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Home Security

It is important to maintain a secure home, even if you have adequate insurance cover, as your policy is unlikely to cover items stolen through open windows or unlocked doors.

Similarly, some insurers will offer a discount if you have a burglar alarm installed. While these can incur a monthly maintenance charge, they may offer substantial reassurance and substantial savings - as much as 12.5 per cent with Direct Line's monitored police-response system.

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