Low Deposit Mortgages

  • Featuring a Loan to Value (LTV) of 95% or higher, low deposit mortgages are ideal for people with limited savings.
  • Compare the latest interest rates, fees and other important features of low deposit mortgages in the table below.
  • Or use our powerful mortgage search, including all deals available to brokers and direct deals too.

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HSBC Mortgages
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Whether you are a first time buyer or looking to remortgage, HSBC offers a range of mortgages that are designed to assist our customers.
Lines open 8am - 10pm everyday. Calls may be monitored and recorded. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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The following results are based on a loan to value (LTV) of 95%
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  • Nationwide BS 3.79% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    3.79%
    Variable for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £735.74
  • Max LTV
    95%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.79% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £735.74 x 24
    • Ongoing Monthly Payments:
      £732.12 x 276
    • Total Amount Payable:
      £221,221.90
    • Total Interest Payable:
      £77,222.88
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a tracker rate for 24 months at 3.79% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £735.74 and 276 monthly payments of £732.12. The total amount payable would be £220,771.90 made up of the loan amount plus interest £77,222.88 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS 3.79% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    3.79%
    Variable for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £735.74
  • Max LTV
    95%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      3.79% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £735.74 x 24
    • Ongoing Monthly Payments:
      £732.12 x 276
    • Total Amount Payable:
      £220,721.90
    • Total Interest Payable:
      £77,222.88
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a tracker rate for 24 months at 3.79% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £735.74 and 276 monthly payments of £732.12. The total amount payable would be £220,771.90 made up of the loan amount plus interest £77,222.88 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Post Office Money® 3.83% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    3.83%
    Fixed to 30/06/2019
  • APRC
    4.30%
  • Monthly Payment
    £738.86
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      3.83% Fixed to 30/06/2019
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £738.86 x 25
    • Ongoing Monthly Payments:
      £768.92 x 275
    • Total Amount Payable:
      £230,119.50
    • Total Interest Payable:
      £87,424.50
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 25 months at 3.83% and then reverting to our variable rate of 4.24% tracker for remaining term. 25 monthly payments of £738.86 and 275 monthly payments of £768.92. The total amount payable would be £230,169.50 made up of the loan amount plus interest £87,424.50 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Post Office Money® 3.83% Fixed to 30/06/2019
  • Mortgage Type
    fixed
  • Initial Rate
    3.83%
    Fixed to 30/06/2019
  • APRC
    4.30%
  • Monthly Payment
    £738.86
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      3.83% Fixed to 30/06/2019
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £738.86 x 25
    • Ongoing Monthly Payments:
      £768.92 x 275
    • Total Amount Payable:
      £230,119.50
    • Total Interest Payable:
      £87,424.50
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/19: 3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 25 months at 3.83% and then reverting to our variable rate of 4.24% tracker for remaining term. 25 monthly payments of £738.86 and 275 monthly payments of £768.92. The total amount payable would be £230,169.50 made up of the loan amount plus interest £87,424.50 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Nationwide BS 3.89% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    3.89%
    Fixed for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £743.54
  • Max LTV
    95%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £250,000
    • Product Description:
      3.89% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £743.54 x 24
    • Ongoing Monthly Payments:
      £732.63 x 276
    • Total Amount Payable:
      £221,549.80
    • Total Interest Payable:
      £77,550.84
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 24 months at 3.89% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £743.54 and 276 monthly payments of £732.63. The total amount payable would be £221,099.80 made up of the loan amount plus interest £77,550.84 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS 3.89% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    3.89%
    Fixed for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £743.54
  • Max LTV
    95%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £250,000
    • Product Description:
      3.89% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £743.54 x 24
    • Ongoing Monthly Payments:
      £732.63 x 276
    • Total Amount Payable:
      £221,049.80
    • Total Interest Payable:
      £77,550.84
