Single trip travel insurance policies are recommended for people who travel infrequently – only one or two trips per year. The advantage of buying single trip policies is that they can be tailored to a particular trip; therefore you can save money by only paying for the protection that you specifically require. Single trip policies can be acquired for any trip over two days in length; the maximum length offered on these type of policies, however, differs considerably between providers (anywhere between 30 and 365 days). In most cases they can be bought for any number of travellers.
All travel insurance providers offer single trip policies and though they generally offer similar cover features, some have significant differences and many companies offer a choice in the level of cover. As with all insurance policies, you should make sure that the policy provides adequate cover for your needs. Most single trip policies can be augmented with extras such as dangerous/specialist activity cover, golf cover, excess waivers and extra baggage cover. But most importantly, you should check the cover details to ensure that the policy offers standard features that sufficiently cover for things like cancellations, medical expenses and flight delays.
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