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| Lender: | Yorkshire Building Society |
| Product: | Flexi 3yr 4.19% Fxd H/P Offset LTV 75% Direct |
| Mortgage Type: | Fixed Rate |
| Initial Rate Payable: | 4.19%
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| Fixed Rate Term: | Fixed interest rate until 30/06/2015
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| Fixed Term Months: | Not applicable.
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| Term of Fixed Rate: | 36 months.
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| Tie in Period After Rate: | No tie-in period.
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| Final Rate: | Not applicable.
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| Final Rate Type: | Standard variable rate
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| Final Rate To Be Loaded: | Not applicable.
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| Final Rate Payable: | The standard variable rate is 4.99% |
| APR Interest Only: | 4.90%
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| APR Repayment: | 4.90%
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| Maximum LTV: | The maximum LTV is 75%
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| Max Loan: | The maximum loan is £5000000.
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| Max LTV for First Time Buyer: | The maximum loan to value for first time buyers is 75%
LTV 75% to £5,000,000
Over £1,000,000 refer to lender
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| Max LTV for House Purchase: | The maximum loan to value for house purchase is 75%
LTV 75% to £5,000,000
Over £1,000,000 refer to lender
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| Max LTV Remortgage: | Not applicable.
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| Minimum Term: | Minimum term 3 years.
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| Maximum Term: | Maximum term 35 years.
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| Overpayment Allowed: | Unlimited overpayments allowed without charge.(except on full redemption)
Any overpayment will immediately reduce the amount of interest paid.
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| Available to Homemovers: | This product is available to homemovers.
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| Available to Existing Borrowers Moving Home: | This product is not available to existing borrowers moving home.
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| Available to Existing Borrowers Not Moving Home: | This product is not available to existing borrowers not moving home.
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| Available to Existing Customers Only: | Not applicable.
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| Available to First Time Buyer: | This product is available to first time buyers.
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| First Time Buyer Min Loan: | The minimum first time buyer loan is £25001.00.
More than one mortgage product can be selected to meet this overall minimum requirement.
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| Available to Remortgages: | This product is not available for remortgages.
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| Remortgage Min Loan: | Not applicable.
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| Current Account Offset: | Offset facility available.
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| Available In England: | yes |
| Available In N.Ireland: | yes |
| Available In Scotland: | yes |
| Available In Wales: | yes |
| Distribution Branch: | Product is available via the branch network.
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| Distribution Intermediary: | Product is not available through intermediaries.
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| Distribution Internet: | Product is available via the internet.
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| Distribution Telephone: | Product is available via a direct telephone service.
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| Intermediary Only: | Not available exclusively via intermediary channels.
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| Regional Restrictions: | There are no regional restrictions.
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| Self Cert Available: | Self certification of income is not available.
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| Shared Ownership: | This product is not available for shared ownership.
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| Cash Back: | Not applicable
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| Contents Insurance Included: | No contents insurance incentive offered.
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| Free ASU Insurance Included: | No accident, sickness & unemployment incentive offered.
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| Free Valuation Report Included: | Free standard valuation.
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| Higher Lending Charge Excluded: | No higher lending charge payable.
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| Legal Fees Contribution: | Free legals through nominated solicitors.
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| No Part Early Repayment Charge: | Unlimited overpayments are allowed without penalty.(except on full redemption)
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| Set Up Fees Refunded: | No set up fees incentive offered.
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| Other Incentives: | No other incentives available.
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| Application Fee Payable: | £495 application fee payable. (£195 on application and non-refundable, the remaining £300 is added to the mortgage on completion)
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| Early Redemption Charge: | There is an early redemption charge payable.
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| Fees Payable: | £495 application fee payable. (£195 on application and non-refundable, the remaining £300 is added to the mortgage on completion)
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| Procuration Fee: | Not applicable.
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