Fixed Rate Mortgages

  • Fixed rate mortgages can be a good option for home buyers who want the safety of knowing that their repayments will remain steady for a period of time.
  • Compare the latest interest rates, fees and other important features of fixed rate mortgages in the table below.
  • Or use our powerful mortgage search, including all deals available to brokers and direct deals too.

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The following results are based on a loan to value (LTV) of 90%
  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 31/03/2019
  • APRC
    3.50%
  • Monthly Payment
    £952.58
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    90%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.99% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £952.58 x 26
    • Ongoing Monthly Payments:
      £1,133.15 x 274
    • Total Amount Payable:
      £336,446.20
    • Total Interest Payable:
      £110,250.20
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 1.99% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £952.58 and 274 monthly payments of £1,133.15. The total amount payable would be £336,496.20 made up of the loan amount plus interest £110,250.20 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 31/03/2019
  • APRC
    3.50%
  • Monthly Payment
    £952.58
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    90%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.99% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £952.58 x 26
    • Ongoing Monthly Payments:
      £1,133.15 x 274
    • Total Amount Payable:
      £336,196.20
    • Total Interest Payable:
      £110,250.20
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 1.99% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £952.58 and 274 monthly payments of £1,133.15. The total amount payable would be £336,246.20 made up of the loan amount plus interest £110,250.20 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.99%
    Fixed to 31/03/2019
  • APRC
    3.50%
  • Monthly Payment
    £952.58
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    90%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      1.99% Fixed to 31/03/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £952.58 x 26
    • Ongoing Monthly Payments:
      £1,133.15 x 274
    • Total Amount Payable:
      £336,196.20
    • Total Interest Payable:
      £110,250.20
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 1.99% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £952.58 and 274 monthly payments of £1,133.15. The total amount payable would be £336,246.20 made up of the loan amount plus interest £110,250.20 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • Clydesdale Bank
  • Mortgage Type
    fixed
  • Initial Rate
    2.09%
    Fixed to 31/03/2019
  • APRC
    4.30%
  • Monthly Payment
    £963.56
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £150,000
    • Max Loan:
      £750,000
    • Product Description:
      2.09% Fixed to 31/03/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £963.56 x 26
    • Ongoing Monthly Payments:
      £1,250.08 x 274
    • Total Amount Payable:
      £368,768.50
    • Total Interest Payable:
      £142,574.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 2.09% and then reverting to our variable rate of 4.70% variable for remaining term. 26 monthly payments of £963.56 and 274 monthly payments of £1,250.08. The total amount payable would be £368,818.50 made up of the loan amount plus interest £142,574.50 and a product fee £999 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Yorkshire Bank
  • Mortgage Type
    fixed
  • Initial Rate
    2.09%
    Fixed to 31/03/2019
  • APRC
    4.30%
  • Monthly Payment
    £963.56
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £150,000
    • Max Loan:
      £750,000
    • Product Description:
      2.09% Fixed to 31/03/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £963.56 x 26
    • Ongoing Monthly Payments:
      £1,250.08 x 274
    • Total Amount Payable:
      £368,768.50
    • Total Interest Payable:
      £142,574.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 2.09% and then reverting to our variable rate of 4.70% variable for remaining term. 26 monthly payments of £963.56 and 274 monthly payments of £1,250.08. The total amount payable would be £368,818.50 made up of the loan amount plus interest £142,574.50 and a product fee £999 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.24%
    Fixed to 01/04/2019
  • APRC
    4.10%
  • Monthly Payment
    £980.18
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.24% Fixed to 01/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £980.18 x 27
    • Ongoing Monthly Payments:
      £1,232.08 x 57
    • Total Amount Payable:
      £358,407.50
    • Total Interest Payable:
      £132,662.50
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 2.5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.24% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £980.18 and 57 monthly payments of £1,232.08. The total amount payable would be £358,757.50 made up of the loan amount plus interest £132,662.50 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.24%
    Fixed to 01/04/2019
  • APRC
    4.10%
  • Monthly Payment
    £980.18
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.24% Fixed to 01/04/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £980.18 x 27
    • Ongoing Monthly Payments:
      £1,232.08 x 57
    • Total Amount Payable:
      £358,921.50
    • Total Interest Payable:
      £132,662.50
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 2.5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.24% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £980.18 and 57 monthly payments of £1,232.08. The total amount payable would be £358,971.50 made up of the loan amount plus interest £132,662.50 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.10% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed for 2 years
  • APRC
    3.60%
  • Monthly Payment
    £985.76
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.29% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £985.76 x 24
    • Ongoing Monthly Payments:
      £1,142.88 x 276
    • Total Amount Payable:
      £340,592.10
    • Total Interest Payable:
      £114,093.10
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 2.29% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £985.76 and 276 monthly payments of £1,142.88. The total amount payable would be £340,142.10 made up of the loan amount plus interest £114,093.10 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed for 2 years
  • APRC
    3.60%
  • Monthly Payment
    £985.76
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.29% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £985.76 x 24
    • Ongoing Monthly Payments:
      £1,142.88 x 276
    • Total Amount Payable:
      £340,092.10
    • Total Interest Payable:
      £114,093.10
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 2.29% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £985.76 and 276 monthly payments of £1,142.88. The total amount payable would be £340,142.10 made up of the loan amount plus interest £114,093.10 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.29%
    Fixed for 2 years
  • APRC
    3.60%
  • Monthly Payment
    £985.76
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.29% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Great Britain
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £985.76 x 24
    • Ongoing Monthly Payments:
      £1,142.88 x 276
    • Total Amount Payable:
      £340,092.10
    • Total Interest Payable:
      £114,093.10