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 24 months at 3.89% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £743.54 and 276 monthly payments of £732.63. The total amount payable would be £221,099.80 made up of the loan amount plus interest £77,550.84 and a product fee £999 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Clydesdale Bank 3.94% Fixed to 31/07/2020
  • Mortgage Type
    fixed
  • Initial Rate
    3.94%
    Fixed to 31/07/2020
  • APRC
    4.60%
  • Monthly Payment
    £747.45
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      3.94% Fixed to 31/07/2020
    • Incentives:
      Free valuation fees
      No arrangement fees
      £250 cashback Max £75K of Mortgage Advance
      £750 cashback Min £75K of Mortgage Advance
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £747.45 x 38
    • Ongoing Monthly Payments:
      £801.81 x 262
    • Total Amount Payable:
      £238,422.30
    • Total Interest Payable:
      £95,977.32
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
    Clydesdale Bank
    Visit Clydesdale Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 38 months at 3.94% and then reverting to our variable rate of 4.70% variable for remaining term. 38 monthly payments of £747.45 and 262 monthly payments of £801.81. The total amount payable would be £238,722.30 made up of the loan amount plus interest £95,977.32 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Clydesdale Bank 3.94% Fixed to 31/07/2020
  • Mortgage Type
    fixed
  • Initial Rate
    3.94%
    Fixed to 31/07/2020
  • APRC
    4.60%
  • Monthly Payment
    £747.45
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      3.94% Fixed to 31/07/2020
    • Incentives:
      Free valuation fees
      No arrangement fees
      £750 cashback Min £75K of Mortgage Advance
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £747.45 x 38
    • Ongoing Monthly Payments:
      £801.81 x 262
    • Total Amount Payable:
      £238,422.30
    • Total Interest Payable:
      £95,977.32
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
    Clydesdale Bank
    Visit Clydesdale Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 38 months at 3.94% and then reverting to our variable rate of 4.70% variable for remaining term. 38 monthly payments of £747.45 and 262 monthly payments of £801.81. The total amount payable would be £238,722.30 made up of the loan amount plus interest £95,977.32 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Yorkshire Bank 3.94% Fixed to 31/07/2020
  • Mortgage Type
    fixed
  • Initial Rate
    3.94%
    Fixed to 31/07/2020
  • APRC
    4.60%
  • Monthly Payment
    £747.45
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      3.94% Fixed to 31/07/2020
    • Incentives:
      Free valuation fees
      No arrangement fees
      £250 cashback Max £75K of Mortgage Advance
      £750 cashback Min £75K of Mortgage Advance
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £747.45 x 38
    • Ongoing Monthly Payments:
      £801.81 x 262
    • Total Amount Payable:
      £238,422.30
    • Total Interest Payable:
      £95,977.32
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
    Yorkshire Bank
    Visit Yorkshire Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 38 months at 3.94% and then reverting to our variable rate of 4.70% variable for remaining term. 38 monthly payments of £747.45 and 262 monthly payments of £801.81. The total amount payable would be £238,722.30 made up of the loan amount plus interest £95,977.32 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Yorkshire Bank 3.94% Fixed to 31/07/2020
  • Mortgage Type
    fixed
  • Initial Rate
    3.94%
    Fixed to 31/07/2020
  • APRC
    4.60%
  • Monthly Payment
    £747.45
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      3.94% Fixed to 31/07/2020
    • Incentives:
      Free valuation fees
      No arrangement fees
      £750 cashback Min £75K of Mortgage Advance
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £747.45 x 38
    • Ongoing Monthly Payments:
      £801.81 x 262
    • Total Amount Payable:
      £238,422.30
    • Total Interest Payable:
      £95,977.32
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
    Yorkshire Bank
    Visit Yorkshire Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 38 months at 3.94% and then reverting to our variable rate of 4.70% variable for remaining term. 38 monthly payments of £747.45 and 262 monthly payments of £801.81. The total amount payable would be £238,722.30 made up of the loan amount plus interest £95,977.32 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Virgin Money 3.99% Fixed to 01/09/2019
  • Mortgage Type
    fixed
  • Initial Rate
    3.99%
    Fixed to 01/09/2019
  • APRC
    4.40%
  • Monthly Payment
    £751.38
  • Max LTV
    95%
  • Fees
    £163
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £475,000
    • Product Description:
      3.99% Fixed to 01/09/2019
    • Incentives:
      No arrangement fees
      £300 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £751.38 x 28
    • Ongoing Monthly Payments:
      £791.88 x 56
    • Total Amount Payable:
      £233,527.40
    • Total Interest Payable:
      £90,614.40
    • Product Fee:
      £0
    • Valuation Fee:
      £163
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/19: 1.5% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 28 months at 3.99% and then reverting to our variable rate of 4.54% variable for remaining term. 28 monthly payments of £751.38 and 56 monthly payments of £791.88. The total amount payable would be £233,377.40 made up of the loan amount plus interest £90,614.40 and a product fee £0 and valuation fee £163. The overall cost for comparison is 4.40% APRC representative.

