Compare Loans

  • Compare various types of loans from leading UK lenders in the table below
  • Compare interest rates, loan amounts and term lengths
  • Important: Our secured loan products below are provided by our award winning broker Loanswarehouse. Click here to get a quote

Select a type of loan to compare

  • M&S Bank

  • Loan Type
    Unsecured
  • Representative APR
    3.3% APR
    (£7,500 to £15,000)
  • Available Amounts
    £1,000 to £25,000
  • Available Terms
    1 to 5 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be over 18
    • Must be a UK resident
    • Must have an annual income of at least £10,000
    • Affordable monthly repayments - fixed for the life of the loan
    • Repayment holiday - option to defer repayments for the first 3 months
    • No hidden costs - no arrangement or set-up fees
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  • Representative Example: If you borrow £10,000 over 4 years at a rate of 3.3% p.a. (fixed) you will repay £222.45 per month & £10,677.60 in total. Representative APR is 3.3% APR (fixed).
  • Clydesdale Bank

  • Loan Type
    Unsecured
  • Representative APR
    3.4% APR
    (£7,500 to £15,000)
  • Available Amounts
    £1,000 to £25,000
  • Available Terms
    1 to 7 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be over 18 if you are an existing Clydesdale Bank customer
    • Must be aged 23-74 with an annual income of £15,000 if you are a new customer
    • 3.5% APR Representative on loans £7,500 to £15,000. Offer ends 27/11/15
    • Terms of over 5 years are only available online on loans of over £15,000
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  • Representative Example: On an assumed loan amount of £12,500 over 48 months. The rate of interest is 3.4% per annum (fixed). Total amount payable is £13,373.12 which is 47 monthly repayments of £278.61 and a final payment of £278.45. Representative 3.4% APR.
  • Yorkshire Bank

  • Loan Type
    Unsecured
  • Representative APR
    3.4% APR
    (£7,500 to £15,000)
  • Available Amounts
    £1,000 to £25,000
  • Available Terms
    1 to 7 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be over 18 if you are an existing Yorkshire Bank customer
    • Must be aged 23-74 with an annual income of £15,000 if you are a new customer
    • Terms of over 5 years are only available online on loans of over £15,000
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  • Representative Example: On an assumed loan amount of £12,500 over 48 months. The rate of interest is 3.4% per annum (fixed). Total amount payable is £13,373.12 which is 47 monthly repayments of £278.61 and a final payment of £278.45. Representative 3.4% APR.
  • Zopa

  • Loan Type
    Unsecured
  • Representative APR
    3.5% APR
    (£7,500 to £15,000)
  • Available Amounts
    £1,000 to £25,000
  • Available Terms
    1 to 5 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be at least 20 years old
    • Must be a current UK resident with 3 years of address history in the UK
    • Must have credit history and a good track record of repaying debt
    • Minimum income of £12,000 per year (this could be a salary or pension)
    • Zopa is a peer-to-peer lender
    • No early repayment fees (flexibility to repay loan early or make extra payments)
    • Voted most trusted loan provider (Moneywise Customer Service Awards 2010 to 2014)
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  • Representative Example: A loan of 10,000 over 5 years will cost you £181.67 per month at a representative 3.5% APR. The total cost after 5 years is £10,900.30, which includes £800.30 interest at 3.1% fixed and a £100.00 fee. The total amount of credit is £10,100.00.
  • Hitachi Personal Finance

  • Loan Type
    Unsecured
  • Representative APR
    3.8% APR
    (£7,500 to £10,000)
  • Available Amounts
    £2,500 to £25,000
  • Available Terms
    2 to 5 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be 18 or over
    • Must hold a bank or building society account
    • Must have been a permanent UK resident for a minimum of 12 months
    • Must be in permanent paid employment, self-employed or retired with a pension
    • Must have a good credit history
    • Authorised and regulated by the Financial Conduct Authority (FCA)
    • Fixed monthly repayments
    • No arrangement fees
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  • Representative Example: If you borrow £7,500 over 5 years at a rate of 3.8% p.a. (fixed) you will repay £137.22 per month & £8,233.20 in total. Representative APR is 3.8% APR (fixed).
  • NatWest

  • Loan Type
    Unsecured
  • Representative APR
    3.9% APR
    (£7,500 to £14,999)
  • Available Amounts
    £1,000 to £25,000
  • Available Terms
    1 to 7 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be over 18
    • Must be an existing NatWest current account holder
    • Must earn a regular income
    • Product fees may apply
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  • Representative Example: Borrowing £7,500.00 over 5 years at Representative 3.9% APR and Interest rate 3.90% p.a. (Fixed) will cost £137.55 per month, with a total amount payable of £8,253.00
  • RBS

