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| Lender: | Skipton Building Society |
| Product: | 2yr 4.69% Fxd BBR BTL LTV 70% |
| Mortgage Type: | Buy To Let |
| Fixed Term Months: | Not applicable.
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| Term of Fixed Rate: | 24 months.
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| Tie in Period After Rate: | No tie in period.
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| Final Rate Type: | The final rate type is BBR.
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| Final Rate To Be Loaded: | Bank Base Rate of 0.50%.
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| Final Rate Payable: | 4.95 |
| Maximum LTV: | The maximum LTV is 70%
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| Minimum Term: | The minimum term is 0 years.
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| Maximum Term: | The maximum term is 40 years.
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| Overpayment Allowed: | Up to 10% capital repayments allowed each year without charge.
Overpayments will immediately reduce the amount of interest paid.
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| Portfolio Buy to Let: | This product is not available for portfolio buy to let customers only.
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| Student Lets: | This product is not available for student lets.
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| Holiday Lets: | This product is not available for holiday lets.
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| Second Homes: | This product is not available for lending on second homes.
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| Let to Buy: | Not available for let to buy.
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| Other Income Criteria: | There is no other income criteria.
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| No. of Properties Allowed: | Maximum 5 properties allowed with Skipton Building Society Group ( maximum 10 properties allowed with other lenders).
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| Min No. of Properties Req: | Not applicable.
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| Max Advance Per Property: | Maximum loan per property is £500000.
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| Available to Homemovers: | This product is available to homemovers.
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| Available to Existing Customers Only: | Not applicable
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| Available to First Time Buyer: | This product is not available for first time buyers.
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| Available to Remortgages: | This product is available for remortgage.
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| Current Account Offset: | CAM/Offset facility not available.
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| Available In England: | yes |
| Available In N.Ireland: | yes |
| Available In Scotland: | yes |
| Available In Wales: | yes |
| Distribution Branch: | Product is distributed via a branch network.
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| Distribution Intermediary: | Product is available via intermediaries.
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| Distribution Internet: | Product is not available via the internet.
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| Distribution Telephone: | Product is available via direct telephone service.
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| Intermediary Only: | Distribution is not restricted to intermediaries only.
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| Regional Restrictions: | No regional restrictions apply.
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| Self Cert Available: | Not available for self certification.
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| Self Employed Available: | Available to the self employed - For self employed contractors, where the applicant cannot meet the normal self employed criteria, the following evidence is required:
- Original of current contract and copy of previous contract.
- Latest 3 months business and personal statements.
- Copy of applicants CV.
- Indication of any further contracts.
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| Shared Ownership: | Not available for shared ownership.
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| Cash Back: | No cashback incentive offered.
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| Contents Insurance Included: | No contents insurance incentive available.
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| Free ASU Insurance Included: | No accident, sickness and unemployment incentive available.
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| Free Valuation Report Included: | Free valuation fee incentive offered for remortgages.
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| Higher Lending Charge Excluded: | No higher lending charge payable.
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| Legal Fees Contribution: | Free legal fees incentive offered for remortgages.
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| No Part Early Repayment Charge: | Up to 10% capital repayments allowed each year without charge.
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| Set Up Fees Refunded: | No set up fees incentives available.
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| Other Incentives: | No other incentives available.
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| Early Redemption Charge: | An early redemption charge is payable.
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| Maximum Fee: | Not applicable.
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