• Building Societies
Building societies work like banks, except that in principle the amount you pay into your account buys you an equivalent share in the society itself.
They are traditionally the place where long-term savings are deposited, although many have demutualised to become banks and many banks offer savings accounts which compete with the classic building society portfolio.
• Interest available vs. time
It may be worth considering how urgently you need to see a return on your investment, as well as how immediately you need to be able to access it.
Some savings accounts offer a higher rate of interest but will only pay out in a month when you do not make a withdrawal, or will charge for drawing money out without observing a notice period.
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