HSBC Low Deposit Mortgages

HSBC offer borrowers a range of high loan-to-value mortgages with low deposits, covering a range of mortgage types including tracker and fixed rate products. You can compare the latest interest rates on HSBC's low deposit mortgage below.

Compare HSBC Low Deposit Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

HSBC
2yr 0.35% Discount LTV 85% Special Direct
[Show Details]		Discount3.59%243.94%4.00%85%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
HSBC
2yr 0.10% Discount LTV 90% Special Direct
[Show Details]		Discount3.84%243.94%4.00%90%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
HSBC
Lifetime BBR + 3.49% LTV 85%Fee FreeSpecial Direct
[Show Details]		Tracker3.99%termn/a4.10%85%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
HSBC
2yr 4.19% Fixed LTV 85% Fee Free Special Direct
[Show Details]		Fixed4.19%30/09/20143.94%4.10%85%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:15%
Max Loan:£400000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
HSBC
5yr 4.79% Fixed LTV 90% Special Direct
[Show Details]		Fixed4.79%30/09/20173.94%4.50%90%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
Max Loan:£400000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
HSBC
Lifetime BBR + 4.29% LTV 90% Special Direct
[Show Details]		Tracker4.79%termn/a5.00%90%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
HSBC
2yr 4.99% Fixed LTV 90% Direct
[Show Details]		Fixed4.99%30/09/20143.94%4.30%90%£599MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
Max Loan:£400000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
HSBC
2yr 4.99% Fxd LTV 90% Ex/C Advance Direct
[Show Details]		Fixed4.99%30/09/20143.94%4.30%90%£399MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:10%
Max Loan:£400000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
Available for existing HSBC customers only.
HSBC
2yr 4.99% Fxd LTV 90% Ex/C Premier Direct
[Show Details]		Fixed4.99%30/09/20143.94%4.30%90%£299MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Customer:Yes
Existing Customer Type:current account
Minimum Deposit:10%
Max Loan:£400000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
Available for existing HSBC customers only.
HSBC
5yr 4.99% Fixed LTV 90% Direct
[Show Details]		Fixed4.99%30/09/20173.94%4.50%90%£599MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
Max Loan:£400000
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 077 4283
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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