While it is difficult to prove you are a sensible driver right away, over time your insurer will build up a picture of your driving habits based on the number of claims you make. Each consecutive year that you don't make a claim adds to your no-claims bonus, which increases your chance of receiving a discount.
Some companies will only insure drivers with a substantial no-claims bonus, typically four years or more. If you fall into this category it might be worth looking for a deal from one of these insurers.
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