Compare Loans

  • Compare various types of loans from leading UK lenders in the table below
  • Compare interest rates, loan amounts and term lengths
  • Click 'more information' for details on eligibility criteria to see if the loan is right for you
compare other types of loan
  • M&S Bank

  • Representative APR
    3.6%
    (£7,500 to £15,000)
  • Loan Amount
    £1,000 to £25,000
  • Loan Term
    1 to 5 years
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  • Lender Details

    Application Criteria

    • Affordable monthly repayments - fixed for the life of the loan
    • Repayment holiday - option to defer repayments for the first 3 months
    • No hidden costs - no arrangement or set-up fees
    • Must be over 18
    • Must be a UK resident
    • Must have an annual income of at least £10,000
  • Representative Example: If you borrow £10,000 over 4 years at a rate of 3.6% p.a. (fixed) you will repay £223.74 per month & £10,739.52 in total. Representative APR is 3.6% APR (fixed).
  • Sainsbury's Bank

  • Representative APR
    3.7%
    (£7,500 to £15,000)
  • Loan Amount
    £1,000 to £35,000
  • Loan Term
    1 to 8 years
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  • Lender Details

    Application Criteria

    • Sainsbury's shoppers with a Nectar card could get a rate as low as 3.6% if paying over 1-3 years
    • Fixed monthly repayments
    • No set up charges
    • Must be aged between 18 and 80 years old and less than 83 when the loan is repaid
    • Must have a UK based bank or building society account that can accept Direct Debits
    • Must be a permanent UK address
    • Must have a household gross annual income of over £7,500
    • Must not have a history of County Court Judgments or bankruptcy
  • Representative Example: Annual Interest Rate (fixed) is 3.70% p.a., with a representative 3.7% APR based on borrowing £10,000 and repaying over 60 months with 60 monthly repayments. Monthly repayments of £182.54 with total amount repayable of £10,952.40.
  • Hitachi Personal Finance

  • Representative APR
    3.8%
    (£7,500 to £10,000)
  • Loan Amount
    £2,500 to £25,000
  • Loan Term
    2 to 5 years
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  • Lender Details

    Application Criteria

    • Authorised and regulated by the Financial Conduct Authority (FCA)
    • Fixed monthly repayments
    • No arrangement fees
    • Must be 18 or over
    • Must hold a bank or building society account
    • Must have been a permanent UK resident for a minimum of 12 months
    • Must be in permanent paid employment, self-employed or retired with a pension
    • Must have a good credit history
  • Representative Example: Cash price £7500. Deposit £0. Amount of credit £7500. 60 monthly repayments of £137.22. Total amount payable £8233.20. Interest rate 3.8% fixed. 3.8% APR representative.
  • AA

  • Representative APR
    3.9%
    (£7,500 to £15,000)
  • Loan Amount
    £1,000 to £25,000
  • Loan Term
    18 months to 5 years
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  • Lender Details

    Application Criteria

    • Every AA Loan comes with twelve months' free AA Breakdown Cover (terms & conditions apply)
    • Loans provided by Creation Consumer Finance Limited
    • Authorised and regulated by the Financial Conduct Authority (FCA)
    • Must be aged 23 or over and under 70 years old at date of application
    • Must have a minimum income of £12,000 (gross) per annum
    • Must have a bank or building society current account
    • Must not have a history of adverse credit i.e. County Court Judgments (CCJs) or bankruptcy
    • Must have been a permanent UK resident for at least 3 years
  • Representative Example: £7,500 over 60 months at a fixed interest rate of 3.9% per annum would result in a representative APR of 3.9% APR monthly repayments of £137.55 and a total amount payable of £8,253.00
  • Nationwide

  • Representative APR
    3.9%
    (£7,500 to £14,999)
  • Loan Amount
    £1,000 to £25,000
  • Loan Term
    1 to 5 years
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  • Lender Details

    Application Criteria

    • Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority
    • Discount interest rate of 3.6% available to Nationwide current account holders
    • Must be aged 18 to 79
    • Must have the full right to live and work in the UK and will be a UK resident for the full length of the loan
    • Must have a minimum combined income of £700 per month (from earnings and/or a pension)
    • If self-employed, must be a homeowner and be able to supply 1 year's audited accounts
    • Must have a good credit history
  • Representative Example: 3.9% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.9% p.a. (fixed). Monthly repayment £183.41. Total amount payable £11,004.60.
  • NatWest