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 2.29% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £985.76 and 276 monthly payments of £1,142.88. The total amount payable would be £340,277.10 made up of the loan amount plus interest £114,093.10 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • NatWest
  • Mortgage Type
    fixed
  • Initial Rate
    2.35%
    Fixed to 30/04/2019
  • APRC
    3.60%
  • Monthly Payment
    £992.48
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    90%
  • More Info
    Call Direct 0800 158 2907
    Call: 0800 158 2907 + Product Details
  • Call NatWest for more information about this mortgage
    • Natwest say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £550,000
    • Product Description:
      2.35% Fixed to 30/04/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £992.48 x 27
    • Ongoing Monthly Payments:
      £1,143.03 x 273
    • Total Amount Payable:
      £340,587.20
    • Total Interest Payable:
      £113,844.10
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.35% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £992.48 and 273 monthly payments of £1,143.03. The total amount payable would be £340,137.20 made up of the loan amount plus interest £113,844.10 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    fixed
  • Initial Rate
    2.35%
    Fixed to 30/04/2019
  • APRC
    3.60%
  • Monthly Payment
    £992.48
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    90%
  • Call Direct 0800 096 7446
    Call: 0800 096 7446 + Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £550,000
    • Product Description:
      2.35% Fixed to 30/04/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £992.48 x 27
    • Ongoing Monthly Payments:
      £1,143.03 x 273
    • Total Amount Payable:
      £340,587.20
    • Total Interest Payable:
      £113,844.10
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.35% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £992.48 and 273 monthly payments of £1,143.03. The total amount payable would be £340,137.20 made up of the loan amount plus interest £113,844.10 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • Clydesdale Bank
  • Mortgage Type
    fixed
  • Initial Rate
    2.39%
    Fixed to 31/03/2019
  • APRC
    4.40%
  • Monthly Payment
    £996.97
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      £750,000
    • Product Description:
      2.39% Fixed to 31/03/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £996.97 x 26
    • Ongoing Monthly Payments:
      £1,253.42 x 274
    • Total Amount Payable:
      £370,552.30
    • Total Interest Payable:
      £144,358.30
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 2.39% and then reverting to our variable rate of 4.70% variable for remaining term. 26 monthly payments of £996.97 and 274 monthly payments of £1,253.42. The total amount payable would be £370,602.30 made up of the loan amount plus interest £144,358.30 and a product fee £999 and valuation fee £0. The overall cost for comparison is 4.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.39%
    Fixed to 31/03/2020
  • APRC
    3.40%
  • Monthly Payment
    £996.97
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    90%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      2.39% Fixed to 31/03/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £996.97 x 38
    • Ongoing Monthly Payments:
      £1,131.50 x 262
    • Total Amount Payable:
      £335,533.90
    • Total Interest Payable:
      £109,337.90
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/20: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 38 months at 2.39% and then reverting to our variable rate of 3.69% variable for remaining term. 38 monthly payments of £996.97 and 262 monthly payments of £1,131.50. The total amount payable would be £335,583.90 made up of the loan amount plus interest £109,337.90 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.39%
    Fixed to 31/03/2020
  • APRC
    3.40%
  • Monthly Payment
    £996.97
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    90%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      2.39% Fixed to 31/03/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £996.97 x 38
    • Ongoing Monthly Payments:
      £1,131.50 x 262
    • Total Amount Payable:
      £335,283.90
    • Total Interest Payable:
      £109,337.90
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/20: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 38 months at 2.39% and then reverting to our variable rate of 3.69% variable for remaining term. 38 monthly payments of £996.97 and 262 monthly payments of £1,131.50. The total amount payable would be £335,333.90 made up of the loan amount plus interest £109,337.90 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.39%
    Fixed to 31/03/2020
  • APRC
    3.40%
  • Monthly Payment
    £996.97
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    90%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      2.39% Fixed to 31/03/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £996.97 x 38
    • Ongoing Monthly Payments:
      £1,131.50 x 262
    • Total Amount Payable:
      £335,283.90
    • Total Interest Payable:
      £109,337.90
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/20: 3/2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 38 months at 2.39% and then reverting to our variable rate of 3.69% variable for remaining term. 38 monthly payments of £996.97 and 262 monthly payments of £1,131.50. The total amount payable would be £335,333.90 made up of the loan amount plus interest £109,337.90 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • Yorkshire Bank
  • Mortgage Type
    fixed
  • Initial Rate
    2.39%
    Fixed to 31/03/2019
  • APRC
    4.40%
  • Monthly Payment
    £996.97
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      £750,000
    • Product Description:
      2.39% Fixed to 31/03/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £996.97 x 26
    • Ongoing Monthly Payments:
      £1,253.42 x 274
    • Total Amount Payable:
      £370,552.30
    • Total Interest Payable:
      £144,358.30
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 2.39% and then reverting to our variable rate of 4.70% variable for remaining term. 26 monthly payments of £996.97 and 274 monthly payments of £1,253.42. The total amount payable would be £370,602.30 made up of the loan amount plus interest £144,358.30 and a product fee £999 and valuation fee £0. The overall cost for comparison is 4.40% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    2.49%
    Fixed to 31/03/2019
  • APRC
    3.50%
  • Monthly Payment
    £1,008.25
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • Call Direct 0800 077 4339
    Call: 0800 077 4339 + Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £10,000
    • Max Loan:
      £400,000
    • Product Description:
      2.49% Fixed to 31/03/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,008.25 x 26
    • Ongoing Monthly Payments:
      £1,138.21 x 274
    • Total Amount Payable:
      £338,084
    • Total Interest Payable:
      £113,084
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/3/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 26 months at 2.49% and then reverting to our variable rate of 3.69% variable for remaining term. 26 monthly payments of £1,008.25 and 274 monthly payments of £1,138.21. The total amount payable would be £338,134 made up of the loan amount plus interest £113,084 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Post Office Money®
  • Mortgage Type
    fixed
  • Initial Rate
    2.49%
    Fixed to 31/01/2019
  • APRC
    4.00%
  • Monthly Payment
    £1,008.25
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info
    Call Direct 0808 178 6691
    Call: 0808 178 6691 + Product Details
  • Call Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Click here to find out more
    • Summary