  • Post Office Money® 4.09% Fixed to 30/06/2022
  • Mortgage Type
    fixed
  • Initial Rate
    4.09%
    Fixed to 30/06/2022
  • APRC
    4.30%
  • Monthly Payment
    £759.27
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      4.09% Fixed to 30/06/2022
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £759.27 x 61
    • Ongoing Monthly Payments:
      £769.14 x 239
    • Total Amount Payable:
      £230,334.90
    • Total Interest Payable:
      £87,639.93
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/22: 4/4/3/3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 61 months at 4.09% and then reverting to our variable rate of 4.24% tracker for remaining term. 61 monthly payments of £759.27 and 239 monthly payments of £769.14. The total amount payable would be £230,384.90 made up of the loan amount plus interest £87,639.93 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Post Office Money® 4.09% Fixed to 30/06/2022
  • Mortgage Type
    fixed
  • Initial Rate
    4.09%
    Fixed to 30/06/2022
  • APRC
    4.30%
  • Monthly Payment
    £759.27
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      4.09% Fixed to 30/06/2022
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £759.27 x 61
    • Ongoing Monthly Payments:
      £769.14 x 239
    • Total Amount Payable:
      £230,334.90
    • Total Interest Payable:
      £87,639.93
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/6/22: 4/4/3/3/2% Sum Repaid
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 61 months at 4.09% and then reverting to our variable rate of 4.24% tracker for remaining term. 61 monthly payments of £759.27 and 239 monthly payments of £769.14. The total amount payable would be £230,384.90 made up of the loan amount plus interest £87,639.93 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Virgin Money 4.09% Fixed to 01/09/2020
  • Mortgage Type
    fixed
  • Initial Rate
    4.09%
    Fixed to 01/09/2020
  • APRC
    4.40%
  • Monthly Payment
    £759.27
  • Max LTV
    95%
  • Fees
    £163
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £475,000
    • Product Description:
      4.09% Fixed to 01/09/2020
    • Incentives:
      No arrangement fees
      £300 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £759.27 x 40
    • Ongoing Monthly Payments:
      £791.29 x 44
    • Total Amount Payable:
      £233,203.60
    • Total Interest Payable:
      £90,290.60
    • Product Fee:
      £0
    • Valuation Fee:
      £163
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/20: 2% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 40 months at 4.09% and then reverting to our variable rate of 4.54% variable for remaining term. 40 monthly payments of £759.27 and 44 monthly payments of £791.29. The total amount payable would be £233,053.60 made up of the loan amount plus interest £90,290.60 and a product fee £0 and valuation fee £163. The overall cost for comparison is 4.40% APRC representative.

