Interest Only Mortgages

With each monthly mortgage repayment only paying off interest, interest-only mortgages allow home buyers to keep their initial costs down. Compare interest rates and other features of interest-only mortgages from UK lenders in the table below.

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The following results are based on a loan to value (LTV) of 60%.
  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.16%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £145
  • ERC
    Yes
  • Fees
    £1,696
  • Max LTV
    65%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      1.16% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £145 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £290,063.50
    • Total Interest Payable:
      £138,367.50
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.16% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £145 and 273 monthly payments of £492.50. The total amount payable would be £290,113.50 made up of the loan amount plus interest £138,367.50 and a product fee £1,499 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.34%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £167.50
  • ERC
    Yes
  • Fees
    £1,696
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      1.34% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £167.50 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £290,671
    • Total Interest Payable:
      £138,975
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.34% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £167.50 and 273 monthly payments of £492.50. The total amount payable would be £290,721 made up of the loan amount plus interest £138,975 and a product fee £1,499 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    60%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £290,339.80
    • Total Interest Payable:
      £139,143.80
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £492.50. The total amount payable would be £290,389.80 made up of the loan amount plus interest £139,143.80 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £290,089.80
    • Total Interest Payable:
      £139,143.80
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £492.50. The total amount payable would be £290,139.80 made up of the loan amount plus interest £139,143.80 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £290,089.80
    • Total Interest Payable:
      £139,143.80
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £492.50. The total amount payable would be £290,139.80 made up of the loan amount plus interest £139,143.80 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • Woolwich from Barclays
  • Woolwich from Barclays
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 30/06/2018
  • APRC
    3.80%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £1,709
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Woolwich from Barclays
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.39% Fixed to 30/06/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 25
    • Ongoing Monthly Payments:
      £498.75 x 275
    • Total Amount Payable:
      £293,789
    • Total Interest Payable:
      £141,500
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £210
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.39% and then reverting to our tracker rate of 3.99% tracker for remaining term. 25 monthly payments of £173.75 and 275 monthly payments of £498.75. The total amount payable would be £293,339 made up of the loan amount plus interest £141,500 and a product fee £1,499 and valuation fee £210. The overall cost for comparison is 3.80% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.44%
    Variable to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £180
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.44% Variable to 01/09/2018
    • Incentives:
      Free legal fees.
      free valuation fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £180 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £312,195
    • Total Interest Payable:
      £161,150
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.44% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £180 and 56 monthly payments of £598.75. The total amount payable would be £312,380 made up of the loan amount plus interest £161,150 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Post Office Money®
  • Post Office Money®
  • Mortgage Type
    fixed
  • Initial Rate
    1.48%
    Fixed to 31/05/2018
  • APRC
    4.30%
  • Monthly Payment
    £185
  • ERC
    Yes
  • Fees
    £2,305
  • Max LTV
    60%
  • More Info
    Call Direct 0808 178 6691
    Call: 0808 178 6691+ Product Details
  • Call Post Office Money® for more information about this mortgage
    8.15am-6pm, Mon-Fri, 8.30am-2pm, Sat, Closed Sun and bank holidays.
    Click here to find out more
    • Summary

    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,001
    • Max Loan:
      £0
    • Product Description:
      1.48% Fixed to 31/05/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £185 x 24
    • Ongoing Monthly Payments:
      £561.25 x 276
    • Total Amount Payable:
      £312,245
    • Total Interest Payable:
      £159,345
    • Fees

