When you take out contents insurance there will usually be a specific sum insured, that is to say, a maximum value of possessions which are included in the policy.
By making a list of the contents of your home, you can make sure your policy covers all the major items, while ensuring you have not overvalued your belongings and are paying too much.
Individual items of high value, such as antiques or artwork, may require their own insurance cover and may change in value over time, requiring a new valuation every so often.
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