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Mixed views on interest rate decision

Economists are divided as to how soon the Bank of Englands monetary policy committee is likely to change the base rate of interest.

Bank Rate fixed at five per cent

The monetary policy committee has agreed to maintain the base rate of interest at its current level of five per cent for another month.

Inflation overhang could encourage base rate cut

This weeks monetary policy committee decision could be spurred by the inflationary outlook in the immediate future, according to an economist.

Saga promises best of five worlds

Financial services provider to the over-50s Saga is aiming to deliver competitive account features, regardless of changes in the competition.

Cool year ahead for household spending

Household expenditure growth is likely to "cool" over the coming months, according to Alliance Trust Research Centre.

Bank of England reports heavily impaired finance sector

Disruptions in the finance sector have "heavily impaired" the operations of many practitioners, the Bank of England observes.

Debt worries for one in five youngsters

Debt is weighing heavily on the minds of the nations young people, according to Abbey.

Variable rates lowered by NS&I

National Savings & Investments (NS&I) has lowered its interest rates in line with the Bank of Englands base rate decrease.

FTB age could rise

The average age at which Britons step on to the housing ladder could break through the 30 barrier, it has been suggested.

Darling: Lenders must pass rate cut on

Chancellor Alistair Darling has urged lenders in the UK to ensure their rates reflect the quarter-point reduction made by the Bank of England.

UK savers see no clouds on the horizon

Consumers in the UK are not planning ahead for a rainy day, it has been claimed.

Always go to a properly qualified tax adviser

Consumers have been warned to ensure they obtain tax advice from a qualified professional.

FSA to reconsider stock disclosures

The rules regarding the disclosure of stock interests not held privately could be set to change, it has emerged.

Northern Rock reveals two-year plan

Northern Rock is aiming to repay its debts by the end of 2010, according to a new business plan announced by the financial services provider.

Base rate cut may still be needed

An atypical cut in the base rate of interest may be needed despite improving growth expectations, according to John Charcol.

Rational to consider interest-only mortgages

Britons on the edge of affordability could be wise to consider an interest-only mortgage, it has been claimed.

Savings providers look to last-minute Isas market

With the countdown underway for the end of the tax-free allowance for individual savings accounts (Isas), many financial service providers are catering for last-minute investors.

Banks lead shares slump

Turbulence in the financial markets has been led by decreased share prices for financial institutions, the Bank of England notes.

No rabbits in Budget

The Chartered Institute of Taxation has praised Alistair Darling for unveiling a cautious Budget this year.

BBA urges caution on depositor protection reform

Changes to UK legislation on depositor protection could be seen as a hurried response to the Northern Rock crisis, according to the British Bankers Association (BBA).

Giving up smoking can help lower insurance costs

Quitting smoking could lower insurance costs and provide a surprising route to savings, it is claimed.

Bank of England will wait and see

The Bank of England will not change the interest rate in March, according to a number of economists.

Wait-and-see MPC could see rates drop further

The monetary policy committee (MPC) may have to lower the base rate further in the long term than if it were to take more rapid action, it has been claimed.

HMRC pursuing buy-to-let property investors over income

Landlords who have failed to properly register profits made through their portfolios could find HMRC pursues them more rigorously in the months ahead.

Northern Rock mortgage holders need not worry

Mortgage customers of Northern Rock should not be unduly worried by the nationalisation of the financial services provider, it has been claimed.

Pre-retirement couples should divide and conquer

Clearly defined roles typically lead couples to a more financially secure retirement, it has been claimed.

Pension costs could rise

Pensions could become more costly for Britons in light of revised mortality expectations, it is warned.

Isa investors should know what they are doing

It is important to be aware of the different terms and conditions before arranging an individual savings account (Isa), it has been warned.

Crushing verdict for government on pensions dispute

The government has been criticised by Court of Appeal judges for rejecting a parliamentary ombudsman report into the occupational pensions dispute.

Fraud at 12-year high

The level of fraud detected in 2007 reached its highest point for 12 years, according to new research.

Average earners hit hardest by taxes

The changing tax environment since 1997 has hit average earners the hardest, according to the Centre for Policy Studies.

Treasury looks to secure financial future

HM Treasury has announced a five-point plan to help secure the UKs economic outlook for the future.

Taxpayers pick up £13bn avoidance bill

The cost to Britons of tax avoidance among the super-rich totals £13 billion each year, it has emerged.

No pause for breath for UK economy

The current economic upheavals in the UK represent a "fundamental adjustment", Deloitte claims.

Societe Generale reveals significant loss

Fraudulent behaviour by an employee has resulted in a "significant loss" being incurred by Parisian bank Societe Generale, it has emerged.

Post-Christmas lull in saving for children

The fallout from Christmas expenditure sees a drop in saving for children in February, it has emerged.

NS&I lowers interest rates

The Bank of England may have maintained the base rate, but National Savings & Investments (NS&I) has reduced the amount paid on some products.

Black is the new blue for UK finances

So-called Blue Monday went worse than expected for UK investors, with £77 billion wiped off the FTSE 100.

