Interest Only Mortgages

  • With each monthly mortgage repayment only paying off interest, interest-only mortgages allow home buyers to keep their initial costs down.
  • Compare the latest interest rates, fees and other important features of interest only mortgages in the table below.
  • Or use our powerful mortgage search, including all deals available to brokers and direct deals too.

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HSBC Mortgages
Call HSBC Mortgages on
Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.
Lines open 8am - 10pm everyday. Calls may be monitored and recorded. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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The following results are based on a loan to value (LTV) of 60%
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  • HSBC 1.14% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.14%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £142.50
  • Max LTV
    60%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.14% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £142.50 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,646
    • Total Interest Payable:
      £129,450
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.14% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £142.50 and 272 monthly payments of £461.25. The total amount payable would be £280,696 made up of the loan amount plus interest £129,450 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.14% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.14%
    Fixed to 30/09/2019
  • APRC
    3.40%
  • Monthly Payment
    £142.50
  • Max LTV
    60%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.14% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £142.50 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,396
    • Total Interest Payable:
      £129,450
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.14% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £142.50 and 272 monthly payments of £461.25. The total amount payable would be £280,446 made up of the loan amount plus interest £129,450 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC 1.14% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.14%
    Fixed to 30/09/2019
  • APRC
    3.40%
  • Monthly Payment
    £142.50
  • Max LTV
    60%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.14% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £142.50 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,396
    • Total Interest Payable:
      £129,450
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.14% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £142.50 and 272 monthly payments of £461.25. The total amount payable would be £280,446 made up of the loan amount plus interest £129,450 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • Post Office Money® 1.17% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.17%
    Fixed to 30/06/2019
  • APRC
    4.00%
  • Monthly Payment
    £146.25
  • Max LTV
    60%
  • Fees
    £1,805
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.17% Fixed to 30/06/2019
    • Incentives:
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £146.25 x 25
    • Ongoing Monthly Payments:
      £530 x 275
    • Total Amount Payable:
      £301,806.20
    • Total Interest Payable:
      £149,406.20
    • Product Fee:
      £1,495
    • Valuation Fee:
      £310
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.17% and then reverting to our variable rate of 4.24% tracker for remaining term. 25 monthly payments of £146.25 and 275 monthly payments of £530. The total amount payable would be £301,456.20 made up of the loan amount plus interest £149,406.20 and a product fee £1,495 and valuation fee £310. The overall cost for comparison is 4.00% APRC representative.

