ING Direct Fixed Rate Mortgages

ING Direct offer a range of simple fixed rate mortgage products which come with fixed repayment schemes to help you budget more easily. Their fixed rate product portfolio offers various terms on loans of between £50,000 and £1,000,000. For more information please click on the more info link below.

Compare ING Direct Fixed Rate Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

APR

This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison).

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

ING Direct
2yr 3.99% Fixed LTV 60%
[Show Details]
Fixed3.99%30/04/20143.50%3.70%60%£945MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:40%
Max Loan:£2000000
First time buyer:yes
Homemover:yes
Remortgage:yes
ING Direct
2yr 4.14% Fixed LTV 75%
[Show Details]
Fixed4.14%30/04/20143.50%3.70%75%£945MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£2000000
First time buyer:yes
Homemover:yes
Remortgage:yes
ING Direct
2yr 4.35% Fixed LTV 80%
[Show Details]
Fixed4.35%30/04/20143.50%3.80%80%£945MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:20%
Max Loan:£500000
First time buyer:yes
Homemover:yes
Remortgage:yes
ING Direct
5yr 4.39% Fixed LTV 60%
[Show Details]
Fixed4.39%30/04/20173.50%4.00%60%£945MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:40%
Max Loan:£2000000
First time buyer:yes
Homemover:yes
Remortgage:yes
ING Direct
5yr 4.59% Fixed LTV 75%
[Show Details]
Fixed4.59%30/04/20173.50%4.10%75%£945MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:25%
Max Loan:£2000000
First time buyer:yes
Homemover:yes
Remortgage:yes
ING Direct
5yr 4.99% Fixed LTV 80%
[Show Details]
Fixed4.99%30/04/20173.50%4.30%80%£945MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:20%
Max Loan:£500000
First time buyer:yes
Homemover:yes
Remortgage:yes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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