Interest Only Mortgages

  • With each monthly mortgage repayment only paying off interest, interest-only mortgages allow home buyers to keep their initial costs down.
  • Compare the latest interest rates, fees and other important features of interest only mortgages in the table below.
  • Or use our powerful mortgage search, including all deals available to brokers and direct deals too.

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The following results are based on a loan to value (LTV) of 60%.
  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    0.99%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £123.75
  • ERC
    Yes
  • Fees
    £1,696
  • Max LTV
    65%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      0.99% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £123.75 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £280,958.50
    • Total Interest Payable:
      £129,262.50
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 0.99% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £123.75 and 273 monthly payments of £461.25. The total amount payable would be £281,008.50 made up of the loan amount plus interest £129,262.50 and a product fee £1,499 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.24%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £155
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    60%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.24% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £155 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,302.30
    • Total Interest Payable:
      £130,106.30
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.24% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £155 and 273 monthly payments of £461.25. The total amount payable would be £281,352.30 made up of the loan amount plus interest £130,106.30 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.24%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £155
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.24% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £155 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,052.30
    • Total Interest Payable:
      £130,106.30
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.24% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £155 and 273 monthly payments of £461.25. The total amount payable would be £281,102.30 made up of the loan amount plus interest £130,106.30 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.24%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £155
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    60%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.24% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £155 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,052.30
    • Total Interest Payable:
      £130,106.30
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.24% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £155 and 273 monthly payments of £461.25. The total amount payable would be £281,102.30 made up of the loan amount plus interest £130,106.30 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £161.25
  • ERC
    Yes
  • Fees
    £1,696
  • Max LTV
    70%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      1.29% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £161.25 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,971
    • Total Interest Payable:
      £130,275
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.29% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £161.25 and 273 monthly payments of £461.25. The total amount payable would be £282,021 made up of the loan amount plus interest £130,275 and a product fee £1,499 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.29%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £161.25
  • ERC
    Yes
  • Fees
    £1,696
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £500,000
    • Product Description:
      1.29% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £161.25 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,971
    • Total Interest Payable:
      £130,275
    • Fees

    • Product Fee:
      £1,499
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.29% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £161.25 and 273 monthly payments of £461.25. The total amount payable would be £282,021 made up of the loan amount plus interest £130,275 and a product fee £1,499 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.33%
    Fixed to 30/09/2018
  • APRC
    3.60%
  • Monthly Payment
    £166.25
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.33% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal feesRemortgages or £200 cashbackRemortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £166.25 x 24
    • Ongoing Monthly Payments:
      £467.50 x 276
    • Total Amount Payable:
      £284,099
    • Total Interest Payable:
      £133,020
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.33% and then reverting to our tracker rate of 3.74% tracker for remaining term. 24 monthly payments of £166.25 and 276 monthly payments of £467.50. The total amount payable would be £284,149 made up of the loan amount plus interest £133,020 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    tracker
  • Initial Rate
    1.39%
    Variable for 2 years
  • APRC
    2.20%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.39% Variable for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 24
    • Ongoing Monthly Payments:
      £280 x 276
    • Total Amount Payable:
      £232,529
    • Total Interest Payable:
      £81,450
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.39% and then reverting to our tracker rate of 2.24% tracker for remaining term. 24 monthly payments of £173.75 and 276 monthly payments of £280. The total amount payable would be £232,579 made up of the loan amount plus interest £81,450 and a product fee £999 and valuation fee £0. The overall cost for comparison is 2.20% APRC representative.

  • Only available via a broker
  • Halifax
  • Mortgage Type
    fixed
  • Only available via a broker
  • Initial Rate
    1.39%
    Fixed to 31/12/2018
  • APRC
    3.80%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £1,724
  • Max LTV
    60%
  • Speak To An AdvisorClick Here
    Speak To An Advisor
    Click Here
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.39% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £498.75 x 273
    • Total Amount Payable:
      £293,074
    • Total Interest Payable:
      £140,850
    • Fees