  • Nationwide BS 4.19% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    4.19%
    Variable for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £767.20
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      4.19% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £767.20 x 24
    • Ongoing Monthly Payments:
      £734.14 x 276
    • Total Amount Payable:
      £221,535.40
    • Total Interest Payable:
      £78,535.44
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a tracker rate for 24 months at 4.19% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £767.20 and 276 monthly payments of £734.14. The total amount payable would be £221,085.40 made up of the loan amount plus interest £78,535.44 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS 4.19% Variable for 2 years
  • Mortgage Type
    tracker
  • Initial Rate
    4.19%
    Variable for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £767.20
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      4.19% Variable for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £767.20 x 24
    • Ongoing Monthly Payments:
      £734.14 x 276
    • Total Amount Payable:
      £221,035.40
    • Total Interest Payable:
      £78,535.44
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a tracker rate for 24 months at 4.19% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £767.20 and 276 monthly payments of £734.14. The total amount payable would be £221,085.40 made up of the loan amount plus interest £78,535.44 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Post Office Money® 4.24% Variable
  • Mortgage Type
    tracker
  • Initial Rate
    4.24%
    Variable
  • APRC
    4.40%
  • Monthly Payment
    £771.18
  • Max LTV
    95%
  • Fees
    £240
  • See deal + Product Details
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,001
    • Max Loan:
      Varies
    • Product Description:
      4.24% Variable
    • Incentives:
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £771.18 x 300
    • Ongoing Monthly Payments:
      £0 x 0
    • Total Amount Payable:
      £232,289
    • Total Interest Payable:
      £88,854
    • Product Fee:
      £0
    • Valuation Fee:
      £240
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      No
    Post Office Money®
    Visit Post Office Money® for more information about this mortgage
    8.30am - 7:30pm, Mon-Fri, 9am - 1:30pm, Sat, Closed Sun and bank holidays.
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a tracker rate for 0 months at 4.24% and then reverting to our variable rate of 0.00% for remaining term. 300 monthly payments of £771.18 and 0 monthly payments of £0. The total amount payable would be £231,839 made up of the loan amount plus interest £88,854 and a product fee £0 and valuation fee £240. The overall cost for comparison is 4.40% APRC representative.

  • Clydesdale Bank 4.29% Fixed to 31/07/2022
  • Mortgage Type
    fixed
  • Initial Rate
    4.29%
    Fixed to 31/07/2022
  • APRC
    4.60%
  • Monthly Payment
    £775.17
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      4.29% Fixed to 31/07/2022
    • Incentives:
      Free valuation fees
      No arrangement fees
      £250 cashback Max £75K of Mortgage Advance
      £750 cashback Min £75K of Mortgage Advance
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £775.17 x 62
    • Ongoing Monthly Payments:
      £802.58 x 238
    • Total Amount Payable:
      £239,019.60
    • Total Interest Payable:
      £96,574.58
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 5 yrs: 5/5/4/3/2% Outstanding Balance
    Clydesdale Bank
    Visit Clydesdale Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 62 months at 4.29% and then reverting to our variable rate of 4.70% variable for remaining term. 62 monthly payments of £775.17 and 238 monthly payments of £802.58. The total amount payable would be £239,319.60 made up of the loan amount plus interest £96,574.58 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Nationwide BS 4.29% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    4.29%
    Fixed for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £775.17
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £250,000
    • Product Description:
      4.29% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £775.17 x 24
    • Ongoing Monthly Payments:
      £734.63 x 276
    • Total Amount Payable:
      £221,862
    • Total Interest Payable:
      £78,861.96
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 24 months at 4.29% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £775.17 and 276 monthly payments of £734.63. The total amount payable would be £221,412 made up of the loan amount plus interest £78,861.96 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • Nationwide BS 4.29% Fixed for 2 years
  • Mortgage Type
    fixed
  • Initial Rate
    4.29%
    Fixed for 2 years
  • APRC
    3.90%
  • Monthly Payment
    £775.17
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £250,000
    • Product Description:
      4.29% Fixed for 2 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No arrangement fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £775.17 x 24
    • Ongoing Monthly Payments:
      £734.63 x 276
    • Total Amount Payable:
      £221,362
    • Total Interest Payable:
      £78,861.96
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 24 months at 4.29% and then reverting to our variable rate of 3.74% variable for remaining term. 24 monthly payments of £775.17 and 276 monthly payments of £734.63. The total amount payable would be £221,412 made up of the loan amount plus interest £78,861.96 and a product fee £0 and valuation fee £0. The overall cost for comparison is 3.90% APRC representative.