Bank of England bails out Northern Rock

The Bank of England has revealed plans to help Northern Rock over the coming years, with nationalisation one proposed option.

Easy investments best in an awkward market

In uncertain economic times, easy investments are the best option, consumers have been told.

HMRC strike could hit tax return deadline

With the self-assessment tax deadline looming, UK businesses have now been told that HM Revenue & Customs staff could be going on strike.

Advice services in need of change

Members of the public do not fully understand their position when seeking investment advice and other financial pointers, it has been claimed.

Brits keeping good saving habits

More than one in ten people have opened a savings account in the past three months, new figures show.

Brits have lost the saving habit

Consumers are less willing to save for expenses such as Christmas, it has been claimed.

BBA to assist in restoring dormant current accounts

Britons with dormant bank accounts are to receive assistance from the British Bankers Association (BBA) to reclaim their funds, it has emerged.

Hurdles are high for buy-to-let

Property investors are facing greater obstacles when entering the market as the availability of buy-to-let credit tightens, it has been claimed.

Postcode lottery for UK pensions

UK pension holders could be facing a postcode lottery if they obtain a product from Legal & General, it has emerged.

Children are keen to save

Young Britons are looking to their savings accounts as they plan for the future, it has been claimed.

Record payments made into Isas

The total level of funds held in individual savings accounts (Isas) has reached record levels, reports the BBC.

FTSE slumps following Wall Street drop

A drop in Wall Street share prices was reflected by a slump in the UKs FTSE 100 index in early trading.

Boiling market needed for property flipping

Short-term investment in property is only suitable when the market is "boiling", it has been claimed.

Stock markets still at risk

The worlds stock markets could still be at risk from the effects of the global credit crunch, it has been warned.

Global stock markets face another Black Monday

The London Stock Exchange was bracing itself for a potential Black Monday rerun this week, it has emerged.

Northern Rock customers can reclaim Isa allowance

Customers are to have their tax-free Isa allowance reinstated if they emptied savings from accounts with Northern Rock, it has emerged.

Virgin bids for Northern Rock

Financial services group Virgin has put in a takeover bid for Northern Rock, it has emerged.

New IHT rules double tax-free allowance

New rules are to effectively double the amount of assets a couple can have between them before incurring inheritance tax (IHT), it has been claimed.

Property market feeling the pinch

Interest rates and stock market uncertainty are tightening conditions in the property market, it has emerged.

Investments should not be all in one basket

Consumers should not "put all their eggs in one basket" when arranging their investments, it is warned.

Savings accounts safe haven for investments

Money earmarked for investments may be safer in savings accounts, Sainsburys Bank suggests.

Long-term investments still safe

Investments remain safe in the long-term, it has been advised.

Long-term approach needed for investments

Investments remain a good means of generating income over the long-term, it has been claimed.

FSA tackles commission for independent investment advice

Independent financial advisers should be unable to charge commission for their investment advice, the Financial Services Authority (FSA) suggests.

Investments at risk of rate rises

Investments may be at risk due to the likelihood of future interest rate rises, it has been claimed.

Parents neglect child investments

Many parents neglect child investments, an expert has claimed.

Financial fantasists should turn to savings account

So-called financial fantasists should be aware of the advantage of paying regularly into a savings account, it has been claimed.

Rates tip balance towards buy-to-let

Buy-to-let investors may benefit from interest rate rises, the Council of Mortgage Lenders suggests.

Buy-to-let confidence remains high

Confidence in the buy-to-let mortgage sector remains high, according to Bradford & Bingley.

Cash and corporate bond Isas truly tax-free

Cash and corporate bond individual savings accounts (Isas) are "truly tax-free", according to the Financial Times.

Alternative child investments should be considered

Child investments need not be limited to child trust funds, according to an expert.

Alliance & Leicester counts down availability of Isas

Alliance & Leicester is inviting customers to take advantage of its 8.1 per cent interest rate payable on premier individual savings accounts (Isa).

Child trust funds break 2.6m mark

More than 2.6 million child trust funds have now been issued, according to economic secretary Ed Balls.

Halifax announces launch of new Christmas savings account

Halifax has announced the forthcoming launch of a new Christmas savings account for low-income households.

Abbey reacts positively to Budgets Isa news

Abbey has welcomed the chancellors decision to raise the annual limit for cash individual savings accounts (Isas).

Parents saving more in child trust funds, says Co-operative Bank

Parents are saving an average of £28 more than the standard monthly amount in child trust funds, figures from Co-operative Bank show.

UK equity outlook remains positive

The outlook for UK equities remains positive despite the recent slump in the UK market, new research from Scottish Widows Investment Partnership (SWIP) suggests.

Investments continue to be popular, says analyst

Those considering investments for the coming year are being advised to take advantage of weaknesses in the stock market.

Zopa gives investment advice to customers with Isas

Consumers with individual savings accounts (Isas) could benefit from new investment advice from online marketplace Zopa.

Unused Isas cost £170m in avoidable tax

Britons are paying up to £170 million in tax which could be avoided by using their full allocation of individual savings accounts (Isas), says Unbiased.