    • Product Fee:
      £1,294
    • Valuation Fee:
      £430
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 3/1.5% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.99% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £498.75. The total amount payable would be £292,624 made up of the loan amount plus interest £140,850 and a product fee £1,294 and valuation fee £430. The overall cost for comparison is 3.80% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.39% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,808.50
    • Total Interest Payable:
      £130,612.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £461.25. The total amount payable would be £281,858.50 made up of the loan amount plus interest £130,612.50 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £1,196
  • Max LTV
    70%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,808.50
    • Total Interest Payable:
      £130,612.50
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £461.25. The total amount payable would be £281,858.50 made up of the loan amount plus interest £130,612.50 and a product fee £999 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    70%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,558.50
    • Total Interest Payable:
      £130,612.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £461.25. The total amount payable would be £281,608.50 made up of the loan amount plus interest £130,612.50 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    70%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £10,000
    • Max Loan:
      £3,000,000
    • Product Description:
      1.39% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,558.50
    • Total Interest Payable:
      £130,612.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £461.25. The total amount payable would be £281,608.50 made up of the loan amount plus interest £130,612.50 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.39% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,558.50
    • Total Interest Payable:
      £130,612.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £461.25. The total amount payable would be £281,608.50 made up of the loan amount plus interest £130,612.50 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • HSBC
  • Mortgage Type
    fixed
  • Initial Rate
    1.39%
    Fixed to 31/12/2018
  • APRC
    3.50%
  • Monthly Payment
    £173.75
  • ERC
    Yes
  • Fees
    £946
  • Max LTV
    75%
  • Call Direct0800 077 4339
    Call: 0800 077 4339+ Product Details
  • Call HSBC for more information about this mortgage
    Lines are open 8am - 10pm everyday. Calls may be monitored and recorded.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      HSBC
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.39% Fixed to 31/12/2018
    • Incentives:
      Free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £173.75 x 27
    • Ongoing Monthly Payments:
      £461.25 x 273
    • Total Amount Payable:
      £281,558.50
    • Total Interest Payable:
      £130,612.50
    • Fees

    • Product Fee:
      £749
    • Valuation Fee:
      £197
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.39% and then reverting to our variable rate of 3.69% variable for remaining term. 27 monthly payments of £173.75 and 273 monthly payments of £461.25. The total amount payable would be £281,608.50 made up of the loan amount plus interest £130,612.50 and a product fee £749 and valuation fee £197. The overall cost for comparison is 3.50% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.44%
    Variable to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £180
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.44% Variable to 01/11/2018
    • Incentives:
      Free legal fees.
      free valuation fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £180 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,470
    • Total Interest Payable:
      £153,425
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.44% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £180 and 58 monthly payments of £567.50. The total amount payable would be £304,655 made up of the loan amount plus interest £153,425 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.44%
    Fixed to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £180
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.44% Fixed to 01/11/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £180 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,470
    • Total Interest Payable:
      £153,425
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.44% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £180 and 58 monthly payments of £567.50. The total amount payable would be £304,520 made up of the loan amount plus interest £153,425 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.45%
    Fixed to 30/09/2018
  • APRC
    3.60%
  • Monthly Payment
    £181.25
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.45% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £181.25 x 24
    • Ongoing Monthly Payments:
      £467.50 x 276
    • Total Amount Payable:
      £284,459
    • Total Interest Payable:
      £133,380
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.45% and then reverting to our tracker rate of 3.74% tracker for remaining term. 24 monthly payments of £181.25 and 276 monthly payments of £467.50. The total amount payable would be £284,509 made up of the loan amount plus interest £133,380 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    fixed
  • Initial Rate
    1.45%
    Fixed to 30/09/2018
  • APRC
    3.60%
  • Monthly Payment
    £181.25
  • ERC
    Yes
  • Fees
    £499
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,500,000
    • Product Description:
      1.45% Fixed to 30/09/2018
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £181.25 x 24
    • Ongoing Monthly Payments:
      £467.50 x 276
    • Total Amount Payable:
      £283,959
    • Total Interest Payable:
      £133,380
    • Fees

    • Product Fee:
      £499
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/9/18: 3% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 24 months at 1.45% and then reverting to our tracker rate of 3.74% tracker for remaining term. 24 monthly payments of £181.25 and 276 monthly payments of £467.50. The total amount payable would be £284,009 made up of the loan amount plus interest £133,380 and a product fee £499 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Barclays Mortgage
  • Barclays Mortgage
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable for 2 years
  • APRC
    3.60%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £999
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.49% Variable for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £2M Remortgages.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 24
    • Ongoing Monthly Payments:
      £467.50 x 276
    • Total Amount Payable:
      £284,579
    • Total Interest Payable:
      £133,500
    • Fees

    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 24 months at 1.49% and then reverting to our tracker rate of 3.74% tracker for remaining term. 24 monthly payments of £186.25 and 276 monthly payments of £467.50. The total amount payable would be £284,629 made up of the loan amount plus interest £133,500 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.60% APRC representative.