    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      2.49% Fixed to 31/01/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,008.25 x 24
    • Ongoing Monthly Payments:
      £1,202.09 x 276
    • Total Amount Payable:
      £356,569.80
    • Total Interest Payable:
      £130,974.80
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/19: 3/2% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 2.49% and then reverting to our variable rate of 4.24% tracker for remaining term. 24 monthly payments of £1,008.25 and 276 monthly payments of £1,202.09. The total amount payable would be £356,219.80 made up of the loan amount plus interest £130,974.80 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.55%
    Fixed to 01/04/2019
  • APRC
    4.10%
  • Monthly Payment
    £1,015.06
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.55% Fixed to 01/04/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No arrangement fees
      £300 cashback House Purchase,First Time Buyers
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,015.06 x 27
    • Ongoing Monthly Payments:
      £1,235.57 x 57
    • Total Amount Payable:
      £359,289.70
    • Total Interest Payable:
      £134,539.70
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/19: 2.5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.55% and then reverting to our variable rate of 4.54% variable for remaining term. 27 monthly payments of £1,015.06 and 57 monthly payments of £1,235.57. The total amount payable would be £359,639.70 made up of the loan amount plus interest £134,539.70 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.58%
    Fixed to 01/04/2020
  • APRC
    4.00%
  • Monthly Payment
    £1,018.48
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.58% Fixed to 01/04/2020
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,018.48 x 39
    • Ongoing Monthly Payments:
      £1,226.97 x 45
    • Total Amount Payable:
      £355,564.10
    • Total Interest Payable:
      £129,819.10
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/20: 3.5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 39 months at 2.58% and then reverting to our variable rate of 4.54% variable for remaining term. 39 monthly payments of £1,018.48 and 45 monthly payments of £1,226.97. The total amount payable would be £355,914.10 made up of the loan amount plus interest £129,819.10 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    2.58%
    Fixed to 01/04/2020
  • APRC
    4.00%
  • Monthly Payment
    £1,018.48
  • ERC
    Yes
  • Fees
    £1,209
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      2.58% Fixed to 01/04/2020
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,018.48 x 39
    • Ongoing Monthly Payments:
      £1,226.97 x 45
    • Total Amount Payable:
      £356,078.10
    • Total Interest Payable:
      £129,819.10
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £214
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/4/20: 3.5% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 39 months at 2.58% and then reverting to our variable rate of 4.54% variable for remaining term. 39 monthly payments of £1,018.48 and 45 monthly payments of £1,226.97. The total amount payable would be £356,128.10 made up of the loan amount plus interest £129,819.10 and a product fee £995 and valuation fee £214. The overall cost for comparison is 4.00% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.59%
    Fixed for 3 years
  • APRC
    3.60%
  • Monthly Payment
    £1,019.62
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.59% Fixed for 3 years
    • Incentives:
      Free valuation fees
      free legal fees Great Britain
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,019.62 x 36
    • Ongoing Monthly Payments:
      £1,140.62 x 264
    • Total Amount Payable:
      £338,829
    • Total Interest Payable:
      £112,830
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 36 months at 2.59% and then reverting to our variable rate of 3.74% variable for remaining term. 36 monthly payments of £1,019.62 and 264 monthly payments of £1,140.62. The total amount payable would be £339,014 made up of the loan amount plus interest £112,830 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.59%
    Fixed for 3 years
  • APRC
    3.50%
  • Monthly Payment
    £1,019.62
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      90%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.59% Fixed for 3 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,019.62 x 36
    • Ongoing Monthly Payments:
      £1,140.62 x 264
    • Total Amount Payable:
      £339,329
    • Total Interest Payable:
      £112,830
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 36 months at 2.59% and then reverting to our variable rate of 3.74% variable for remaining term. 36 monthly payments of £1,019.62 and 264 monthly payments of £1,140.62. The total amount payable would be £338,879 made up of the loan amount plus interest £112,830 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.59%
    Fixed for 3 years
  • APRC
    3.50%
  • Monthly Payment
    £1,019.62
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.59% Fixed for 3 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,019.62 x 36
    • Ongoing Monthly Payments:
      £1,140.62 x 264
    • Total Amount Payable:
      £338,829
    • Total Interest Payable:
      £112,830
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 36 months at 2.59% and then reverting to our variable rate of 3.74% variable for remaining term. 36 monthly payments of £1,019.62 and 264 monthly payments of £1,140.62. The total amount payable would be £338,879 made up of the loan amount plus interest £112,830 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.50% APRC representative.