  • Loan Type
    Unsecured
  • Representative APR
    3.9% APR
    (£7,500 to £14,999)
  • Available Amounts
    £1,000 to £25,000
  • Available Terms
    1 to 7 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be over 18
    • Must be an existing NatWest current account holder
    • Must earn a regular income
    • Product fees may apply
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  • Representative Example: Borrowing £7,500.00 over 5 years at Representative 3.9% APR and Interest rate 3.90% p.a. (Fixed) will cost £137.55 per month, with a total amount payable of £8,253.00
  • TSB

  • Loan Type
    Unsecured
  • Representative APR
    3.9% APR
    (£7,500 to £20,000)
  • Available Amounts
    £1,000 to £20,000
  • Available Terms
    1 to 7 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be a TSB current account holder for more than 3 months
    • Must be over 18
    • Must be a resident of the UK with no history of adverse credit
    • Must be a permanent paid employee, self-employed or retired with a pension
    • A personalised quotation without a credit footprint
    • Fast, secure and easy application
    • Flexible repayment options
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  • Representative Example: If you borrow £7,500 for 60 months with monthly repayments of £137.71. The total amount payable will be £8,262.60 which is 3.88% interest per annum (fixed). The representative APR will be 3.9%.
  • Nationwide

  • Loan Type
    Unsecured
  • Representative APR
    4.6% APR
    (£7,500 to £14,999)
  • Available Amounts
    £1,000 to £25,000
  • Available Terms
    1 to 5 years
  • Apply Now+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Must be aged 18 to 79
    • Must have the full right to live and work in the UK and will be a UK resident for the full length of the loan
    • Must have a minimum combined income of £700 per month (from earnings and/or a pension)
    • If self-employed, must be a homeowner and be able to supply 1 year's audited accounts
    • Must have a good credit history
    • Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority
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  • Representative Example: 4.6% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.6% p.a. (fixed). Monthly repayment £186.46. Total amount payable £11,187.60.
  • United Trust Bank Ltd Secured Loan Exclusive

  • Loan Type
    Secured
  • Representative APR
    4.9% APR
  • Available Amounts
    £75,001 to £150,000
  • Available Terms
    3 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 80s only
    • UK residents only
    • Available to self employed
    • Available to people with a history of CCJs, arrears or adverse credit
    • Joint applications for this loan are accepted
    • This plan is for customers with a Fair credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 70%
    Find Out More
  • Representative Example: The representative APR is 4.9% (variable) so if you borrow £115,000 over 20 years at a rate of 4.35% (variable) you will repay £747.59 per month & total amount payable £179,422.20.
  • Precise Variable Rate Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.1% APR
  • Available Amounts
    £30,001 to £200,000
  • Available Terms
    3 years to 30 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 25s only
    • Under 75s only
    • UK residents only
    • Available to self employed
    • Joint applications for this loan are accepted
    • This plan is for customers with a Fair credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 65%
    Find Out More
  • Representative Example: The representative APR is 5.1% (variable) so if you borrow £115,000 over 20 years at a rate of 4.55% (variable) you will repay £757.94 per month & total amount payable £181,906.22.
  • Paragon Personal Finance Prime Rate Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.2% APR
    (variable)
  • Available Amounts
    £40,000 to £125,000
  • Available Terms
    10 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 80s only
    • UK residents only
    • Available to self employed
    • Available to people with a history of CCJs, arrears or adverse credit
    • Joint applications for this loan are accepted
    • This plan is for customers with a Good credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 65%
    Find Out More
  • Representative Example: The representative APR is 5.2% (variable) so if you borrow £80,000 over 20 years at a rate of 4.542% (variable) you will repay £533.33 per month & total amount payable £127,999.62.
  • Prestige Platinum Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.3% APR
    (variable)
  • Available Amounts
    £10,000 to £200,000
  • Available Terms
    3 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 85s only
    • UK residents only
    • Available to self employed
    • Joint applications for this loan are accepted
    • This plan is for customers with a Good credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 65%
    Find Out More
  • Representative Example: The representative APR is 5.3% (variable) so if you borrow £105,000 over 20 years at a rate of 4.68% (variable) you will repay £703.44 per month & total amount payable £168,824.52.
  • Precise Variable Rate Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.5% APR
  • Available Amounts
    £30,001 to £200,000
  • Available Terms
    3 years to 30 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 25s only
    • Under 75s only
    • UK residents only
    • Available to self employed
    • Joint applications for this loan are accepted
    • This plan is for customers with a Fair credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 70%
    Find Out More
  • Representative Example: The representative APR is 5.5% (variable) so if you borrow £115,000 over 20 years at a rate of 4.95% (variable) you will repay £784.00 per month & total amount payable £188,160.69.
  • Prestige Platinum Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.6% APR
    (variable)
  • Available Amounts
    £10,000 to £200,000
  • Available Terms
    3 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 85s only
    • UK residents only
    • Available to self employed
    • Joint applications for this loan are accepted
    • This plan is for customers with a Good credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 70%
    Find Out More
  • Representative Example: The representative APR is 5.6% (variable) so if you borrow £105,000 over 20 years at a rate of 4.94% (variable) you will repay £719.03 per month & total amount payable £172,566.49.
  • Paragon Personal Finance Prime Rate Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.7% APR
    (variable)
  • Available Amounts
    £25,000 to £125,000
  • Available Terms
    10 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 80s only
    • UK residents only
    • Available to self employed
    • Available to people with a history of CCJs, arrears or adverse credit
    • Joint applications for this loan are accepted
    • This plan is for customers with a Good credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 70%
    Find Out More
  • Representative Example: The representative APR is 5.7% (variable) so if you borrow £75,000 over 20 years at a rate of 4.92% (variable) you will repay £517.88 per month & total amount payable £124,291.21.
  • Prestige Platinum Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.7% APR
    (variable)
  • Available Amounts
    £200,001 to £2,500,000
  • Available Terms
    3 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 85s only
    • UK residents only
    • Available to self employed
    • Joint applications for this loan are accepted
    • This plan is for customers with a Good credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 65%
    Find Out More
  • Representative Example: The representative APR is 5.7% (variable) so if you borrow £1,350,000 over 25 years at a rate of 5.5% (variable) you will repay £8,317.82 per month & total amount payable £2,495,344.52.
  • Prestige Large Secured Loan

