Compare Loans

Use our fast and simple comparison service below to find out which loans you are likely to get accepted for without affecting your credit rating. Just answer a few simple questions and we will search the market for unsecured loans and Homeowner loans where the loan is secured against your property. This service is free and there are no hidden charges.

Smart Search

Below are some of the popular loans on the market today, there is no guarantee you will qualify for these so to save denting your credit profile, use our smart search above to check your eligibility first.

How much would you like to borrow?

You've already started a search, if you wish to start again, please select the 'Cash required' and 'Loan period' amounts and hit the 'Get Loans' button.

APRLoan amount /
Loan period
Monthly
repayment
Total
repayable
Zopa Loans
Unsecured Loan
3.7%£10,000.00
60 Months
£182.54£10,952.40MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £10,952.40 which works out as a monthly payment of £182.54. Representative APR of 3.7% (fixed)
Sainsbury's Bank Personal Loan
Unsecured Loan
3.7%£10,000.00
60 Months
£182.54£10,952.40MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £10,952.40 which works out as a monthly payment of £182.54. Representative APR of 3.9% (fixed)
Nationwide
Unsecured Loan
3.9%£10,000.00
60 Months
£183.41£11,004.60MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,004.60 which works out as a monthly payment of £183.41. Representative APR of 3.9% (fixed)
AA
Unsecured Loan
3.9%£10,000.00
60 Months
£183.41£11,004.60MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,004.60 which works out as a monthly payment of £183.41. Representative APR of 3.9% (fixed)
Norton Finance Gold
Homeowner Loan
4.0%£10,000.00
60 Months
£183.82£11,029.20MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £11,029.20 which works out as a monthly payment of £183.82. Typical APR of 16.9% (variable)
Hitachi Personal Finance
Unsecured Loan
4.0%£10,000.00
60 Months
£183.83£11,029.80MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,029.80 which works out as a monthly payment of £183.83. Representative APR of 4.0% (fixed)
NatWest
Unsecured Loan
4.9%£10,000.00
60 Months
£187.75£11,265.00MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,265.00 which works out as a monthly payment of £187.75. Representative APR of 6.4% (fixed)

The headline rate is available to existing NatWest current account holders.

Royal Bank of Scotland
Unsecured Loan
4.9%£10,000.00
60 Months
£187.75£11,265.00MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,265.00 which works out as a monthly payment of £187.75. Representative APR of 4.9% (fixed)

The headline rate is only available to existing Royal Bank of Scotland current account holders.

The Loans Engine - Platinum
Homeowner Loan
5.1%£10,000.00
60 Months
£188.48£11,308.80MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £11,308.80 which works out as a monthly payment of £188.48. Typical APR of 15.2% (variable)
Carfinance247
Unsecured Loan
5.8%£10,000.00
60 Months
£191.71£11,502.60MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,502.60 which works out as a monthly payment of £191.71. Representative APR of 5.8% (fixed)

Finance available for cars, vans and motorbikes. No deposit required. Buy your vehicle from any reputable UK dealer.

Finance My Car
Unsecured Loan
5.9%£10,000.00
60 Months
£192.15£11,529.00MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,529.00 which works out as a monthly payment of £192.15. Representative APR of 5.9% (fixed)

Finance My Car is a car finance broker, who will find you the best deal from their panel of lenders. The rates displayed above are indicative of their best rates.

Moneyway Plus
Unsecured Loan
7.5%£10,000.00
60 Months
£199.21£11,952.60MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £11,952.60 which works out as a monthly payment of £199.21. Representative APR of 7.9% (fixed)
RateSetter
Unsecured Loan
9.9%£10,000.00
60 Months
£209.91£12,594.60MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £12,594.60 which works out as a monthly payment of £209.91. Representative APR of 7.8% (fixed)
Nemo
Homeowner Loan
10.4%£10,000.00
60 Months
£211.93£12,715.80MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £12,715.80 which works out as a monthly payment of £211.93. Typical APR of 7.2% (variable)
Prestige
Homeowner Loan
11.0%£10,000.00
60 Months
£214.75£12,885.00MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £12,885.00 which works out as a monthly payment of £214.75. Typical APR of 26.6% (variable)
Norton Finance
Homeowner Loan
11.3%£10,000.00
60 Months
£216.42£12,985.20MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £12,985.20 which works out as a monthly payment of £216.42. Typical APR of 16.9% (variable)
Precise
Homeowner Loan
11.4%£10,000.00
60 Months
£216.66£12,999.60MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £12,999.60 which works out as a monthly payment of £216.66. Typical APR of 11.6% (variable)
CarLoan4U
Unsecured Loan
12.8%£10,000.00
60 Months
£222.93£13,375.80MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £13,375.80 which works out as a monthly payment of £222.93. Representative APR of 13.4% (fixed)

CarLoan4U is a car finance broker, who will find you the best deal from their panel of lenders. The rates displayed above are indicative of their best rates.