  • Representative APR
    4.9%
    (£7,500 to £14,950)
  • Loan Amount
    £1,000 to £25,000
  • Loan Term
    1 to 7 years
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  • Lender Details

    Application Criteria

  • Representative Example: Borrowing £7,500.00 over 5 years at Representative 4.9% APR and Interest rate 4.90% p.a. (Fixed) will cost £140.81 per month, with a total amount payable of £8,448.60
  • RBS

  • Representative APR
    4.9%
    (£7,500 to £14,950)
  • Loan Amount
    £1,000 to £25,000
  • Loan Term
    1 to 7 years
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  • Lender Details

    Application Criteria

  • Representative Example: Borrowing £7,500.00 over 5 years at Representative 4.9% APR and Interest rate 4.90% p.a. (Fixed) will cost £140.81 per month, with a total amount payable of £8,448.60
  • TSB

  • Representative APR
    4.9%
    (£7,500 to £20,000)
  • Loan Amount
    £1,000 to £25,000
  • Loan Term
    1 to 7 years
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  • Lender Details

    Application Criteria

    • A personalised quotation without a credit footprint
    • Fast, secure and easy application
    • Flexible repayment options
    • Must be a TSB current account holder for more than 3 months
    • Must be over 18
    • Must be a resident of the UK with no history of adverse credit
    • Must be a permanent paid employee, self-employed or retired with a pension
  • Representative Example: If you borrow £7,500 for 36 months with monthly repayments of £224.24. The total amount payable will be £8,072.64 which is 4.8% interest per annum (fixed). The representative APR will be 4.9%.
  • Moneyway Plus

  • Representative APR
    7.9%
    (£5,001 to £7,000)
  • Loan Amount
    £3,000 to £15,000
  • Loan Term
    1 to 5 years
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  • Lender Details

    Application Criteria

    • Moneyway is a trading name of Secure Trust Bank PLC
    • Authorised and regulated by the Financial Conduct Authority (FCA)
    • Must be 25 or over
    • Must have a regular annual income of £30,000
    • Must be a UK resident
  • Representative Example: You could borrow £7,000 over 36 months with 36 monthly repayments of £218.15 . The total amount repayable will be £7,853.40 at 7.9% APR representative.
  • Citrus Loans

  • Representative APR
    22.5%
  • Loan Amount
    £500 to £20,000
  • Loan Term
    3 months to 10 years
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  • Lender Details

    Application Criteria

    • Loan brokering service
    • No fees
    • Quick decisions
    • Must be aged 18 to 65 years
    • Must be a UK resident
    • Must be employed or self-employed
  • Representative Example: If you borrow £3,000 over 2 years at a Representative APR of 22.5% and an annual interest rate of 20.5% (fixed) you would pay £153.38 per month. Total interest payable will be £681.05. Total amount repayable is £3,681.05.
  • 1st Stop Personal Loans

  • Representative APR
    24.9%
  • Loan Amount
    £1,000 to £15,000
  • Loan Term
    2 to 6 years
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  • Lender Details

    Application Criteria

    • Unsecured loan designed for homeowners
    • Straightforward online application and decision
    • Poor credit history considered
    • Minimum income £15,000
    • Must be a homeowner
    • Must be over 21 years of age
  • Representative Example: If you borrow £3,500 for 36 months term you will repay £126.75 per month. 18.3% (fixed) Interest Rate P.A, £262.50 Introducer Fee. Total Interest Repayable £1063.00. Total Amount Repayable £4825.50. 24.9% representative APR.
  • Moneyway

  • Representative APR
    24.9%
    (£5,000 to £6,999)
  • Loan Amount
    £1,000 to £15,000
  • Loan Term
    1 to 5 years
  • Go to Site+ More Information
  • Lender Details

