first direct Tracker Mortgages

first direct's tracker mortgage products are part of their Repayment Mortgage range. This range provides simple capital repayment product where borrowers' monthly payments cover both interest and part of the capital. The first direct tracker portfolio offers products with a variety of rates, fee costs and loan to value (LTV) amounts. For more information on first direct Tracker Mortgages or to apply online please click on the link below.

Compare first direct Tracker Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

APR

This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison).

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

First Direct
2yr BBR + 1.49% LTV 65% Direct
[Show Details]		Tracker1.99%24 months3.69%3.60%65%£1499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
2yr BBR + 1.78% Offset LTV 65% Direct
[Show Details]		Tracker2.28%24 monthsn/a3.70%65%£1499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
2yr BBR + 1.89% LTV 65% Direct
[Show Details]		Tracker2.39%24 months3.69%3.60%65%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
Term BBR + 2.08% Offset LTV 65% Direct
[Show Details]		Tracker2.58%termn/a2.70%65%£1499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
2yr BBR + 2.09% LTV 75% Direct
[Show Details]		Tracker2.59%24 months3.69%3.60%75%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
2yr BBR + 2.19% LTV 65% Direct Fee Free
[Show Details]		Tracker2.69%24 months3.69%3.60%65%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
2yr BBR + 2.19% Offset LTV 65% Direct
[Show Details]		Tracker2.69%24 monthsn/a3.70%65%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
Term BBR + 2.19% LTV 65% Direct
[Show Details]		Tracker2.69%termn/a2.80%65%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
3yr BBR + 2.28% Capped Offset LTV 65% Direct
[Show Details]		Tracker2.78%36 monthsn/a3.70%65%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
First Direct
3yr BBR + 2.38% Capped Tracker LTV 65% Direct FF
[Show Details]		Tracker2.88%36 months3.69%3.50%65%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:35%
First time buyer:yes
Homemover:yes
Remortgage:yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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