Central Trust
Homeowner Loan
15.0%£10,000.00
60 Months
£233.04£13,982.40MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £13,982.40 which works out as a monthly payment of £233.04. Typical APR of 16.8% (variable)
Blemain
Homeowner Loan
15.8%£10,000.00
60 Months
£236.85£14,211.00MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £14,211.00 which works out as a monthly payment of £236.85. Typical APR of 16.5% (variable)
Shawbrook Bank
Homeowner Loan
16.1%£10,000.00
60 Months
£238.06£14,283.60MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £14,283.60 which works out as a monthly payment of £238.06. Typical APR of 14.4% (variable)
Step One Finance
Homeowner Loan
17.0%£10,000.00
60 Months
£242.20£14,532.00MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £14,532.00 which works out as a monthly payment of £242.20. Typical APR of 16.9% (N/A)
Clearly Loans
Homeowner Loan
18.1%£10,000.00
60 Months
£247.19£14,831.40MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £14,831.40 which works out as a monthly payment of £247.19. Typical APR of 17.0% (variable)
Masthaven
Homeowner Loan
18.4%£10,000.00
60 Months
£248.71£14,922.60MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £14,922.60 which works out as a monthly payment of £248.71. Typical APR of 15.5% (fixed)
KeyLine Credit
Homeowner Loan
18.8%£10,000.00
60 Months
£250.42£15,025.20MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £15,025.20 which works out as a monthly payment of £250.42. Typical APR of 18.1% (variable)
1st Stop Personal Loan
Unsecured Loan
19.9%£10,000.00
60 Months
£255.31£15,318.60MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £15,318.60 which works out as a monthly payment of £255.31. Representative APR of 40.6% (fixed)
Moneyway
Unsecured Loan
19.9%£10,000.00
60 Months
£255.50£15,330.00MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £15,330.00 which works out as a monthly payment of £255.50. Representative APR of 24.9% (fixed)
1st Stop Home Loans
Homeowner Loan
20.0%£10,000.00
60 Months
£255.81£15,348.60MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £15,348.60 which works out as a monthly payment of £255.81. Typical APR of 49.5% (variable)
Spring Finance
Homeowner Loan
24.8%£10,000.00
60 Months
£278.22£16,693.20MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £16,693.20 which works out as a monthly payment of £278.22. Typical APR of 21.7% (variable)
Equifinance
Homeowner Loan
31.0%£10,000.00
60 Months
£307.27£18,436.20MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £18,436.20 which works out as a monthly payment of £307.27. Typical APR of 34.9% (variable)
Evolution Money
Homeowner Loan
31.6%£10,000.00
60 Months
£310.01£18,600.60MORE INFO
Example: If you borrow £10,000.00 over 60 months you'll pay a total amount of £18,600.60 which works out as a monthly payment of £310.01. Typical APR of 53.6% (variable)
Everydayloans (EDL)
Unsecured Loan
35.7%£10,000.00
60 Months
£329.08£19,744.80MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £19,744.80 which works out as a monthly payment of £329.08. Representative APR of 74.4% (variable)
TFS Loans
Unsecured Loan
39.9%£10,000.00
60 Months
£349.00£20,940.00MORE INFO
Example: If you borrow £10,000.00 over 60 months, you'll pay a total amount of £20,940.00 which works out as a monthly payment of £349.00. Representative APR of 39.9% (fixed)

This personal loan requires a Guarantor.

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR.

You may also be interested in the following products

APRLoan amount /
Loan period
Monthly
repayment
Total
repayable
lendloaninvest.co.uk
Unsecured Loan
6.4%£7,500.00
60 Months
£145.70£8,742.00MORE INFO
Example: If you borrow £7,500.00 over 60 months, you'll pay a total amount of £8,742.00 which works out as a monthly payment of £145.70. Representative APR of 7.3% (fixed)
On Stride Financial
Unsecured Loan
29.3%£5,000.00
36 Months
£201.45£7,252.20MORE INFO
Example: If you borrow £5,000.00 over 36 months, you'll pay a total amount of £7,252.20 which works out as a monthly payment of £201.45. Representative APR of 89.0% (fixed)
The Guarantor Loan from EverydayLoans
Unsecured Loan
39.9%£5,000.00
60 Months
£174.42£10,465.20MORE INFO
Example: If you borrow £5,000.00 over 60 months, you'll pay a total amount of £10,465.20 which works out as a monthly payment of £174.42. Representative APR of 39.9% (variable)

This personal loan requires a Guarantor.