  • NatWest
  • Mortgage Type
    fixed
  • Initial Rate
    2.60%
    2.60% Fixed to 30/04/2019
  • APRC
    3.60%
  • Monthly Payment
    £1,020.76
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    90%
  • More Info
    Call Direct 0800 158 2907
    Call: 0800 158 2907 + Product Details
  • Call NatWest for more information about this mortgage
    • Natwest say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,000
    • Max Loan:
      £550,000
    • Product Description:
      2.60% Fixed to 30/04/2019
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,020.76 x 27
    • Ongoing Monthly Payments:
      £1,145.62 x 273
    • Total Amount Payable:
      £341,309.80
    • Total Interest Payable:
      £115,314.80
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.60% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £1,020.76 and 273 monthly payments of £1,145.62. The total amount payable would be £341,494.80 made up of the loan amount plus interest £115,314.80 and a product fee £995 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    fixed
  • Initial Rate
    2.60%
    2.60% Fixed to 30/04/2019
  • APRC
    3.60%
  • Monthly Payment
    £1,020.76
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    90%
  • Call Direct 0800 096 7446
    Call: 0800 096 7446 + Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    • RBS say yes to 9 out of 10 mortgage applications
    • 5% deposit mortgages available with the Government backed Help to Buy scheme
    • Whatever your needs, they have a mortgage to suit.
    • They'll help you every step of the way.
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,000
    • Max Loan:
      £550,000
    • Product Description:
      2.60% Fixed to 30/04/2019
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,020.76 x 27
    • Ongoing Monthly Payments:
      £1,145.62 x 273
    • Total Amount Payable:
      £341,309.80
    • Total Interest Payable:
      £115,314.80
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/4/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 27 months at 2.60% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £1,020.76 and 273 monthly payments of £1,145.62. The total amount payable would be £341,494.80 made up of the loan amount plus interest £115,314.80 and a product fee £995 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Clydesdale Bank
  • Mortgage Type
    fixed
  • Initial Rate
    2.69%
    Fixed to 31/03/2020
  • APRC
    4.20%
  • Monthly Payment
    £1,031.05
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £175,000
    • Max Loan:
      £750,000
    • Product Description:
      2.69% Fixed to 31/03/2020
    • Incentives:
      Free valuation fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,031.05 x 38
    • Ongoing Monthly Payments:
      £1,247.50 x 262
    • Total Amount Payable:
      £366,719.90
    • Total Interest Payable:
      £141,024.90
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 38 months at 2.69% and then reverting to our variable rate of 4.70% variable for remaining term. 38 monthly payments of £1,031.05 and 262 monthly payments of £1,247.50. The total amount payable would be £366,269.90 made up of the loan amount plus interest £141,024.90 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.20% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.69%
    Fixed for 2 years
  • APRC
    3.60%
  • Monthly Payment
    £1,031.05
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      90%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.69% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,031.05 x 24
    • Ongoing Monthly Payments:
      £1,146.55 x 276
    • Total Amount Payable:
      £341,193
    • Total Interest Payable:
      £116,193
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 2.69% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £1,031.05 and 276 monthly payments of £1,146.55. The total amount payable would be £341,243 made up of the loan amount plus interest £116,193 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Nationwide BS
  • Mortgage Type
    fixed
  • Initial Rate
    2.69%
    Fixed for 2 years
  • APRC
    3.60%
  • Monthly Payment
    £1,031.05
  • ERC
    Yes
  • Fees
    No Fees
  • Max LTV
    90%
  • More Info + Product Details
    • Summary