Barclays: Long-term growth investments to dominate Isas

Long-term investments are likely to dominate portfolios throughout the new season of individual savings accounts (Isas), according to Barclays Stockbrokers.

Halifax marks 250k child trust funds milestone

Halifax has announced that the total number of child trust funds it has issued has passed the 250,000 mark.

Sainsburys Bank reports on profitability of child trust funds

Sainsburys Bank has conducted research which aims to discover the expected return for parents investing in child trust funds.

Government launches child trust funds week

Economic secretary Ed Balls has launched a week-long campaign to highlight the potential benefits of child trust funds.

West Brom Building Society backs Child Trust Funds week

West Brom Building Society has announced its support for the governments Child Trust Funds week.

Child trust funds near 2.5m mark, says Treasury

New figures released by the Treasury show that nearly 2.5 million child trust funds have now been set up.

Which? offers investment advice to Norwich Union customers

Consumer magazine Which? has provided Norwich Union customers with investment advice to avoid losing out on up to £4 billion in with-profit funds.

Norwich Union offers investment advice for obesity epidemic

Financial services provider Norwich Union is offering investment advice to customers wishing to take advantage of the obesity epidemic.

Halifax expansion eyes investments and mortgages market

High street bank Halifax has announced plans for expansion in order to reach its desired market share for investments and mortgages.

Halifax advises on child investments

High street bank Halifax has described a range of potential child investments and reminds parents that "money is for life, not just for Christmas".

Nationwide asks Brown to increase limit on Isas

Building society Nationwide has called on chancellor Gordon Brown to increase the limit on individual savings accounts (Isas).

Child trust funds "going according to plan", says Family Investments

Child trust funds are "going in the right direction", according to an investments advice company.

NatWest launches one-year fixed-interest investments

High street bank NatWest has launched a fixed-interest bond for customers wishing to make investments with a guaranteed return on capital.

Smile finds parents want child trust funds topped up for Christmas

Parents would like friends and relatives to top up their child trust funds as a Christmas present, according to research from internet bank smile.

Changes to child trust funds welcomed

The Childrens Mutual has welcomed changes which mean child trust funds can become individual savings accounts (Isas) when the child reaches the age of 18.

NS&I to increase interest rates for savers

National Savings and Investments (NS&I) has announced it will be increasing interest rates on its variable savings accounts to reflect the recent base rate change.

Pensions and investments replace savings, finds Pru

Prudential has observed how much financial advice has changed since the 1970s.

Trust funds can help the cost of uni

The Childrens Mutual has released a breakdown of how investing in a child trust fund could make university more manageable.

NatWest looks at franchise investments

The age of the average franchise purchaser has aged six years over the past decade, according to a new survey from NatWest.

Halifax announce new savings account

Halifax has announced its new Guaranteed Saver account with a gross interest rate of 4.5 per cent on balances.

Savings swell

Brits are saving more now than at any point since 2001, according to a new report.

Isa investment remains popular

Isa sales grew substantially in 2005, a new report has revealed.

A-Day boost to offshore investments

Recent changes to the pension system are prompting many people to consider offshore investments, it has been revealed.

Investors failing to keep track of portfolios

Many stock market investors are failing to keep track of how their shares are getting along, according to a new report.

Boiler room scams cost £20,000

Brits who fall for boiler room scams are at danger of losing large sums of money, according to a new report.

Bonds to prove fruitful investment for years to come

Bonds will prove to be one of the most attractive investments opportunities in the coming years, according to financial analysts Defaqto.

Piggy bank raids in decline

People are raiding their investments less than they used to, according to Birmingham Midshires (BM).

Islamic investments launched

Muslims keen to channel their investments into funds which comply with Islamic principles can take advantage of three new funds launched by Friends Provident International (FPI).

Mixed attitude towards investments

Britons are increasingly taking a Jekyll and Hyde approach to investments, according to new research.

Investors urged to look to Estonia

Britons looking for an investment opportunity may wish to consider putting their money into Estonian property, according to recently released figures.

Brittania launches new investment bonds

Brittania Building Society has launched a new range of secured investments which it hopes will offer significant returns as well as guaranteeing savers their original investment.

Early ISA investment brings greatest returns

People hoping to make the most of their finances have been advised to invest in an ISA as soon as possible during this financial year.

Interest in Sipps expected to surge

Financial advisers are predicting increased interest in self-invested personal pensions (Sipps) over the coming months, according to Assetz.

Numerous options for ISA investments

With the deadline looming for this years Individual Savings Account (ISA), people looking to make investments have been warned to ensure that they beat the last minute rush.

Investment opportunities of ISAs highlighted

It has been revealed that many Britons are not aware that they can put individual shares into their Individual Savings Accounts (ISAs), in addition to funds and cash.

Emotion rules share choices

New research has found that small investors are likely to be ruled by their hearts when making investment decisions.

Savers miss out on £360m

Savers are missing out on £360 million in tax benefits, according to a new study.

No time to save

New research has found that Britons have no time to deal with their finances and save.

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