  • NatWest 4.29% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    4.29%
    Fixed to 31/08/2019
  • APRC
    3.90%
  • Monthly Payment
    £775.17
  • Max LTV
    95%
  • Fees
    £248
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £570,000
    • Product Description:
      4.29% Fixed to 31/08/2019
    • Incentives:
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £775.17 x 27
    • Ongoing Monthly Payments:
      £735.71 x 273
    • Total Amount Payable:
      £222,526.40
    • Total Interest Payable:
      £79,278.42
    • Product Fee:
      £0
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 27 months at 4.29% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £775.17 and 273 monthly payments of £735.71. The total amount payable would be £222,076.40 made up of the loan amount plus interest £79,278.42 and a product fee £0 and valuation fee £248. The overall cost for comparison is 3.90% APRC representative.

  • Royal Bank of Scotland 4.29% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    4.29%
    Fixed to 31/08/2019
  • APRC
    3.90%
  • Monthly Payment
    £775.17
  • Max LTV
    95%
  • Fees
    £248
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £570,000
    • Product Description:
      4.29% Fixed to 31/08/2019
    • Incentives:
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £775.17 x 27
    • Ongoing Monthly Payments:
      £735.71 x 273
    • Total Amount Payable:
      £222,526.40
    • Total Interest Payable:
      £79,278.42
    • Product Fee:
      £0
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 27 months at 4.29% and then reverting to our variable rate of 3.75% variable for remaining term. 27 monthly payments of £775.17 and 273 monthly payments of £735.71. The total amount payable would be £222,076.40 made up of the loan amount plus interest £79,278.42 and a product fee £0 and valuation fee £248. The overall cost for comparison is 3.90% APRC representative.

  • Yorkshire Bank 4.29% Fixed to 31/07/2022
  • Mortgage Type
    fixed
  • Initial Rate
    4.29%
    Fixed to 31/07/2022
  • APRC
    4.60%
  • Monthly Payment
    £775.17
  • Max LTV
    95%
  • Fees
    No Fees
  • See deal + Product Details
    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      4.29% Fixed to 31/07/2022
    • Incentives:
      Free valuation fees
      No arrangement fees
      £250 cashback Max £75K of Mortgage Advance
      £750 cashback Min £75K of Mortgage Advance
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £775.17 x 62
    • Ongoing Monthly Payments:
      £802.58 x 238
    • Total Amount Payable:
      £239,019.60
    • Total Interest Payable:
      £96,574.58
    • Product Fee:
      £0
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 5 yrs: 5/5/4/3/2% Outstanding Balance
    Yorkshire Bank
    Visit Yorkshire Bank for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 62 months at 4.29% and then reverting to our variable rate of 4.70% variable for remaining term. 62 monthly payments of £775.17 and 238 monthly payments of £802.58. The total amount payable would be £239,319.60 made up of the loan amount plus interest £96,574.58 and a product fee £0 and valuation fee £0. The overall cost for comparison is 4.60% APRC representative.

  • Virgin Money 4.54% Fixed to 01/09/2022
  • Mortgage Type
    fixed
  • Initial Rate
    4.54%
    Fixed to 01/09/2022
  • APRC
    4.50%
  • Monthly Payment
    £795.30
  • Max LTV
    95%
  • Fees
    £163
  • See deal + Product Details
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £475,000
    • Product Description:
      4.54% Fixed to 01/09/2022
    • Incentives:
      No arrangement fees
      £300 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £795.30 x 64
    • Ongoing Monthly Payments:
      £795.30 x 20
    • Total Amount Payable:
      £235,670.10
    • Total Interest Payable:
      £92,757.12
    • Product Fee:
      £0
    • Valuation Fee:
      £163
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/9/22: 4% Outstanding Balance
    Virgin Money
    Call Virgin Money for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 64 months at 4.54% and then reverting to our variable rate of 4.54% variable for remaining term. 64 monthly payments of £795.30 and 20 monthly payments of £795.30. The total amount payable would be £235,520.10 made up of the loan amount plus interest £92,757.12 and a product fee £0 and valuation fee £163. The overall cost for comparison is 4.50% APRC representative.

