Recent trends such as growing demands on the National Health Service increasing waiting lists, severe shortages of dentists in the UK and expensive new drugs and treatments causing private medical bills to escalate have made decent health insurance seem like a prudent investment. But with so many types on the market, and so many different providers, purchasing a policy can often be a rather confusing venture. Each type of policy functions in a different way and covers different conditions and treatments; furthermore, depending on the policy type and the level of cover provided, costs can vary considerably.
So before you start shopping around for health insurance it is good idea to get an understanding of the policies that are available. This guide focuses on five common types of health insurance policy, examining what they cover and how they work. Hopefully it will give you the information you need to decide whether a particular policy is right for you and how to get good value for your money.