How lower mileage reduces your premium.
If you do not travel much, you may qualify for a discount from your insurance provider, or may be able to shop around for a better deal using your mileage as leverage.
Again, the logic behind this one is simple - the more you drive, the more likely you are to have an accident. Insurers may see low-mileage drivers as a safe prospect.
With the advancement of global positioning systems, some insurers will charge you per mile, rather than at a fixed rate. This is generally known as pay-as-you-drive and may result in substantial savings if you drive very little.
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