  • HSBC 1.19% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.19%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £148.75
  • Max LTV
    75%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.19% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £148.75 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,571
    • Total Interest Payable:
      £129,625
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.19% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £148.75 and 272 monthly payments of £461.25. The total amount payable would be £280,621 made up of the loan amount plus interest £129,625 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.19% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.19%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £148.75
  • Max LTV
    75%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.19% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £148.75 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,571
    • Total Interest Payable:
      £129,625
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.19% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £148.75 and 272 monthly payments of £461.25. The total amount payable would be £280,621 made up of the loan amount plus interest £129,625 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.19% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.19%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £148.75
  • Max LTV
    75%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.19% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £148.75 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,821
    • Total Interest Payable:
      £129,625
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.19% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £148.75 and 272 monthly payments of £461.25. The total amount payable would be £280,871 made up of the loan amount plus interest £129,625 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.19% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.19%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £148.75
  • Max LTV
    70%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.19% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £148.75 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,821
    • Total Interest Payable:
      £129,625
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.19% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £148.75 and 272 monthly payments of £461.25. The total amount payable would be £280,871 made up of the loan amount plus interest £129,625 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.19% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.19%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £148.75
  • Max LTV
    70%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.19% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £148.75 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,571
    • Total Interest Payable:
      £129,625
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.19% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £148.75 and 272 monthly payments of £461.25. The total amount payable would be £280,621 made up of the loan amount plus interest £129,625 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.19% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.19%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £148.75
  • Max LTV
    70%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.19% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £148.75 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £280,571
    • Total Interest Payable:
      £129,625
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.19% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £148.75 and 272 monthly payments of £461.25. The total amount payable would be £280,621 made up of the loan amount plus interest £129,625 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money 1.28% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.28%
    Variable to 01/09/2019
  • APRC
    4.10%
  • Monthly Payment
    £160
  • Max LTV
    65%
  • Fees
    £995
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.28% Variable to 01/09/2019
    • Incentives:
      Free valuation fees
      free legal fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £160 x 28
    • Ongoing Monthly Payments:
      £567.50 x 56
    • Total Amount Payable:
      £303,135
    • Total Interest Payable:
      £152,090
    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.28% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £160 and 56 monthly payments of £567.50. The total amount payable would be £303,320 made up of the loan amount plus interest £152,090 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • HSBC 1.29% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £161.25
  • Max LTV
    80%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.29% Fixed to 30/09/2019
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £161.25 x 28
    • Ongoing Monthly Payments:
      £461.25 x 272
    • Total Amount Payable:
      £281,171
    • Total Interest Payable:
      £129,975
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.29% and then reverting to our variable rate of 3.69% variable for remaining term. 28 monthly payments of £161.25 and 272 monthly payments of £461.25. The total amount payable would be £281,221 made up of the loan amount plus interest £129,975 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money 1.30% 1.30% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.30%
    1.30% Variable to 01/09/2019
  • APRC
    4.10%
  • Monthly Payment
    £162.50
  • Max LTV
    70%
  • Fees
    £995
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.30% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £162.50 x 28
    • Ongoing Monthly Payments:
      £567.50 x 56
    • Total Amount Payable:
      £303,205
    • Total Interest Payable:
      £152,160
    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.30% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £162.50 and 56 monthly payments of £567.50. The total amount payable would be £303,255 made up of the loan amount plus interest £152,160 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money 1.32% Variable to 01/09/2019
  • Mortgage Type
    tracker
  • Initial Rate
    1.32%
    Variable to 01/09/2019
  • APRC
    4.10%
  • Monthly Payment
    £165
  • Max LTV
    75%
  • Fees
    £995
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.32% Variable to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £165 x 28
    • Ongoing Monthly Payments:
      £567.50 x 56
    • Total Amount Payable:
      £303,275
    • Total Interest Payable:
      £152,230
    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.32% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £165 and 56 monthly payments of £567.50. The total amount payable would be £303,325 made up of the loan amount plus interest £152,230 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Post Office Money® 1.38% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.38%
    Fixed to 30/06/2019
  • APRC
    4.00%
  • Monthly Payment
    £172.50
  • Max LTV
    60%
  • Fees
    £495
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.38% Fixed to 30/06/2019
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      free valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £172.50 x 25
    • Ongoing Monthly Payments:
      £530 x 275
    • Total Amount Payable:
      £300,752.50
    • Total Interest Payable:
      £150,062.50
    • Product Fee:
      £495
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.38% and then reverting to our variable rate of 4.24% tracker for remaining term. 25 monthly payments of £172.50 and 275 monthly payments of £530. The total amount payable would be £300,802.50 made up of the loan amount plus interest £150,062.50 and a product fee £495 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money 1.38% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.38%
    Fixed to 01/09/2019
  • APRC
    4.10%
  • Monthly Payment
    £172.50
  • Max LTV
    65%
  • Fees
    £995
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.38% Fixed to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase,First Time Buyers
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £172.50 x 28
    • Ongoing Monthly Payments:
      £567.50 x 56
    • Total Amount Payable:
      £303,185
    • Total Interest Payable:
      £152,440
    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.38% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £172.50 and 56 monthly payments of £567.50. The total amount payable would be £303,535 made up of the loan amount plus interest £152,440 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money 1.40% 1.40% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.40%
    1.40% Fixed to 01/09/2019
  • APRC
    4.10%
  • Monthly Payment
    £175
  • Max LTV
    70%
  • Fees
    £995
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.40% Fixed to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase,First Time Buyers
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £175 x 28
    • Ongoing Monthly Payments:
      £567.50 x 56
    • Total Amount Payable:
      £303,255
    • Total Interest Payable:
      £152,510
    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.40% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £175 and 56 monthly payments of £567.50. The total amount payable would be £303,605 made up of the loan amount plus interest £152,510 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • NatWest 1.42% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.42%
    Fixed to 31/08/2019
  • APRC
    3.60%
  • Monthly Payment
    £177.50
  • Max LTV
    60%
  • Fees
    £1,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.42% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £177.50 x 27
    • Ongoing Monthly Payments:
      £468.75 x 273
    • Total Amount Payable:
      £284,004.20
    • Total Interest Payable:
      £132,761.20
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.42% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £177.50 and 273 monthly payments of £468.75. The total amount payable would be £284,054.20 made up of the loan amount plus interest £132,761.20 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • Royal Bank of Scotland 1.42% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.42%
    Fixed to 31/08/2019
  • APRC
    3.60%
  • Monthly Payment
    £177.50
  • Max LTV
    60%
  • Fees
    £1,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.42% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £177.50 x 27
    • Ongoing Monthly Payments:
      £468.75 x 273
    • Total Amount Payable:
      £284,004.20
    • Total Interest Payable:
      £132,761.20
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.42% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £177.50 and 273 monthly payments of £468.75. The total amount payable would be £284,054.20 made up of the loan amount plus interest £132,761.20 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • Virgin Money 1.42% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.42%
    Fixed to 01/09/2019
  • APRC
    4.10%
  • Monthly Payment
    £177.50
  • Max LTV
    75%
  • Fees
    £995
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.42% Fixed to 01/09/2019
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      £300 cashback House Purchase,First Time Buyers
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £177.50 x 28
    • Ongoing Monthly Payments:
      £567.50 x 56
    • Total Amount Payable:
      £303,325
    • Total Interest Payable:
      £152,580
    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.42% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £177.50 and 56 monthly payments of £567.50. The total amount payable would be £303,675 made up of the loan amount plus interest £152,580 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Only available via a broker
  • Halifax 1.43% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.43%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £178.75
  • Max LTV
    60%
  • Fees
    £1,429
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.43% Fixed to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £178.75 x 28
    • Ongoing Monthly Payments:
      £467.50 x 272
    • Total Amount Payable:
      £283,094
    • Total Interest Payable:
      £132,165
    • Product Fee:
      £999
    • Valuation Fee:
      £430
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2.5/1.1% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.43% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £178.75 and 272 monthly payments of £467.50. The total amount payable would be £283,644 made up of the loan amount plus interest £132,165 and a product fee £999 and valuation fee £430. The overall cost for comparison is 3.50% APRC representative.