  • Halifax 4.64% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    4.64%
    Fixed to 31/08/2019
  • APRC
    4.10%
  • Monthly Payment
    £803.43
  • Max LTV
    95%
  • Fees
    £1,105
  • See deal + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      4.64% Fixed to 31/08/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £803.43 x 27
    • Ongoing Monthly Payments:
      £736.88 x 273
    • Total Amount Payable:
      £223,465.80
    • Total Interest Payable:
      £80,360.85
    • Product Fee:
      £790
    • Valuation Fee:
      £315
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 3/2% Mortgage Advance
    Halifax
    Visit Halifax for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 27 months at 4.64% and then reverting to our variable rate of 3.74% variable for remaining term. 27 monthly payments of £803.43 and 273 monthly payments of £736.88. The total amount payable would be £224,015.80 made up of the loan amount plus interest £80,360.85 and a product fee £790 and valuation fee £315. The overall cost for comparison is 4.10% APRC representative.

  • Halifax 4.64% Fixed to 31/08/2019
  • Mortgage Type
    fixed
  • Initial Rate
    4.64%
    Fixed to 31/08/2019
  • APRC
    4.10%
  • Monthly Payment
    £803.43
  • Max LTV
    95%
  • Fees
    £1,105
  • See deal + Product Details
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £500,000
    • Product Description:
      4.64% Fixed to 31/08/2019
    • Incentives:
      £1K cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £803.43 x 27
    • Ongoing Monthly Payments:
      £736.88 x 273
    • Total Amount Payable:
      £223,465.80
    • Total Interest Payable:
      £80,360.85
    • Product Fee:
      £790
    • Valuation Fee:
      £315
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/19: 3/2% Mortgage Advance
    Halifax
    Visit Halifax for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 27 months at 4.64% and then reverting to our variable rate of 3.74% variable for remaining term. 27 monthly payments of £803.43 and 273 monthly payments of £736.88. The total amount payable would be £224,015.80 made up of the loan amount plus interest £80,360.85 and a product fee £790 and valuation fee £315. The overall cost for comparison is 4.10% APRC representative.

  • Nationwide BS 4.69% Fixed for 5 years
  • Mortgage Type
    fixed
  • Initial Rate
    4.69%
    Fixed for 5 years
  • APRC
    4.30%
  • Monthly Payment
    £807.51
  • Max LTV
    95%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £250,000
    • Product Description:
      4.69% Fixed for 5 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £807.51 x 60
    • Ongoing Monthly Payments:
      £743.98 x 240
    • Total Amount Payable:
      £228,504.80
    • Total Interest Payable:
      £84,505.80
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 5 yrs: 5/4/3/2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 60 months at 4.69% and then reverting to our variable rate of 3.74% variable for remaining term. 60 monthly payments of £807.51 and 240 monthly payments of £743.98. The total amount payable would be £228,054.80 made up of the loan amount plus interest £84,505.80 and a product fee £999 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • Nationwide BS 4.69% Fixed for 5 years
  • Mortgage Type
    fixed
  • Initial Rate
    4.69%
    Fixed for 5 years
  • APRC
    4.30%
  • Monthly Payment
    £807.51
  • Max LTV
    95%
  • Fees
    £999
  • See deal + Product Details
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £250,000
    • Product Description:
      4.69% Fixed for 5 years
    • Incentives:
      No valuation fees
      No valuation admin fees
      £500 cashback
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £807.51 x 60
    • Ongoing Monthly Payments:
      £743.98 x 240
    • Total Amount Payable:
      £228,004.80
    • Total Interest Payable:
      £84,505.80
    • Product Fee:
      £999
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 5 yrs: 5/4/3/2/1% Outstanding Balance
    Nationwide BS
    Visit Nationwide BS for more information about this mortgage
    Find out more
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 60 months at 4.69% and then reverting to our variable rate of 3.74% variable for remaining term. 60 monthly payments of £807.51 and 240 monthly payments of £743.98. The total amount payable would be £228,054.80 made up of the loan amount plus interest £84,505.80 and a product fee £999 and valuation fee £0. The overall cost for comparison is 4.30% APRC representative.