    • Product Fee:
      £1,995
    • Valuation Fee:
      £310
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/5/18: 3/2% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.48% and then reverting to our tracker rate of 4.49% tracker for remaining term. 24 monthly payments of £185 and 276 monthly payments of £561.25. The total amount payable would be £311,895 made up of the loan amount plus interest £159,345 and a product fee £1,995 and valuation fee £310. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.49% Variable to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £312,370
    • Total Interest Payable:
      £161,325
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.49% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £186.25 and 56 monthly payments of £598.75. The total amount payable would be £312,420 made up of the loan amount plus interest £161,325 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.49% Variable to 01/09/2018
    • Incentives:
      Free legal fees.
      free valuation fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £312,370
    • Total Interest Payable:
      £161,325
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.49% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £186.25 and 56 monthly payments of £598.75. The total amount payable would be £312,555 made up of the loan amount plus interest £161,325 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Woolwich from Barclays
  • Woolwich from Barclays
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable for 2 years
  • APRC
    2.50%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Woolwich from Barclays
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.49% Variable for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 24
    • Ongoing Monthly Payments:
      £311.25 x 276
    • Total Amount Payable:
      £241,454
    • Total Interest Payable:
      £90,375
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.49% and then reverting to our tracker rate of 2.49% tracker for remaining term. 24 monthly payments of £186.25 and 276 monthly payments of £311.25. The total amount payable would be £241,504 made up of the loan amount plus interest £90,375 and a product fee £999 and valuation fee £0. The overall cost for comparison is 2.50% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.54%
    Variable to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £192.50
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.54% Variable to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £192.50 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £312,545
    • Total Interest Payable:
      £161,500
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.54% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £192.50 and 56 monthly payments of £598.75. The total amount payable would be £312,595 made up of the loan amount plus interest £161,500 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.59%
    Variable to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £198.75
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.59% Variable to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £198.75 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £312,720
    • Total Interest Payable:
      £161,675
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.59% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £198.75 and 56 monthly payments of £598.75. The total amount payable would be £312,770 made up of the loan amount plus interest £161,675 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £205
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £205 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £291,183.50
    • Total Interest Payable:
      £139,987.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £205 and 273 monthly payments of £492.50. The total amount payable would be £291,233.50 made up of the loan amount plus interest £139,987.50 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £205
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £205 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £290,933.50
    • Total Interest Payable:
      £139,987.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £205 and 273 monthly payments of £492.50. The total amount payable would be £290,983.50 made up of the loan amount plus interest £139,987.50 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.64%
    Fixed to 31/08/2018
  • APRC
    3.70%
  • Monthly Payment
    £205
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.64% Fixed to 31/08/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £205 x 27
    • Ongoing Monthly Payments:
      £492.50 x 273
    • Total Amount Payable:
      £290,933.50
    • Total Interest Payable:
      £139,987.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.64% and then reverting to our variable rate of 3.94% variable for remaining term. 27 monthly payments of £205 and 273 monthly payments of £492.50. The total amount payable would be £290,983.50 made up of the loan amount plus interest £139,987.50 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.70% APRC representative.

  • NatWest
  • NatWest
  • Mortgage Type
    tracker
  • Initial Rate
    1.64%
    Variable to 30/09/2018
  • APRC
    3.80%
  • Monthly Payment
    £205
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    60%
  • More Info
    Call Direct0800 158 2907
    Call: 0800 158 2907+ Product Details
  • Call NatWest for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm (excl. public holidays). Calls may be recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.64% Variable to 30/09/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £205 x 28
    • Ongoing Monthly Payments:
      £500 x 272
    • Total Amount Payable:
      £292,735
    • Total Interest Payable:
      £141,740
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.64% and then reverting to our variable rate of 4.00% variable for remaining term. 28 monthly payments of £205 and 272 monthly payments of £500. The total amount payable would be £292,785 made up of the loan amount plus interest £141,740 and a product fee £995 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    tracker
  • Initial Rate
    1.64%
    Variable to 30/09/2018
  • APRC
    3.80%
  • Monthly Payment
    £205
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    60%
  • Call Direct0800 096 7446
    Call: 0800 096 7446+ Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    Lines open from Monday - Friday 8am - 8pm / Saturday 9am - 4pm. (closed on Sunday).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.64% Variable to 30/09/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £205 x 28
    • Ongoing Monthly Payments:
      £500 x 272
    • Total Amount Payable:
      £292,735
    • Total Interest Payable:
      £141,740
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 1/0.5% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.64% and then reverting to our variable rate of 4.00% variable for remaining term. 28 monthly payments of £205 and 272 monthly payments of £500. The total amount payable would be £292,785 made up of the loan amount plus interest £141,740 and a product fee £995 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

