Investment ISAs

With stocks and shares ISAs you can now shelter up to £11,520 a year (less any investment made into a cash ISA) with no further income or capital gains tax to be pay on the return. Meaning a couple can save as much as £23,040. (Please remember tax rules can change)

Choose a type of savings account to compare from the list below

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Self select investment ISAs

Aimed at experienced investors, self-select ISAs are a type of stocks and shares ISA that put you in control of your own investment portfolio - allowing you to invest in various shares, funds and other investment products without having to pay capital gains or income tax on any interest that you earn.

Account	Product Information

Virgin Money FTSE Tracker ISA	Spread your investment across every one of the 600+ companies listed on the London Stock Exchange Invest up to £11,520 this tax year either in lump sums or regular monthly amounts from as little as £1 Take your money out whenever it is needed with no notice periods on the account and transfer your existing ISA without any hassle.	MORE INFO

Virgin Money Climate Change ISA	Aims to deliver market leading investment returns by investing in companies that are environmental leaders in their industry Gives you access to the kind of investment expertise only previously available to the very wealthy Take your money out whenever you need to - there are no notice periods	MORE INFO

Legal & General UK Alpha Trust	Aims to go above and beyond other funds in its category through a unique approach to stock selection A flexible investment approach that takes advantage of changes in the economic cycle Invest an unlimited amount in a unit trust Minimum investment: £500 as a lump sum Regular investments: from £30 a month for a Junior ISA or from £50 a month for unit trusts and an Adult ISA. Initial fee discounted to 0% and no withdrawal fee. Other charges may apply.	MORE INFO

Investec FTSE 100 Enhanced Income Plan 2	Fixed monthly income: 0.50% (equivalent to 6% per year) Capital at risk investment Investment term: 6 Years Minimum single investment - £3,000, maximum investment - £1,000,000 ISA transfers accepted Also available to businesses, charities and trusts	MORE INFO

Legal & General Actively Managed ISA	With actively managed funds, a fund manager buys and sells investments aiming to outperform the market or a particular benchmark. Invest up to £11,280 in an Adult ISA or £3,600 in a Junior ISA tax efficiently. Invest an unlimited amount in a unit trust. Initial fee discounted to 0% and no withdrawal fee. Other charges may apply.	MORE INFO

Legal & General Actively Managed Income ISA	Actively managed income funds invest in fixed-interest securities such as corporate and government bonds and aim to provide a steady monthly or quarterly income for you. Potentially earn an income paid out monthly or quarterly or reinvest for capital growth. No initial charge or withdrawal fee. Other charges may apply.	MORE INFO

Sippdeal Sippdeal ISA	Pay only £4.95 per online deal to either buy or sell investments (such as stocks and shares) when you place 20 deals or more in the previous month The Sippdeal ISA has over 2,300 investment funds to choose from (both unit trusts and OEICs) and over 2,100 of them have no initial charge, saving you up to 6%. An annual cash bonus of up to 0.5% on fund investments No account charges	MORE INFO

Fidelity Essential ISAs Range	Includes income, growth, multi asset and tracker options No initial charge Low annual management charges (AMC) Low minimum investment - from £50 per month or £500 lump sum Free switching between the range	MORE INFO

Hargreaves Lansdown Self-select Stocks & Shares ISA	Choose from over 2,400 funds, shares, Exchange Traded Funds (ETFs), corporate bonds, gilts and more No dealing charges for funds. Plus, save up to 5.50% when you invest (as much as £620 on a £11,280 ISA) Buy and sell shares from £5.95 and never pay more than £11.95 per deal online Open an ISA in under 5 minutes online or by phone	MORE INFO

Halifax Self Select Stocks & Shares ISA	A flat-rate annual admin charge of just £12.50 including VAT. Trade online, on your mobile or by calling our UK based call centre Highly competitive dealing charges from just £2 in a regular investment plan Free from Capital Gains Tax arising from your investments	MORE INFO

Shepherds Stocks and Shares ISA	Shepherds Stocks and Shares ISA is the smart way to benefit from your ISA allowance and make your savings tax-efficient. You can invest regular monthly premiums and/or lump-sum investments to your Stocks and Shares ISA as long as the amount does not exceed the limit for the particular tax year. The minimum monthly premium is £30 a month, which can be increased at any time by a minimum of £10 a month; monthly payments can also be reduced as long as the payment does not go below £30 a month.	MORE INFO

J.P. Morgan The J.P. Morgan ISA	No initial transaction charge on J.P. Morgan funds Access to a wide range of investments, 800+ funds available 9 time Gold Standard Award winner Invest from £50 per month, with a lump sum of £500 or a combination of the two Manage your account online 24/7	MORE INFO

More about investment ISAs

ISAs are Independent Savings Accounts. You can save up to £5,760 per year - the current maximum limit - into one cash ISA and one investment ISA per year without paying any tax on the interest you earn.

The cash ISA works like a normal savings account. The investment ISA, however, sees your money invested into the stock market, with the return based on the performance of the shares that your bank has put your money up against. Hence, these are known as stocks and shares ISAs in some areas of the market.

Available from most high street banks and building societies as well as specialists, investment ISAs carry the same risk as any other investment in the stock market - your money is liable to go down as well as up.

You can usually choose differing levels of risk that your money is subject to, with the bank spending your money on a portfolio of different stocks and shares accordingly. With most banks you can also decide yourself which stocks and shares to invest in - though this is only recommended for seasoned investors.

Investment plans usually work for a set period of time - for instance one, three, or five years.

As with the cash ISA, you can have multiple different investment ISAs open, from multiple different banks if you so choose, but you can only pay into one, up to the maximum amount, in any one tax year (April 6th to April 5th).

Read our cash and investment ISAs guide.

Important risk information

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.