HSBC Bank Account
HSBC's Bank Account is available to anyone with a regular income over the age of 18 years old. Account holders can enjoy free everyday banking with various ways to access and manage funds including telephone, internet and branch banking. HSBC's CBank Account comes with all the standard current account features such as an overdraft facility, optional debit card and chip and PIN technology. Applying is quick and easy and HSBC guarantee that opening or switching to an HSBC account is hassle free with cash payouts for any errors made during the switching process.
HSBC also offer customers a green option' with their current accounts which minimises paper usage to provide a more environmentally-friendly method of banking. For more information on the HSBC Bank Account or to apply online please click on the links below.
Compare HSBC Bank Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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 | HSBC Bank Account Get 6% AER for the first 12 months when you switch to HSBC. | 6% For new and existing eligible customers, switch to HSBC and get a fixed 6% AER (5.84% gross) credit interest on balances of up to £2,500 for a period of 12 months (after 12 months, no further interest will be paid). | 19.90% | Not stated | £500 | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £1,200 a 19.9% EAR (variable) charge will apply | |||||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Compare HSBC Bank Account For Business
| Account | Features | Charge | |||
|---|---|---|---|---|---|
 | | | | | |
| HSBC Business Current Account - Small Business Tariff |
| £3.15 per month | MORE INFO | |
| HSBC Business Direct Account |
| Free | MORE INFO | |
Other current accounts by HSBC Bank Account
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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|---|---|---|---|---|---|---|---|
| HSBC Advance Bank Account Account includes worldwide family travel insurance, breakdown cover and life cover | 0% | 17.90% | Not stated | None | £9.95 for the first 12 months, £12.95 thereafter | MORE INFOREVIEW |
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
Other popular current accounts
| Account | Interest (AER)
The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details. |
Overdraft Rate
The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details. |
Max Overdraft
The maximum authorised overdraft amount permitted on the account. |
Min Monthly Payment
Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits. |
Monthly Fee
The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month. |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | Barclays Basic Bank Account Straightforward account with access to telephone and online banking | 0% | 19.3% Representative Example: Up to £5,000 19.3% interest p.a (variable) Subject to status and application. | £5,000 | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £5,000 a 19.3% EAR (variable) charge will apply | |||||||||||||
 | NatWest Select Account Includes free app for your iPhone and overdraft (subject to eligibility) | 0.00% | 19.89% | Not stated | None | Free | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.89% EAR (variable) charge will apply | |||||||||||||
| NatWest Select Silver Account Includes free hmvdigital music downloads and LOVEFiLM DVD rentals, insurance for European travel and mobile phones, Withdraw up to £300 if you lose your card. £8 monthly fee. | 0% | 19.49% | Not stated | None | £8.00 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Representative Example: If you use an overdraft limit of £100 a 19.49% EAR (variable) charge will apply | |||||||||||||
Accounts with an asterisk next to the AER interest have a bonus applied to the interest rate, place your mouse cursor over the asterisk to view the bonus.
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- HSBC Bank Account
- HSBC Business Current Account Small Business Tariff
- HSBC Business Direct Account
- HSBC Car Insurance
- HSBC Credit Card
- HSBC Fixed Rate Mortgages
- HSBC Interest-Only Mortgages
- HSBC Loans
- HSBC Low Deposit Mortgages
- HSBC No Fee Mortgages
- HSBC Online Bonus Saver
- HSBC Shared Ownership Mortgages
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Current Accounts Guides
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- Switching current accounts
- Student and graduate accounts guide
- Do you need a business bank account?
- Personal overdrafts: what you need to know
- Internet banking and security guide
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- International and offshore bank accounts guide
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