Motorhome insurance is a specialist insurance category as it deals with a particular type of driver. Statistics show that motorhomes are mainly driven by safe, experienced drivers who therefore deserve appropriate insurance premiums. As these vehicles are vary rarely driven (once at week usually at the most) then many discounts are available. The possibility of theft is also lower then a car so motorhome insurance is usually very competitive. With this in mind, many policies exclude travelling to and from work so it’s not a great idea to use your motor home as a main vehicle just to save a few pounds in insurance costs!