Discount Mortgages

Compare the latest rates for discount mortgages in our table below. Or why not try our whole of market mortgage comparison service to find the right mortgage for you, simply choose your reason for mortgage below and start your search of over 3000 mortgage deals.


Popular Mortgages

Discount Mortgages

Mortgage Type

Buy to Let: For landlords purchasing a property for letting.
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Offset: Mortgage interest payments are offset against any savings you may hold.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Variable: The interest rate rises and falls with the provider’s standard interest rate (SVR).

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

Also referred to as Subsequent Rate - the interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

HSBC
2yr 2.19% Discount LTV 60% Special Direct
+ More Details
Discount1.75%243.94%3.80%60%£1999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:40%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4339
HSBC
2yr 1.55% Discount LTV 60% Special Direct
+ More Details
Discount2.39%243.94%3.80%60%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:40%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4339
HSBC
2yr 0.20% Discount LTV 90% Special Direct
+ More Details
Discount3.74%243.94%4.10%90%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4339
Aldermore
2yr 0.70% Discount LTV 65%
+ More Details
Discount4.28%244.98%Varies65%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
Aldermore
2yr 1.20% Discount LTV 75%
+ More Details
Discount4.28%245.48%Varies75%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Aldermore
2yr 1.45% Discount LTV 80%
+ More Details
Discount4.28%245.73%Varies80%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:20%
First time buyer:yes
Homemover:yes
Remortgage:yes
Buckinghamshire Building Society
3yr 0.76% Discount LTV 70%
+ More Details
Discount4.48%365.24%5.40%70%£750MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:30%
First time buyer:yes
Homemover:yes
Remortgage:yes
Aldermore
1yr 0.40% Discount LTV 65%
+ More Details
Discount4.58%124.98%Varies65%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
Kent Reliance Banking Services
2yr 1.49% Discount LTV 90%
+ More Details
Discount4.59%246.08%6.00%90%£880MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
Kent Reliance Banking Services
2yr 1.39% Discount LTV 75% Bespoke Intermediary
+ More Details
Discount4.69%246.08%6.30%75%£3130MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Aldermore
1yr 0.60% Discount LTV 75%
+ More Details
Discount4.88%125.48%Varies75%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Saffron Building Society
3yr 0.50% Discount LTV 80%
+ More Details
Discount4.89%365.39%5.40%80%£995MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:20%
First time buyer:yes
Homemover:yes
Remortgage:yes
Saffron Building Society
2yr 0.40% Disc LTV 75% Self Employed Intermediary
+ More Details
Discount4.99%245.39%Varies75%£3000MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
Saffron Building Society
3yr 0.40% Disc LTV 80% Contractor Mge Intermediary
+ More Details
Discount4.99%365.39%Varies80%£750MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:20%
First time buyer:yes
Homemover:yes
Remortgage:yes
Saffron Building Society
Professional 2yr 0.40% Disc LTV 90% Intermediary
+ More Details
Discount4.99%245.39%Varies90%£1500MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
Aldermore
1yr 0.45% Discount LTV 80%
+ More Details
Discount5.28%125.73%Varies80%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:20%
First time buyer:yes
Homemover:yes
Remortgage:yes
Kent Reliance Banking Services
2yr 1.00% Discount LTV 75% Shared Ownership Inter
+ More Details
Discount5.58%246.58%6.70%75%£559MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage Advice

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Call: 0808 132 0075

Call centre hours are: 8am to 8pm Monday to Friday 9am to 4pm Saturday. Closed Sundays.

How much is your property worth?

Use the FREE propertypriceadvice.co.uk valuation service for an accurate and up-to-date estimate of the value of any property in the UK.

How much is your property worth?

Use the FREE propertypriceadvice.co.uk valuation service for an accurate and up-to-date estimate of the value of any property in the UK.

Santander Mortgages


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Call 0800 032 4610

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Call: 0808 132 0075

Call centre hours are: 8am to 8pm Monday to Friday 9am to 4pm Saturday. Closed Sundays.