Compare Health Insurance Quotes
Healthcare cash plans provide a cheap and practical way of cutting the cost of your medical expenses. The cash plan allows you to claim back expenses on a wide variety of medical treatments or services whether through the NHS or privately, all for a small monthly fee. Compare products beneath and use our health insurance guide to choose the right cash plan for you.
Compare health insurance
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![]() | ActiveQuote Health Insurance |
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![]() | Chase Templeton Health Insurance |
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![]() | Bupa Health Insurance |
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Health Insurance Guide
Hints and tips for comparing health insurance deals
The great US writer Mark Twain, author of the Adventures of Huckleberry Finn, once famously said: "The only way to keep your health is to eat what you don't want, drink what you don't like, and do what you'd rather not."
Sadly, even if you do follow Twain's logic and avoid the more indulgent pursuits in life, you are not guaranteed a clean bill of health. More than one in three people develop cancer throughout their lifetime and a quarter will suffer from a serious medical condition before they reach retirement age.
The National Health Service that we have in the UK is a fantastic system which we are very lucky to have in place. But such is the strain on it that long waiting lists for some critical operations are inevitable. Other treatments and courses of medicine are simply too expensive for the NHS to afford. Unfortunately, the cost of these through the private sector as a one-off payment is too much for many people to foot themselves.
But private sector medicine treatment can much cheaper than you might realise - if it is paid for through a health insurance policy.
For as little as a pound per month with some providers, you can be covered against a broad range of medical treatment costs, both through private healthcare providers and for the NHS services which you have to pay for, including optometry and dentistry.
Know Your Money has a range of different options for comparing the best deals on the healthcare insurance market. Our comparison tables include direct links to the key market providers; to specialist healthcare insurance brokers who can offer discounts on some deals; and to comparison engine tools which you can use to get quotes from scores of different companies in one fell swoop.
There are many factors that will affect the cost of your premium, including your age, where you live, what you do for a living, any pre-existing medical conditions you have, whether or not you are a smoker and more. Like with your car, you can build up a 'no claims discount' with some providers, while others will cut you a deal if you insure more than one person on a single deal.
Some policies offer a 'cover all' service - but these don't come cheap. If you are happy to rely on the NHS for general medical services, but want to be covered for high dentist or optometry costs, for example, you will be able to build up a bespoke package.
Remember, when you compare, take into account the maximum amount you can claim for through the policy - private treatments can escalate in price quickly.
The cheapest deals are reserved for those that follow Mr Twain's philosophy, but by studiously comparing the market there should be an attractive deal out there for most of us.
If you'd like to find out more about health insurance before you compare, click here for Know Your Money's health insurance guide.




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