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| Lender: | Yorkshire Building Society |
| Product: | Rollover 1yr 2.89% Fixed R/M LTV 35% Direct |
| Mortgage Type: | Fixed Rate |
| Initial Rate Payable: | 2.89%
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| Fixed Rate Term: | Fixed interest rate until 30/06/2013
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| Fixed Term Months: | Not applicable.
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| Term of Fixed Rate: | 12 months.
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| Tie in Period After Rate: | No tie-in period.
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| Final Rate: | Not applicable.
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| Final Rate Type: | Standard variable rate
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| Final Rate To Be Loaded: | Not applicable.
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| Final Rate Payable: | The standard variable rate is 4.99% |
| APR Interest Only: | 4.90%
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| APR Repayment: | 4.90%
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| Maximum LTV: | The maximum LTV is 35%
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| Max Loan: | £1000000 maximum loan.
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| Max LTV for First Time Buyer: | Not applicable.
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| Max LTV for House Purchase: | Not applicable.
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| Max LTV Remortgage: | The maximum loan to value for remortgage is 35%
LTV 35% to £1,000,000
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| Minimum Term: | Minimum term 1 year.
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| Maximum Term: | Maximum term 35 years.
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| Overpayment Allowed: | 10% overpayments are available without penalty.
Any overpayment will immediately reduce the amount of interest paid.
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| Available to Homemovers: | This product is not available to homemovers.
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| Available to Existing Borrowers Moving Home: | This product is not available to existing borrowers moving home.
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| Available to Existing Borrowers Not Moving Home: | This product is not available to existing borrowers not moving home.
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| Available to Existing Customers Only: | Not applicable.
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| Available to First Time Buyer: | This product is not available to first time buyers.
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| First Time Buyer Min Loan: | Not applicable.
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| Available to Remortgages: | This product is available for remortgages only.
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| Remortgage Min Loan: | The minimum remortgage loan is £25001.00
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| Current Account Offset: | Not applicable.
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| Available In England: | yes |
| Available In N.Ireland: | yes |
| Available In Scotland: | yes |
| Available In Wales: | yes |
| Distribution Branch: | Product is available via the branch network.
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| Distribution Intermediary: | Product is not available through intermediaries.
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| Distribution Internet: | Product is not available via the internet.
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| Distribution Telephone: | Product is not available via a direct telephone service.
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| Intermediary Only: | Not available exclusively via intermediary channels.
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| Regional Restrictions: | There are no regional restrictions.
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| Self Cert Available: | Self certification of income is not available.
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| Shared Ownership: | This product is not available for shared ownership.
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| Cash Back: | Not applicable.
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| Contents Insurance Included: | Free 12 month You Choose home insurance policy.
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| Free ASU Insurance Included: | No accident, sickness & unemployment incentive offered.
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| Free Valuation Report Included: | Free valuation.
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| Higher Lending Charge Excluded: | No higher lending charge payable.
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| Legal Fees Contribution: | Free legal fees through nominated solicitors.
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| No Part Early Repayment Charge: | 10% overpayments are available without penalty.
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| Set Up Fees Refunded: | No set up fees incentive offered.
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| Other Incentives: | No other incentives available.
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| Application Fee Payable: | £495 application fee payable. (£195 on application and non-refundable, the remaining £300 is added to the mortgage on completion)
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| Early Redemption Charge: | There is an early redemption charge payable.
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| Fees Payable: | £495 application fee payable. (£195 on application and non-refundable, the remaining £300 is added to the mortgage on completion)
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| Procuration Fee: | Not applicable.
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