  • Woolwich from Barclays
  • Woolwich from Barclays
  • Mortgage Type
    tracker
  • Initial Rate
    1.65%
    Variable for 2 years
  • APRC
    3.80%
  • Monthly Payment
    £206.25
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Woolwich from Barclays
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.65% Variable for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £206.25 x 24
    • Ongoing Monthly Payments:
      £498.75 x 276
    • Total Amount Payable:
      £293,684
    • Total Interest Payable:
      £142,605
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.65% and then reverting to our tracker rate of 3.99% tracker for remaining term. 24 monthly payments of £206.25 and 276 monthly payments of £498.75. The total amount payable would be £293,734 made up of the loan amount plus interest £142,605 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.69%
    Variable to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £211.25
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.69% Variable to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £211.25 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £313,070
    • Total Interest Payable:
      £162,025
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.69% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £211.25 and 56 monthly payments of £598.75. The total amount payable would be £313,120 made up of the loan amount plus interest £162,025 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.69%
    Variable to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £211.25
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    80%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.69% Variable to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £211.25 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £313,070
    • Total Interest Payable:
      £162,025
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 28 months at 1.69% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £211.25 and 56 monthly payments of £598.75. The total amount payable would be £313,120 made up of the loan amount plus interest £162,025 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Woolwich from Barclays
  • Woolwich from Barclays
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/06/2018
  • APRC
    3.80%
  • Monthly Payment
    £211.25
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Woolwich from Barclays
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.69% Fixed to 30/06/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £211.25 x 25
    • Ongoing Monthly Payments:
      £498.75 x 275
    • Total Amount Payable:
      £293,516.50
    • Total Interest Payable:
      £142,437.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.69% and then reverting to our tracker rate of 3.99% tracker for remaining term. 25 monthly payments of £211.25 and 275 monthly payments of £498.75. The total amount payable would be £293,566.50 made up of the loan amount plus interest £142,437.50 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

  • Woolwich from Barclays
  • Woolwich from Barclays
  • Mortgage Type
    fixed
  • Initial Rate
    1.69%
    Fixed to 30/06/2018
  • APRC
    3.80%
  • Monthly Payment
    £211.25
  • ERC
    Yes
  • Fees
    £499
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Woolwich from Barclays
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,500,000
    • Product Description:
      1.69% Fixed to 30/06/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £211.25 x 25
    • Ongoing Monthly Payments:
      £498.75 x 275
    • Total Amount Payable:
      £293,016.50
    • Total Interest Payable:
      £142,437.50
    • Fees

    • Product Fee:
      £499
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.69% and then reverting to our tracker rate of 3.99% tracker for remaining term. 25 monthly payments of £211.25 and 275 monthly payments of £498.75. The total amount payable would be £293,066.50 made up of the loan amount plus interest £142,437.50 and a product fee £499 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

  • NatWest
  • NatWest
  • Mortgage Type
    fixed
  • Initial Rate
    1.74%
    Fixed to 30/09/2018
  • APRC
    3.80%
  • Monthly Payment
    £217.50
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    60%
  • More Info
    Call Direct0800 158 2907
    Call: 0800 158 2907+ Product Details
  • Call NatWest for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday 9am - 4pm (excl. public holidays). Calls may be recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.74% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £217.50 x 28
    • Ongoing Monthly Payments:
      £500 x 272
    • Total Amount Payable:
      £293,085
    • Total Interest Payable:
      £142,090
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.74% and then reverting to our variable rate of 4.00% variable for remaining term. 28 monthly payments of £217.50 and 272 monthly payments of £500. The total amount payable would be £293,135 made up of the loan amount plus interest £142,090 and a product fee £995 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