  • Loan Type
    Secured
  • Representative APR
    5.8% APR
    (variable)
  • Available Amounts
    £200,001 to £2,500,000
  • Available Terms
    3 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 85s only
    • UK residents only
    • Available to self employed
    • Joint applications for this loan are accepted
    • This plan is for customers with a Good credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 70%
    Find Out More
  • Representative Example: The representative APR is 5.8% (variable) so if you borrow £1,350,000 over 25 years at a rate of 5.6% (variable) you will repay £8,398.90 per month & total amount payable £2,519,669.60.
  • United Trust Bank Ltd Secured Loan Exclusive

  • Loan Type
    Secured
  • Representative APR
    5.9% APR
  • Available Amounts
    £75,001 to £150,000
  • Available Terms
    3 years to 25 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 21s only
    • Under 80s only
    • UK residents only
    • Available to self employed
    • Available to people with a history of CCJs, arrears or adverse credit
    • Joint applications for this loan are accepted
    • This plan is for customers with a Fair credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 75%
    Find Out More
  • Representative Example: The representative APR is 5.9% (variable) so if you borrow £115,000 over 20 years at a rate of 5.25% (variable) you will repay £806.56 per month & total amount payable £193,573.87.
  • Precise Larger Secured Loan

  • Loan Type
    Secured
  • Representative APR
    6% APR
  • Available Amounts
    £200,001 to £500,000
  • Available Terms
    3 years to 30 years
  • Enquire+ Details
  • Is this loan right for you?

    Minimum Requirements

    • Over 25s only
    • Under 75s only
    • UK residents only
    • Available to self employed
    • Joint applications for this loan are accepted
    • This plan is for customers with a Good credit profile.
    • Repayment holidays are not available with this loan
    • Maximum Loan To Value: 65%
    Find Out More
  • Representative Example: The representative APR is 6% (variable) so if you borrow £350,000 over 25 years at a rate of 5.75% (variable) you will repay £2,230.15 per month & total amount payable £669,045.22.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria.

Find the Right Loan

If you're seeking a loan, you could be forgiven for feeling more than a bit daunted by all of the different options out there. Even after you've decided which type of loan you need - personal or business, secured or unsecured, short term or long term - there's still a huge number of different financial institutions out there offering deals. As well as the considerable number of traditional banks and building societies, we now have specialist on and offline providers, peer- to-peer lenders and pay day loan companies thrown into the mix.

With all of these choices - and the impossible task of checking around all of the different providers yourself for their latest product details and interest rates - it's possible to end up with a loan that's not right for your particular circumstances or to miss out on a great deal.

That's where Know Your Money comes in. Our comparison tables feature a top line assessment of some of the leading loan products available on the market today, with a range of terms, interest rates and loan types from both traditional and new lenders featured.

Read more about the different types of loan available.