (£32 cap). Barclays' Monthly Maximum Charge for Personal Current Accounts with Emergency Borrowing is £67. This includes: a maximum of 7 Emergency Borrowing Fees (£35 cap) and a maximum of 4 Unpaid Transaction Fees (£32 cap). It doesn't include charges for using an arranged overdraft or the cost of packs for customising your account.