  • NatWest 1.43% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.43%
    Fixed to 31/08/2019
  • APRC
    3.60%
  • Monthly Payment
    £178.75
  • Max LTV
    70%
  • Fees
    £1,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.43% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £178.75 x 27
    • Ongoing Monthly Payments:
      £468.75 x 273
    • Total Amount Payable:
      £284,038
    • Total Interest Payable:
      £132,795
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.43% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £178.75 and 273 monthly payments of £468.75. The total amount payable would be £284,088 made up of the loan amount plus interest £132,795 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • Royal Bank of Scotland 1.43% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.43%
    Fixed to 31/08/2019
  • APRC
    3.60%
  • Monthly Payment
    £178.75
  • Max LTV
    70%
  • Fees
    £1,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.43% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £178.75 x 27
    • Ongoing Monthly Payments:
      £468.75 x 273
    • Total Amount Payable:
      £284,038
    • Total Interest Payable:
      £132,795
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.43% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £178.75 and 273 monthly payments of £468.75. The total amount payable would be £284,088 made up of the loan amount plus interest £132,795 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • Only available via a broker
  • Halifax 1.44% Fixed to 30/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 30/09/2019
  • APRC
    3.50%
  • Monthly Payment
    £180
  • Max LTV
    60%
  • Fees
    £1,429
  • + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.44% Fixed to 30/09/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £180 x 28
    • Ongoing Monthly Payments:
      £467.50 x 272
    • Total Amount Payable:
      £283,129
    • Total Interest Payable:
      £132,200
    • Product Fee:
      £999
    • Valuation Fee:
      £430
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/19: 2.5/1.2% Mortgage Advance
    Get advice about the UK mortgage market from MCB Financial Services
    • Clear advice on the right mortgage for you
    • We’ll compare 1,000s of mortgage deals so you don’t have to
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Arrange a callback
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.44% and then reverting to our variable rate of 3.74% variable for remaining term. 28 monthly payments of £180 and 272 monthly payments of £467.50. The total amount payable would be £283,679 made up of the loan amount plus interest £132,200 and a product fee £999 and valuation fee £430. The overall cost for comparison is 3.50% APRC representative.

