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First Direct Current Account

Describing themselves as ‘the UK’s most recommended bank’, First Direct offer a solid, if uninspiring, current account. The interest rate is average, however, they do offer an interest free overdraft facility (up to £500) and account holders can utilise internet, telephone and text message banking services. They offer a cash sweetener if you transfer your income (over £1,500 per month) to your account and help transferring direct debits etc. First Direct now levy a monthly charge on their current account for customers who do not meet certain criteria (such as not meeting minimum balance levels). For more information on the First Direct Current Account or to apply online please click on the links below.

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