1plus1 Loans
Unsecured Loan
41.9%£5,000.00
60 Months
£179.17£10,750.20MORE INFO
Example: If you borrow £5,000.00 over 60 months, you'll pay a total amount of £10,750.20 which works out as a monthly payment of £179.17. Representative APR of 48.3% (N/A)

This personal loan requires a Guarantor.

UK Credit Limited
Unsecured Loan
44.0%£7,500.00
60 Months
£275.85£16,551.00MORE INFO
Example: If you borrow £7,500.00 over 60 months, you'll pay a total amount of £16,551.00 which works out as a monthly payment of £275.85. Representative APR of 45.3% (fixed)

This personal loan requires a Guarantor.

Likely Guarantor Loans
Unsecured Loan
45.0%£5,000.00
60 Months
£186.31£11,178.60MORE INFO
Example: If you borrow £5,000.00 over 60 months, you'll pay a total amount of £11,178.60 which works out as a monthly payment of £186.31. Representative APR of 45.0% (fixed)

This personal loan requires a Guarantor.

GuarantorMyLoan
Unsecured Loan
48.9%£5,000.00
60 Months
£195.35£11,721.00MORE INFO
Example: If you borrow £5,000.00 over 60 months, you'll pay a total amount of £11,721.00 which works out as a monthly payment of £195.35. Representative APR of 48.9% (variable)

This personal loan requires a Guarantor. If you make 12 repayments in full and on time you will get a cash back reward equivalent to one repayment.

Amigo Loans
Unsecured Loan
49.9%£5,000.00
60 Months
£197.62£11,857.20MORE INFO
Representative example: assumed borrowing of £5,000.00 over 60 months at a variable interest rate of 41.16% per annum would result in a rate of 49.9% APR, (variable) monthly repayments of £197.62, total amount repayable is £11,857.20. Walton House, 56-58 Richmond Hill, Bournemouth BH2 6EX.

This personal loan requires a Guarantor.

UK Credit Limited -Tenant Guarantor Loan
Unsecured Loan
54.9%£3,000.00
36 Months
£152.47£5,488.92MORE INFO
Example: If you borrow £3,000.00 over 36 months, you'll pay a total amount of £5,488.92 which works out as a monthly payment of £152.47. Representative APR of 54.9% (fixed)

This personal loan requires a Guarantor, however they do not need to own a property.

Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR.

This service is provided by Know Your Money which is a registered company in England & Wales. Loan data powered by MADE.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Compare loans

If you're seeking a loan, you could be forgiven for feeling more than a bit daunted by all of the different options out there. Even after you've decided which type of loan you need - personal or business, secured or unsecured, short term or long term - there's still a huge number of different financial institutions out there offering deals. As well as the considerable number of traditional banks and building societies, we now have specialist on and offline providers, peer- to-peer lenders and pay day loan companies thrown into the mix.

With all of these choices - and the impossible task of checking around all of the different providers yourself for their latest product details and interest rates - it's possible to end up with a loan that's not right for your particular circumstances or to miss out on a great deal.

That's where Know Your Money comes in. Our comparison tables feature a top line assessment of some of the leading loan products available on the market today, with a range of terms, interest rates and loan types from both traditional and new lenders featured.

You start by selecting the amount that you are looking to borrow, the loan period that you are looking to pay it back over, and whether you are looking for an unsecured loan or one that uses your home or another asset as security to provide you a better rate. The comparison table will then update itself in seconds to show you a range of different products available from a host of lenders, with their associated (Annual Percentage Rate) of interests and a representative example of how much that would mean you pay back per month based on the desired loan amount and term you entered. You'll also see any additional product information relevant to that particular loan, for instance whether it is valid only for new or existing customers.

And Know Your Money's services go one step further too. With our 'smart search' loan facility, you are able to match up the products on the market with your own personal financial circumstances, giving you insight into the loans that you'll be most likely, in principle, to be accepted for, without leaving an imprint on your credit file that the banks can see. This gives you the best chance of avoiding having your application rejected, which could have detrimental effects on your long term financial status, not just your immediate plans.

The service is completely free, with no hidden charges. You simply answer a small number of questions - with your details submitted over a secure connection - and your personalised results are returned in seconds.

Remember, the APR that you see (and thus the representative example) is based on the typical interest rate for the product. The actual interest rate you'll be offered will be calculated based on your credit rating, employment status and wage, demographic profile and the provider in question's own criteria of creditworthiness.

Alternate Text

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans Guides


Page compiled: 28/02/2015 00:29:08