The best account will always depend on individual circumstances and desires - as mentioned above, not everyone will be looking purely for the most money they can get.
Rebecca Brennan of Yahoo! Finance notes that conditions mean some accounts will simply not be available to everyone - minimum monthly deposits being one such term.
She adds that for those with less money, some providers offer a fee-free overdraft, such as the £260 buffer made available by internet bank smile.
Fellow online provider cahoot ranks fifth in her top five with its standard current account, while fourth and third are taken by Norwich & Peterborough's Gold current account and Nationwide's standard package respectively.
But it is Alliance & Leicester which takes both of the top two positions in Ms Brennan's list, with its Premier and Premier Direct current accounts.
These are only available to the over-21s and require a monthly deposit of at least £500, according to the terms and conditions.
Meanwhile, the Premier account comes with free European travel insurance and the Premier Direct offers the flexibility of internet banking.
Whichever style suits the individual, the prospect of watching that bank balance rise purely by switching to a different provider could prove to be the driving force needed to spur Britons into action.
Wells Fargo banking for foreign nationals living in or outside the US.
Wells Fargo banking for foreign nationals living in or outside the US.
www.WellsFargo.com