  • Royal Bank of Scotland
  • Mortgage Type
    fixed
  • Initial Rate
    1.74%
    Fixed to 30/09/2018
  • APRC
    3.80%
  • Monthly Payment
    £217.50
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    60%
  • Call Direct0800 096 7446
    Call: 0800 096 7446+ Product Details
  • Call Royal Bank of Scotland for more information about this mortgage
    Lines open from Monday - Friday 8am - 8pm / Saturday 9am - 4pm. (closed on Sunday).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.74% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees Remortgages.
      free valuation admin fees Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £217.50 x 28
    • Ongoing Monthly Payments:
      £500 x 272
    • Total Amount Payable:
      £293,085
    • Total Interest Payable:
      £142,090
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.74% and then reverting to our variable rate of 4.00% variable for remaining term. 28 monthly payments of £217.50 and 272 monthly payments of £500. The total amount payable would be £293,135 made up of the loan amount plus interest £142,090 and a product fee £995 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.74%
    Fixed to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £217.50
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.74% Fixed to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £217.50 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £313,245
    • Total Interest Payable:
      £162,200
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.74% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £217.50 and 56 monthly payments of £598.75. The total amount payable would be £313,295 made up of the loan amount plus interest £162,200 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.74%
    Variable to 01/09/2019
  • APRC
    4.20%
  • Monthly Payment
    £217.50
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.74% Variable to 01/09/2019
    • Incentives:
      Free legal fees.
      free valuation fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £217.50 x 40
    • Ongoing Monthly Payments:
      £598.75 x 44
    • Total Amount Payable:
      £308,670
    • Total Interest Payable:
      £157,625
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 40 months at 1.74% and then reverting to our variable rate of 4.79% variable for remaining term. 40 monthly payments of £217.50 and 44 monthly payments of £598.75. The total amount payable would be £308,855 made up of the loan amount plus interest £157,625 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.20% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.75%
    Fixed to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £218.75
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.75% Fixed to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £218.75 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £313,280
    • Total Interest Payable:
      £162,235
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.75% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £218.75 and 56 monthly payments of £598.75. The total amount payable would be £313,330 made up of the loan amount plus interest £162,235 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.77%
    Fixed to 01/09/2018
  • APRC
    4.30%
  • Monthly Payment
    £221.25
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • More Info
    Call Direct0333 920 7075
    Call: 0333 920 7075+ Product Details
  • Call Virgin Money for more information about this mortgage
    Lines are open: Monday to Friday 8am-8pm; Saturday 9am-3pm; Sunday: 10am-3pm. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    Click here to find out more
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      £0
    • Product Description:
      1.77% Fixed to 01/09/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £221.25 x 28
    • Ongoing Monthly Payments:
      £598.75 x 56
    • Total Amount Payable:
      £313,350
    • Total Interest Payable:
      £162,305
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 28 months at 1.77% and then reverting to our variable rate of 4.79% variable for remaining term. 28 monthly payments of £221.25 and 56 monthly payments of £598.75. The total amount payable would be £313,400 made up of the loan amount plus interest £162,305 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Woolwich from Barclays
  • Woolwich from Barclays
  • Mortgage Type
    fixed
  • Initial Rate
    1.77%
    Fixed to 30/06/2018
  • APRC
    3.80%
  • Monthly Payment
    £221.25
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    80%
  • More Info+ Product Details
    • Summary

    • Lender:
      Woolwich from Barclays
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.77% Fixed to 30/06/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £221.25 x 25
    • Ongoing Monthly Payments:
      £498.75 x 275
    • Total Amount Payable:
      £293,766.50
    • Total Interest Payable:
      £142,687.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.77% and then reverting to our tracker rate of 3.99% tracker for remaining term. 25 monthly payments of £221.25 and 275 monthly payments of £498.75. The total amount payable would be £293,816.50 made up of the loan amount plus interest £142,687.50 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.80% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60%. Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 30/05/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60%. Our mortgage comparison service includes providers from whom we may receive commission. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 15:21 30/05/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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HSBC Mortgages

Call: 0800 077 4339

Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.

Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

More about interest only mortgages

If you're looking to get a head start on the housing ladder, or keep your costs low for a while, an interest only deal on your mortgage could be a very favourable arrangement. Instead of paying off a small chunk of your total debt each month, your costs will be limited to only the interest that has been accrued at that point. This could see your monthly outgoings reduced dramatically, especially when lending rates are low.

Typically, the interest only period will last from one to five years, during which time you'll be on a fixed or tracker interest rate, but you can sometimes find one for the entire term.

There are a number of reasons why it might be the best option. It could be that you are facing other expenses, such as starting your own business or saving for a life pursuit. Perhaps you can't be certain that you will be able to sustain your usual level of income for a time or maybe you have a found a place where your money can work harder for you than by paying off your home loan.

It does mean, of course, that by the end of the interest only period you will still owe the lender the same amount that you did to begin with. And if you reach the end of the mortgage and don't have other means to cover your shortfall, you could risk having your home repossessed. As such, you shouldn't look to rely on things like property prices going up or an uncertain windfall as justification for an interest only mortgage.

There is also a possibility that you could fall into negative equity with an interest only mortgage, owing more money than your house is worth, if the market slumps. Consider your options carefully.

Learn more about different types of mortgage with Know Your Money's guide.