  • NatWest 4.81% Fixed to 31/08/2022
  • Mortgage Type
    fixed
  • Initial Rate
    4.81%
    Fixed to 31/08/2022
  • APRC
    4.30%
  • Monthly Payment
    £817.34
  • Max LTV
    95%
  • Fees
    £248
  • See deal + Product Details
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £570,000
    • Product Description:
      4.81% Fixed to 31/08/2022
    • Incentives:
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £817.34 x 63
    • Ongoing Monthly Payments:
      £746.81 x 237
    • Total Amount Payable:
      £229,234.40
    • Total Interest Payable:
      £85,986.39
    • Product Fee:
      £0
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/22: 5/4/3/2/1% Sum Repaid
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 63 months at 4.81% and then reverting to our variable rate of 3.75% variable for remaining term. 63 monthly payments of £817.34 and 237 monthly payments of £746.81. The total amount payable would be £228,784.40 made up of the loan amount plus interest £85,986.39 and a product fee £0 and valuation fee £248. The overall cost for comparison is 4.30% APRC representative.

  • Royal Bank of Scotland 4.81% Fixed to 31/08/2022
  • Mortgage Type
    fixed
  • Initial Rate
    4.81%
    Fixed to 31/08/2022
  • APRC
    4.30%
  • Monthly Payment
    £817.34
  • Max LTV
    95%
  • Fees
    £248
  • + Product Details
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £570,000
    • Product Description:
      4.81% Fixed to 31/08/2022
    • Incentives:
      No arrangement fees
      No Higher Lending Charge (HLC)
    • Initial Monthly Repayment:
      £817.34 x 63
    • Ongoing Monthly Payments:
      £746.81 x 237
    • Total Amount Payable:
      £229,234.40
    • Total Interest Payable:
      £85,986.39
    • Product Fee:
      £0
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/8/22: 5/4/3/2/1% Sum Repaid
    Royal Bank of Scotland
    Call Royal Bank of Scotland for more information about this mortgage
    Lines are open: Monday - Friday 8am - 8pm / Saturday and Sunday 9am - 4pm (excl. public holidays).
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • Representative example: A mortgage of £142,500 payable over 25 years initially on a fixed rate for 63 months at 4.81% and then reverting to our variable rate of 3.75% variable for remaining term. 63 monthly payments of £817.34 and 237 monthly payments of £746.81. The total amount payable would be £228,784.40 made up of the loan amount plus interest £85,986.39 and a product fee £0 and valuation fee £248. The overall cost for comparison is 4.30% APRC representative.

The above results are based on a repayment mortgage of £142,500, on a property value of £150,000, over a term of 25 years. This is a loan to value (LTV) of 95% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 24/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
The above results are based on a repayment mortgage of £142,500, on a property value of £150,000, over a term of 25 years. This is a loan to value (LTV) of 95% Our mortgage comparison service includes providers from whom we may receive commission. This table initially lists featured products. The mortgage data above was supplied by Moneyfacts Ltd and was last updated 11:30, 06:07 25/05/2017.The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
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More about low deposit mortgages

Low deposit mortgages are designed to help people get onto the housing ladder. They allow you to borrow more of the total money you need to buy your home which means, of course, that you'll need to put in less money upfront as a deposit.

With a low deposit mortgage you might be able to borrow as much as 95 per cent of the value of your new home. This is known as the loan-to-value ratio, or LTV. Elsewhere in the market, you could need to find as much as 40 per cent as a deposit.

The trade-off is that you will often find that you are faced with a higher interest rate, a larger arrangement fee or both.

Low deposit mortgages usually begin on a fixed interest rate, or one that tracks the base rate, for an initial locked-in period. After this period - lasting anywhere between one and five years - ends, you'll revert to a standard variable rate. At this point, though, you will be able to seek a new deal.

With these deals often aimed at first time buyers, a bank will sometimes be prepared to give you a better loan-to-value ratio if a relative or other benefactor can act as guarantor or if you are taking a buy-to-let mortgage and can prove you'll get a steady income from rent.

Beware - as always, you could face an arrangement fee on your mortgage of anywhere up to £2,000 or more.

Click here to read our handy guide covering frequently asked questions about mortgages.