- Get annual if you are planning to have more than two trips in a year (remember, annual policies cover you for any trip over 2 days in length, even in the UK).
- Be aware of extraneous cover – do you really need £20m for medical expenses?
- Make sure that cancellation cover is adequate for the cost of your holiday.
- Make sure you understand what medical expenses are covered by your policy – does it cover ambulance fees? Will you have to pay initial expenses than get reimbursed? Are repatriation costs included?
- If possible get a family or combined policy – it will generally work out cheaper
- Always check the small print carefully to make sure you understand who and what is covered (such as activities/sports and medical conditions). If you are unsure contact the provider.
- Buy online whenever possible – in most cases it costs less.
- Obtain your insurance well in advance of your trip so you can enjoy your holiday with peace of mind.
- Make sure you take all necessary paperwork and phone numbers with you when you go, and try to keep them with you at all times – you never know when you might need them.
- When comparing policies check the level of cover and any benefits offered as well as the price.
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Find a cheaper quote for the same or better cover and Travel Insurance Web promise to give your insurance for FREE!
