Lloyds Bank Silver Account

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The Lloyds Bank Silver Current Account is the entry level package account in Lloyds' current account portfolio. The account comes with European travel insurance, AA breakdown cover and other practical benefits for a low monthly fee. For more information on the Lloyds Bank Silver Account or to apply online please click on the link below.

Compare Lloyds Bank Silver Account For Business

AccountInterest
(AER)

The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year.

Overdraft
Facility
Free
Transactions
FeeFeatures
Lloyds Bank
Business Current Account
0%
Free*
  • Support from a Business Management Team
  • No limit on deposits or withdrawals and no minimum account balance required
  • Free Sage Planning for Business software
  • Account fee - Free for 18 months
MORE INFO
Free for 18 months
Lloyds Bank
Business Current Account Switcher
0%
Free*
  • 7-day switch guarantee service
  • 6 months free day-to-day banking (for businesses with a turnover of up to £125,000)
  • Manage your account online, over the phone or through extensive branch network
  • Account fee - Free for 6 months
MORE INFO
Free for 6 months

Our service is free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with a green button.

Other current accounts by Lloyds Bank Silver Account

AccountInterest (AER)

The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details.

Overdraft Rate (EAR)

The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details.

Overdraft buffer

The maximum amount you can go overdrawn without incurring interest fees or penalty charges.

Min Monthly Payment

Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits.

Monthly Fee

The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month.

Lloyds Bank Premier International Account
  • Make international payments and receive money from overseas for free
  • Visa debit cards in all 3 currencies for easy worldwide access to your money
0%
15.8%
Not statedNot statedFree on balances over £2,500
£20 on balances under £2,500
MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Permanent UK ResidentYes
Monthly FeeFree on balances over £2,500
£20 on balances under £2,500
REVIEW
Representative Example: If you use an overdraft limit of £200 a 15.8% EAR (variable) charge will apply

Our service is free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with a green button.
asteriskAccounts with an asterisks have terms and conditions applied, place your mouse cursor over the asterisk to view the terms.

Other popular current accounts

AccountInterest (AER)

The account's Annual Equivalent Rate: the interest rate that is paid on in-credit balances over a year. Hover over the red asterisks for more details.

Overdraft Rate (EAR)

The interest or fee that is charged for using the account's overdraft facility.Hover over the red asterisks for more details.

Overdraft buffer

The maximum amount you can go overdrawn without incurring interest fees or penalty charges.

Min Monthly Payment

Some accounts require customers to pay in a certain amount each month. Failure to pay in the agreed amount can result in penalties or loss of account benefits.

Monthly Fee

The amount that the bank charges customers each month to use the account – usually deducted from the account balance every month.

Nationwide Flex Account
  • Free UK & European travel insurance when you pay in £750 per month
  • Discounted personal loans and other Flexclusive product offers
  • No monthly account fee
0%
  • Interest AER Details
  • No interest is paid on in-credit balances on this account
18.90%
  • Overdraft Details
  • Arranged overdraft fees: 0% for the first 3 months (conditions apply)
  • 18.9% EAR (variable) thereafter
  • Unrranged overdraft fees: 18.9% EAR (variable) + an unarranged overdraft usage fee of £20 per month
  • First time fee refund - Nationwide will refund the first overdraft fees you incur
£15NoneFreeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age16
Permanent UK ResidentYes
Minimum Monthly creditNone (£750 to be eligible for travel insurance)
Monthly FeeFree
REVIEW
Representative Example: If you use an overdraft limit of £1,200 a 18.9% EAR (variable) charge will apply
Nationwide FlexDirect
  • 5% AER on balances up to £2,500 (conditions apply)
  • Fee-free overdraft for 12 months (subject to approval)
  • Access to special rates and exclusive products
5%
  • Interest AER Details
  • 5.00% AER (4.89% gross p.a.) for in-credit balances up to £2,500 (fixed for the first 12 months) if you pay in at least £1,000 per month.
  • After the first 12 months the rate reverts to 1.00% variable.
  • No interest on balances over £2,500.
0%
  • Overdraft Details
  • Arranged overdraft fees: 0% for the first 12 months
  • 50p per day on balances over £10 thereafter (the first £10 of your arranged overdraft is free)
  • Unarranged overdraft fees: 50p per day on balances up to £10
  • £5 per day on balances over £10 and are capped at £60 per month
  • First time fee refund - Nationwide will refund the first overdraft fees you incur
None£1,000FreeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age16
Permanent UK ResidentYes
Minimum Monthly credit£1,000
Monthly FeeFree
REVIEW
Representative Example: If you use an arranged overdraft of £1,200 the amount Nationwide will charge you is 50p per day (variable)
TSB Classic Plus Account
  • 5% AER on balances up to £2,000
  • No tiers and no introductory offer periods
  • To earn 5% AER you must credit your account with £500 each month, register for internet banking, paperless statements and correspondence
5%
  • Interest AER Details
  • 5% AER on balances up to £2,000
  • To earn 5% AER you must credit your account with £500 each month, register for internet banking, paperless statements and correspondence.
19.94%
  • Overdraft Details
  • £10 interest-free overdraft buffer
  • If you go overdrawn by more than £10, TSB's Grace Period means that you have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day
  • 0% interest on planned overdraft up to £25
  • 19.94% EAR variable and a Monthly Overdraft Usage Fee of £6 apply to amounts of £25 to £1,200
£10£500FreeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Age18
Permanent UK ResidentYes
Minimum Monthly credit£500
Monthly FeeFree
REVIEW
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.94% EAR (Variable)

Our service is free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with a green button.
asteriskAccounts with an asterisks have terms and conditions applied, place your mouse cursor over the asterisk to view the terms.

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Page compiled: 31/07/2014 12:26:48