  • Only available via a broker
  • Halifax
  • Mortgage Type
    tracker
  • Only available via a broker
  • Initial Rate
    1.49%
    Variable to 31/12/2018
  • APRC
    3.80%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £1,724
  • Max LTV
    60%
  • Speak To An AdvisorClick Here
    Speak To An Advisor
    Click Here
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.49% Variable to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 27
    • Ongoing Monthly Payments:
      £498.75 x 273
    • Total Amount Payable:
      £293,411.50
    • Total Interest Payable:
      £141,187.50
    • Fees

    • Product Fee:
      £1,294
    • Valuation Fee:
      £430
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 3/1.75% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 27 months at 1.49% and then reverting to our variable rate of 3.99% variable for remaining term. 27 monthly payments of £186.25 and 273 monthly payments of £498.75. The total amount payable would be £292,961.50 made up of the loan amount plus interest £141,187.50 and a product fee £1,294 and valuation fee £430. The overall cost for comparison is 3.80% APRC representative.

  • Only available via a broker
  • Halifax
  • Mortgage Type
    fixed
  • Only available via a broker
  • Initial Rate
    1.49%
    Fixed to 31/12/2018
  • APRC
    3.80%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £1,724
  • Max LTV
    75%
  • Speak To An AdvisorClick Here
    Speak To An Advisor
    Click Here
    + Product Details
  • Get advice about the UK mortgage market from MCB Financial Services
    Lines are open 8.30am - 5pm Monday to Friday. Calls may be monitored and recorded.
    Call Me Back
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    • Summary

    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.49% Fixed to 31/12/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 27
    • Ongoing Monthly Payments:
      £498.75 x 273
    • Total Amount Payable:
      £293,411.50
    • Total Interest Payable:
      £141,187.50
    • Fees

    • Product Fee:
      £1,294
    • Valuation Fee:
      £430
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/18: 3/1.5% Mortgage Advance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 27 months at 1.49% and then reverting to our variable rate of 3.99% variable for remaining term. 27 monthly payments of £186.25 and 273 monthly payments of £498.75. The total amount payable would be £292,961.50 made up of the loan amount plus interest £141,187.50 and a product fee £1,294 and valuation fee £430. The overall cost for comparison is 3.80% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    65%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.49% Variable to 01/11/2018
    • Incentives:
      Free legal fees.
      free valuation fees.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,632.50
    • Total Interest Payable:
      £153,587.50
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.49% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £186.25 and 58 monthly payments of £567.50. The total amount payable would be £304,817.50 made up of the loan amount plus interest £153,587.50 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.49%
    Variable to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £186.25
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.49% Variable to 01/11/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £186.25 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,632.50
    • Total Interest Payable:
      £153,587.50
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.49% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £186.25 and 58 monthly payments of £567.50. The total amount payable would be £304,682.50 made up of the loan amount plus interest £153,587.50 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.50%
    1.50% Variable to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £187.50
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.50% Variable to 01/11/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £187.50 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,665
    • Total Interest Payable:
      £153,620
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.50% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £187.50 and 58 monthly payments of £567.50. The total amount payable would be £304,715 made up of the loan amount plus interest £153,620 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.52%
    Variable to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £190
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.52% Variable to 01/11/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £190 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,730
    • Total Interest Payable:
      £153,685
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.52% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £190 and 58 monthly payments of £567.50. The total amount payable would be £304,780 made up of the loan amount plus interest £153,685 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    fixed
  • Initial Rate
    1.54%
    Fixed to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £192.50
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    70%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.54% Fixed to 01/11/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £192.50 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,795
    • Total Interest Payable:
      £153,750
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 2.5% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.54% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £192.50 and 58 monthly payments of £567.50. The total amount payable would be £304,845 made up of the loan amount plus interest £153,750 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • Post Office Money®
  • Post Office Money®
  • Mortgage Type
    fixed
  • Initial Rate
    1.55%
    Fixed to 31/10/2018
  • APRC
    4.00%
  • Monthly Payment
    £193.75
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      1.55% Fixed to 31/10/2018
    • Incentives:
      Free valuation fees.
      free valuation admin fees.
      free legal fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £193.75 x 25
    • Ongoing Monthly Payments:
      £530 x 275
    • Total Amount Payable:
      £301,783.80
    • Total Interest Payable:
      £150,593.80
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/18: 3/2% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 25 months at 1.55% and then reverting to our tracker rate of 4.24% tracker for remaining term. 25 monthly payments of £193.75 and 275 monthly payments of £530. The total amount payable would be £301,833.80 made up of the loan amount plus interest £150,593.80 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.00% APRC representative.

