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| Lender: | First Direct |
| Product: | Term BBR + 2.39% LTV 65% Direct |
| Mortgage Type: | Tracker |
| Initial Rate Payable: | 2.89%.
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| Initial Rate End Date: | term
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| Tie in Period After Rate: | 0 |
| Final Rate: | Not applicable.
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| Final Rate Type: | Not applicable.
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| Final Rate To Be Loaded: | Not applicable.
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| Final Rate Payable: | Not applicable.
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| APR Interest Only: | Not applicable.
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| APR Repayment: | 3.00%.
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| Maximum LTV: | The maximum LTV is 65%.
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| Available to Homemovers: | This product is available for house purchase.
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| Available to Existing Customers Only: | Not applicable.
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| Available to First Time Buyer: | This product is available to first time buyers.
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| Available to Remortgages: | This product is available for remortgage.
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| Current Account Offset: | No current account or offset savings facility available.
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| Available In England: | yes |
| Available In N.Ireland: | yes |
| Available In Scotland: | yes |
| Available In Wales: | yes |
| Distribution Branch: | This product is not available via the branch network.
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| Distribution Intermediary: | This product is not available through intermediaries.
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| Distribution Internet: | This product is not available via the internet.
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| Distribution Telephone: | This product is available via a telephone service.
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| Intermediary Only: | This product is not available through intermedairies only.
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| Regional Restrictions: | No regional restrictions apply.
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| Self Cert Available: | This product is not available for self certification.
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| Self Employed Available: | This product is available to the self employed.
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| Shared Ownership: | This product is not available for shared ownership.
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| Cash Back: | No cashback incentives offered.
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| Contents Insurance Included: | No contents insurance incentive offered.
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| Free ASU Insurance Included: | No accident, sickness and unemployment insurance incentive offered.
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| Free Valuation Report Included: | No valuation fee incentive offered.
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| Higher Lending Charge Excluded: | No higher lending charge payable.
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| Legal Fees Contribution: | Free standard legal fees incentive offered for remortgage only.
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| No Part Early Repayment Charge: | Unlimited overpayments allowed without penalty.
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| Set Up Fees Refunded: | No set up fees incentive offered.
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| Other Incentives: | No other incentives available.
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| Application Fee Payable: | Not applicable.
£499 arrangement fee payable
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| Early Redemption Charge: | No early redemption charge payable.
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| Fees Payable: | £499 arrangement fee payable
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| Incentives Higher Lending Charge: | No higher lending charge payable.
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| Incentives Legal Fees: | Free standard legal fees incentive offered for remortgage only.
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| Incentives Part Early Repayment Charge: | Unlimited overpayments allowed without penalty.
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| Incentives Set Up Fees: | No set up fees incentive offered.
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| Incentives Other: | No other incentives available.
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| Self Cert Available: | This product is not available for self certification.
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| Self Employed Available: | This product is available to the self employed.
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| Shared Ownership: | This product is not available for shared ownership.
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