  • HSBC 1.44% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 30/09/2020
  • APRC
    3.40%
  • Monthly Payment
    £180
  • Max LTV
    60%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.44% Fixed to 30/09/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £180 x 40
    • Ongoing Monthly Payments:
      £461.25 x 260
    • Total Amount Payable:
      £278,321
    • Total Interest Payable:
      £127,125
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.44% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £180 and 260 monthly payments of £461.25. The total amount payable would be £278,371 made up of the loan amount plus interest £127,125 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC 1.44% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 30/09/2020
  • APRC
    3.40%
  • Monthly Payment
    £180
  • Max LTV
    60%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.44% Fixed to 30/09/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £180 x 40
    • Ongoing Monthly Payments:
      £461.25 x 260
    • Total Amount Payable:
      £278,071
    • Total Interest Payable:
      £127,125
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.44% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £180 and 260 monthly payments of £461.25. The total amount payable would be £278,121 made up of the loan amount plus interest £127,125 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • HSBC 1.44% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 30/09/2020
  • APRC
    3.40%
  • Monthly Payment
    £180
  • Max LTV
    60%
  • Fees
    £946
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.44% Fixed to 30/09/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £180 x 40
    • Ongoing Monthly Payments:
      £461.25 x 260
    • Total Amount Payable:
      £278,071
    • Total Interest Payable:
      £127,125
    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.44% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £180 and 260 monthly payments of £461.25. The total amount payable would be £278,121 made up of the loan amount plus interest £127,125 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

  • NatWest 1.45% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.45%
    Fixed to 31/08/2019
  • APRC
    3.60%
  • Monthly Payment
    £181.25
  • Max LTV
    75%
  • Fees
    £1,243
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.45% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £181.25 x 27
    • Ongoing Monthly Payments:
      £468.75 x 273
    • Total Amount Payable:
      £284,105.50
    • Total Interest Payable:
      £132,862.50
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.45% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £181.25 and 273 monthly payments of £468.75. The total amount payable would be £284,155.50 made up of the loan amount plus interest £132,862.50 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • Royal Bank of Scotland 1.45% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    1.45%
    Fixed to 31/08/2019
  • APRC
    3.60%
  • Monthly Payment
    £181.25
  • Max LTV
    75%
  • Fees
    £1,243
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.45% Fixed to 31/08/2019
    • Incentives:
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £181.25 x 27
    • Ongoing Monthly Payments:
      £468.75 x 273
    • Total Amount Payable:
      £284,105.50
    • Total Interest Payable:
      £132,862.50
    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.45% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £181.25 and 273 monthly payments of £468.75. The total amount payable would be £284,155.50 made up of the loan amount plus interest £132,862.50 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

  • HSBC 1.49% Fixed to 30/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    1.49%
    Fixed to 30/09/2020
  • APRC
    3.40%
  • Monthly Payment
    £186.25
  • Max LTV
    70%
  • Fees
    £1,196
  • + Product Details
    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.49% Fixed to 30/09/2020
    • Incentives:
      Free legal fees Remortgages
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £186.25 x 40
    • Ongoing Monthly Payments:
      £461.25 x 260
    • Total Amount Payable:
      £278,571
    • Total Interest Payable:
      £127,375
    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/20: 3/2/1% Sum Repaid
    HSBC
    Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 40 months at 1.49% and then reverting to our variable rate of 3.69% variable for remaining term. 40 monthly payments of £186.25 and 260 monthly payments of £461.25. The total amount payable would be £278,621 made up of the loan amount plus interest £127,375 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.40% APRC representative.

The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 24/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 06:06 25/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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More about interest only mortgages

If you're looking to get a head start on the housing ladder, or keep your costs low for a while, an interest only deal on your mortgage could be a very favourable arrangement. Instead of paying off a small chunk of your total debt each month, your costs will be limited to only the interest that has been accrued at that point. This could see your monthly outgoings reduced dramatically, especially when lending rates are low.

Typically, the interest only period will last from one to five years, during which time you'll be on a fixed or tracker interest rate, but you can sometimes find one for the entire term.

There are a number of reasons why it might be the best option. It could be that you are facing other expenses, such as starting your own business or saving for a life pursuit. Perhaps you can't be certain that you will be able to sustain your usual level of income for a time or maybe you have a found a place where your money can work harder for you than by paying off your home loan.

It does mean, of course, that by the end of the interest only period you will still owe the lender the same amount that you did to begin with. And if you reach the end of the mortgage and don't have other means to cover your shortfall, you could risk having your home repossessed. As such, you shouldn't look to rely on things like property prices going up or an uncertain windfall as justification for an interest only mortgage.

There is also a possibility that you could fall into negative equity with an interest only mortgage, owing more money than your house is worth, if the market slumps. Consider your options carefully.

Learn more about different types of mortgage with Know Your Money's guide.