  • Virgin Money
  • Virgin Money
  • Mortgage Type
    tracker
  • Initial Rate
    1.55%
    Variable to 01/11/2018
  • APRC
    4.10%
  • Monthly Payment
    £193.75
  • ERC
    Yes
  • Fees
    £995
  • Max LTV
    75%
  • More Info+ Product Details
    • Summary

    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.55% Variable to 01/11/2018
    • Incentives:
      Free legal fees Remortgages.
      free valuation fees Remortgages.
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £193.75 x 26
    • Ongoing Monthly Payments:
      £567.50 x 58
    • Total Amount Payable:
      £304,827.50
    • Total Interest Payable:
      £153,782.50
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      Free
    • Charges

    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/11/18: 1% Outstanding Balance
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a tracker rate for 26 months at 1.55% and then reverting to our variable rate of 4.54% variable for remaining term. 26 monthly payments of £193.75 and 58 monthly payments of £567.50. The total amount payable would be £304,877.50 made up of the loan amount plus interest £153,782.50 and a product fee £995 and valuation fee £0. The overall cost for comparison is 4.10% APRC representative.

  • NatWest
  • NatWest
  • Mortgage Type
    fixed
  • Initial Rate
    1.57%
    Fixed to 30/11/2018
  • APRC
    3.60%
  • Monthly Payment
    £196.25
  • ERC
    Yes
  • Fees
    £1,243
  • Max LTV
    60%
  • More Info+ Product Details
    • Summary

    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.57% Fixed to 30/11/2018
    • Incentives:
      No Higher Lending Charge (HLC).
    • Repayments

    • Initial Monthly Repayment:
      £196.25 x 26
    • Ongoing Monthly Payments:
      £468.75 x 274
    • Total Amount Payable:
      £285,283
    • Total Interest Payable:
      £133,540
    • Fees

    • Product Fee:
      £995
    • Valuation Fee:
      £248
    • Charges

    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/18: 2/1% Sum Repaid
  • Representative example: A mortgage of £150,000 payable over 25 years initially on a fixed rate for 26 months at 1.57% and then reverting to our variable rate of 3.75% variable for remaining term. 26 monthly payments of £196.25 and 274 monthly payments of £468.75. The total amount payable would be £284,833 made up of the loan amount plus interest £133,540 and a product fee £995 and valuation fee £248. The overall cost for comparison is 3.60% APRC representative.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60%. Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 25/09/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a interest only mortgage of £150,000, on a property value of £250,000, over a term of 25 years. This is a loan to value (LTV) of 60%. Our mortgage comparison service includes providers from whom we may receive commission. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 16:38 25/09/2016.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

More about interest only mortgages

If you're looking to get a head start on the housing ladder, or keep your costs low for a while, an interest only deal on your mortgage could be a very favourable arrangement. Instead of paying off a small chunk of your total debt each month, your costs will be limited to only the interest that has been accrued at that point. This could see your monthly outgoings reduced dramatically, especially when lending rates are low.

Typically, the interest only period will last from one to five years, during which time you'll be on a fixed or tracker interest rate, but you can sometimes find one for the entire term.

There are a number of reasons why it might be the best option. It could be that you are facing other expenses, such as starting your own business or saving for a life pursuit. Perhaps you can't be certain that you will be able to sustain your usual level of income for a time or maybe you have a found a place where your money can work harder for you than by paying off your home loan.

It does mean, of course, that by the end of the interest only period you will still owe the lender the same amount that you did to begin with. And if you reach the end of the mortgage and don't have other means to cover your shortfall, you could risk having your home repossessed. As such, you shouldn't look to rely on things like property prices going up or an uncertain windfall as justification for an interest only mortgage.

There is also a possibility that you could fall into negative equity with an interest only mortgage, owing more money than your house is worth, if the market slumps. Consider your options carefully.

Learn more about different types of mortgage with Know Your Money's guide.