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| Lender: | Skipton Building Society |
| Product: | 3yr 4.69% Fixed BBR LTV 85% |
| Mortgage Type: | Fixed Rate |
| Initial Rate Payable: | 4.69%
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| Fixed Rate Term: | Fixed rate until 30/06/2015
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| Fixed Term Months: | Not applicable.
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| Term of Fixed Rate: | 36 months.
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| Tie in Period After Rate: | No tie in period.
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| Final Rate: | 4.45%
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| Final Rate Type: | Bank Of England Base Rate +4.45%
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| Final Rate To Be Loaded: | Bank Base Rate of 0.50%.
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| Final Rate Payable: | 4.95
Bank Of England Base Rate +4.45%
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| APR Interest Only: | 5.10%
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| APR Repayment: | 5.10%
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| Maximum LTV: | The maximum LTV is 85%
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| Max Loan: | The maximum loan is £1000000
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| Max LTV for First Time Buyer: | The maximum loan to value for first time buyers is 85%
LTV 85% to £300,000
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| Max LTV for House Purchase: | The maximum loan to value for house purchase is 85%
LTV 85% to £500,000
LTV 80% to £750,000
LTV 75% to £1,000,000
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| Max LTV Remortgage: | The maximum loan to value for remortgages is 85%
LTV 85% to £500,000
LTV 80% to £750,000
LTV 75% to £1,000,000
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| Minimum Term: | Minimum term is 0 years.
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| Maximum Term: | Maximum term is 40 years.
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| Overpayment Allowed: | Up to 10% capital repayments allowed each year without charge.
Overpayments will immediately reduce the amount of interest paid.
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| Available to Homemovers: | This product is available to homemovers.
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| Available to Existing Borrowers Moving Home: | This product is available to existing borrowers moving home.
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| Available to Existing Borrowers Not Moving Home: | This product is not available to existing borrowers not moving home.
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| Available to Existing Customers Only: | Not applicable
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| Available to First Time Buyer: | This product is available to first time buyers.
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| First Time Buyer Min Loan: | The minimum first time buyer loan is £0.00
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| Available to Remortgages: | This product is available for remortgages.
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| Remortgage Min Loan: | The minimum remortgage loan is £0.00
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| Current Account Offset: | Current account/offsetting not available.
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| Available In England: | yes |
| Available In N.Ireland: | yes |
| Available In Scotland: | yes |
| Available In Wales: | yes |
| Distribution Branch: | Available via a Branch network.
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| Distribution Intermediary: | Available through intermediaries.
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| Distribution Internet: | Not available via internet.
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| Distribution Telephone: | Available via direct telephone network.
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| Intermediary Only: | Not available exclusively via intermediary channels.
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| Regional Restrictions: | There are no regional restrictions.
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| Self Cert Available: | This product is not a self certification scheme.
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| Shared Ownership: | This product is not available for shared ownership.
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| Cash Back: | No cashback incentive offered.
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| Contents Insurance Included: | No contents insurance incentive offered.
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| Free ASU Insurance Included: | No accident, sickness or unemployment insurance incentive offered.
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| Free Valuation Report Included: | Free valuation fee incentive offered for remortgages.
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| Higher Lending Charge Excluded: | No higher lending charge payable.
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| Legal Fees Contribution: | Free legal fees incentive offered for remortgages.
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| No Part Early Repayment Charge: | Up to 10% capital repayments allowed each year without charge.
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| Set Up Fees Refunded: | No set up fees incentive offered.
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| Other Incentives: | No other incentives available.
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| Application Fee Payable: | £800 completion fee (can be added to the loan)
£195 application fee (payable upfront)
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| Early Redemption Charge: | There is an early redemption charge payable.
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| Fees Payable: | £800 completion fee (can be added to the loan)
£195 application fee (payable upfront)
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| Procuration Fee: | Proc fee 0.35% maximum £3,500.
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