Healthcare Cash Plans are a cheap and practical way to cut the costs of your medical expenses. For a small monthly payment a cash plan allows you to claim a proportion of your expenses on a wide range of medical treatments and services whether you are treated through the NHS or privately.
A cash plan will usually cover dental and optical work, prescriptions, physiotherapy, specialist consultations and alternative therapies. Unlike many other healthcare policies, you can take out a cash plan without a medical examination and the cost is usually the same regardless of age. The only factor determining the price is the level of cover that a policy provides. In this regard, the more you pay for a policy, the more treatments you can claim for, the higher the proportion of medical costs covered and the higher the annual limits for each type of treatment. With most policies you will have to wait for about three months before you can make claim.
Since cash plans cover expensive medical treatments such as dental and optical work, are relatively cheap and often allow you to include your children on a policy for free they represent excellent value for money.