    Application Criteria

    • Moneyway is a trading name of Secure Trust Bank PLC
    • Authorised and regulated by the Financial Conduct Authority (FCA)
    • Must be 21 or over
    • Must have a regular annual income of £15,000
    • Must be a UK resident
  • Representative Example: You could borrow £5,000 over 48 months with 48 monthly repayments of £158.73 . The total amount repayable will be £7,619.04 at 24.9% APR representative, and an annual interest rate (fixed) 22.46%
  • AvantCredit

  • Representative APR
    48.5%
  • Loan Amount
    £1,000 to £20,000
  • Loan Term
    1 to 3 years
  • Go to Site+ More Information
  • Lender Details

    Application Criteria

    • Must be aged 18 or over
    • Must be in full-time or part-time employment or self-employed
    • Must have a bank account and debit card
    • CCJs not accepted
    • UK residents only
    • Minimum monthly income of £600
    • Must have a mobile phone and email address
    • Bankruptcy, IVA or equivalents not accepted
  • Representative Example: Amount of credit: £3000. Duration: 365 days. Number of repayments: twelve (12). Fixed Flat Annual Rate of Interest: 39%per annum. Total Charge for Credit: £670.83 (all interest). Amount of each repayment: £319.66. Total Amount Repayable: £3,670.83. Representative 48.5% APR.
  • George Banco RateDropper

  • Representative APR
    49.7%
  • Loan Amount
    £1,000 to £7,500
  • Loan Term
    1 to 5 years
  • Go to Site+ More Information
  • Lender Details

    Application Criteria

    • Authorised and regulated by the Financial Conduct Authority (FCA)
    • Your interest rate and monthly payments will reduce over 3 years based on your timely repayments: 49.7% / 38% /29.9%
    • Must be 18+ years of age
    • Must have a UK bank account with a valid UK debit card
    • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
    • Must have a regular income
    • Must be a UK resident (excludes Isle of Man and Channel Islands)
  • Representative Example: Borrowing £3000 over 36 months Your monthly repayments are £146.19 Interest and fees = £2262.84 The total amount repayable is £5262.84. Representative APR 49.7% (fixed)
  • Aspire Money

  • Representative APR
    58.5%
  • Loan Amount
    £100 to £25,000
  • Loan Term
    1 to 10 years
  • Go to Site+ More Information
  • Lender Details

    Application Criteria

    • Aspire Money is a loan brokering service
    • No fees
    • Decisions within minutes
    • Over 18s only
    • UK residents only
    • Must be employed or self-employed
  • Representative Example: If you borrow £5,000 over 3 years at representative APR of 58.5% (variable) you would pay £297.34 per month. Total interest payable would be £5,704.24. Total amount repayable would is £10,704.24
  • On Stride Financial

  • Representative APR
    89%
  • Loan Amount
    £1,000 to £5,000
  • Loan Term
    1 to 3 years
  • Go to Site+ More Information
  • Lender Details

    Application Criteria

    • Authorised and regulated by the Financial Conduct Authority (FCA)
    • Variable interest rates from 29% - 89% APR
    • Over 18s only
    • Must be employed and receive a regular paycheque
    • Must have a valid UK bank account with an active debit card
  • Representative Example: Borrow £2,000 and pay £151.47 per month for 24 months at a fixed interest rate of 65% per year. The total charge for credit is £1,635.31 (all interest). The Total Repayable is £3,635.31, and the Representative APR is 89%.
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria. Please note: all rates shown above are the lenders' advertised headline interest rates - you may be offered different rates depending on your personal credit rating.

Find the Right Loan

If you're seeking a loan, you could be forgiven for feeling more than a bit daunted by all of the different options out there. Even after you've decided which type of loan you need - personal or business, secured or unsecured, short term or long term - there's still a huge number of different financial institutions out there offering deals. As well as the considerable number of traditional banks and building societies, we now have specialist on and offline providers, peer- to-peer lenders and pay day loan companies thrown into the mix.

With all of these choices - and the impossible task of checking around all of the different providers yourself for their latest product details and interest rates - it's possible to end up with a loan that's not right for your particular circumstances or to miss out on a great deal.

That's where Know Your Money comes in. Our comparison tables feature a top line assessment of some of the leading loan products available on the market today, with a range of terms, interest rates and loan types from both traditional and new lenders featured.

Read more about the different types loan of available.