Morgan Stanley’s personal loans are underwritten and provided by Liverpool Victoria Banking Services Limited (LVBS). Their loans are available exlusively to Morgan Stanley cardholder for amounts of up to £25,000 with their low typical rate applicable to loans over £9,000. Morgan Stanley offer borrowers the option of deferring repayments for the first three months as well as the choice of taking out a full PPI (payment protection insurance) or LAS (life, accident and sickness) policy.
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