    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      90%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.69% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Great Britain
      free valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Repayments

    • Initial Monthly Repayment:
      £1,031.05 x 24
    • Ongoing Monthly Payments:
      £1,146.55 x 276
    • Total Amount Payable:
      £341,193
    • Total Interest Payable:
      £116,193
    • Fees

    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • Representative example: A mortgage of £225,000 payable over 25 years initially on a fixed rate for 24 months at 2.69% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £1,031.05 and 276 monthly payments of £1,146.55. The total amount payable would be £341,378 made up of the loan amount plus interest £116,193 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a repayment mortgage of £225,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 90% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 19/01/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £225,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 90% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 14:53 19/01/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

More about fixed rate mortgages

A fixed rate mortgage has all kind of benefits. By agreeing the interest rate that you'll pay for a set length of time, you'll be able to plan your finances better and sleep safe in the knowledge that your payments aren't about to go through the roof.

What's more, fixed rates are often used by the bank as a tempter to get your business, with lower rates available than what's on offer with variable interest deals.

The downside, in the vast majority of cases, is that you won't be able to move your mortgage to another lender during your agreed period without incurring a hefty penalty.

The interest rate, the length of the term and the arrangement fee that you have to pay on agreeing the mortgage should all be central in your considerations. If you get a low interest rate but pay a high fee upfront, it could work out more expensive than choosing a slightly higher rate.

The APR or overall cost of comparison figure alongside the fixed rate is an indication of what you'll pay over the whole length of the mortgage. It takes into account the variable rate that the mortgage reverts to after the fixed term ends and any fees that you have to pay.

Fixed terms can range from anywhere between one and five years.

Remember, you face the possibility of paying another arrangement fee every time you agree a new deal. Keep this in mind if you're tempted by a low rate over a short length of time.