Formed in 2005, Moneyback Bank (owned by Alliance & Leicester) is a newcomer to the unsecured loans market. However, their market leading rates and practical loan provision won them Best Personal Loans Provider at the 2007 Moneyfacts Awards.
Moneyback Bank provides loans of between £3,000 and £20,000; their low typical rate, however is reserved for those who borrow between £7,500 and £15,000. Borrowers can choose repayment terms spread over 1-5 years and opt for payment protection insurance. Customers taking out Moneyback Bank’s full personal loan protection can earn up to £40 back per year through their ‘moneyback’ scheme.
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