Compare Mortgages
Click below on the type of mortgage you want to compare
Popular Tracker Mortgages
| Mortgage Type Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. | Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term. | Initial Term The length of time that the initial interest rate applies to the mortgage. | Final Rate The interest rate that your mortgage will revert to after any introductory rates have finished. | APR This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison). | Loan to value The percentage of a property’s value for which the mortgage can be used. | Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately. | |||||||||||||||
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 | Santander UK plc 2yr BBR + 1.59% Tracker R/M LTV 60% Direct [Show Details] | Tracker | 2.09% | 24 months | 4.24% | 4.00% | 60% | £1995 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 032 4610 | ||||||||||||
 | NatWest 2yr BBR+1.85% LTV 60% Dir AdPt/Bus Ex/C no-ERC [Show Details] | Tracker | 2.35% | 31/03/2014 | 4.00% | 4.00% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||||
| Available for existing NatWest customers only. | |||||||||||||||||||||
 | Royal Bank of Scotland 2yr BBR+1.85% LTV 60% "Black Account" Ex/B Dir [Show Details] | Tracker | 2.35% | 31/03/2014 | 4.00% | 3.90% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
| Available for existing Royal Bank of Scotland customers only. | |||||||||||||||||||||
| Royal Bank of Scotland 2yr BBR+1.85% LTV 60% "Black Account" Ex/C No ERC [Show Details] | Tracker | 2.35% | 31/03/2014 | 4.00% | 4.00% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||||||
| Available for existing Royal Bank of Scotland customers only. | |||||||||||||||||||||
 | Chelsea Building Society 2yr BBR + 1.89% LTV 70% Direct [Show Details] | Tracker | 2.39% | 31/03/2014 | 5.79% | 5.40% | 70% | £1495 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. | |||||||||||||||||||||
Popular Fixed Rate Mortgages
| Mortgage Type Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. | Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term. | Initial Term The length of time that the initial interest rate applies to the mortgage. | Final Rate The interest rate that your mortgage will revert to after any introductory rates have finished. | APR This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison). | Loan to value The percentage of a property’s value for which the mortgage can be used. | Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately. | |||||||||||||
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 | HSBC 2yr 2.24% Fixed LTV 60% Special Direct [Show Details] | Fixed | 2.24% | 31/05/2014 | 3.94% | 3.80% | 60% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||
| Santander UK plc 2yr 2.35% Fixed LTV 60% Direct [Show Details] | Fixed | 2.35% | 02/04/2014 | 4.24% | 4.10% | 60% | £1995 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 032 4610 | ||||||||||
| Chelsea Building Society 2yr 2.79% Fixed LTV 70% Direct [Show Details] | Fixed | 2.79% | 31/03/2014 | 5.79% | 5.50% | 70% | £1895 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| NatWest 2yr 2.85% Fixed H/P LTV 60% Direct [Show Details] | Fixed | 2.85% | 31/03/2014 | 4.00% | 4.10% | 60% | £999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||
| NatWest 2yr 2.85% Fxd R/M LTV 60% Direct [Show Details] | Fixed | 2.85% | 31/03/2014 | 4.00% | 4.00% | 60% | £999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||
| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. | |||||||||||||||||||
Popular Buy To Let Mortgages
| Mortgage Type Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. | Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term. | Initial Term The length of time that the initial interest rate applies to the mortgage. | Final Rate The interest rate that your mortgage will revert to after any introductory rates have finished. | APR This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison). | Loan to value The percentage of a property’s value for which the mortgage can be used. | Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately. | |||||||||||
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| NatWest 2yr BBR + 3.39% Tracker Buy To Let LTV 75% Direct [Show Details] | Buy To Let | 3.89% | 31/03/2014 | 4.50% | 4.70% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||
| Royal Bank of Scotland 2yr BBR + 3.39% Tracker Buy to Let LTV 75% [Show Details] | Buy To Let | 3.89% | 31/03/2014 | 4.00% | 4.70% | 75% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 068 7678 | ||||||||
 | Woolwich (Barclays) 2yr 3.98% Fxd BTL BBR LTV 60% <£125k [Show Details] | Buy To Let | 3.98% | 02/06/2014 | 4.99% | 5.50% | 60% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||
| Woolwich (Barclays) 2yr 3.98% Fxd BTL BBR LTV 60% <£250k [Show Details] | Buy To Let | 3.98% | 02/06/2014 | 4.99% | 5.20% | 60% | £2499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||
| Woolwich (Barclays) 2yr 3.98% Fxd BTL BBR LTV 60% >£250k [Show Details] | Buy To Let | 3.98% | 02/06/2014 | 4.99% | 5.40% | 60% | £3999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||
| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. | |||||||||||||||||
Popular Offset Mortgages
| Mortgage Type Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. | Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term. | Initial Term The length of time that the initial interest rate applies to the mortgage. | Final Rate The interest rate that your mortgage will revert to after any introductory rates have finished. | APR This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison). | Loan to value The percentage of a property’s value for which the mortgage can be used. | Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately. | |||||||||||||||
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| Chelsea Building Society 2yr BBR + 2.09% Offset Tracker LTV 70% Direct [Show Details] | Tracker | 2.59% | 31/03/2014 | 5.79% | 5.50% | 70% | £1495 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Chelsea Building Society 2yr BBR + 2.29% Offset Tracker LTV 70% Direct [Show Details] | Tracker | 2.79% | 31/03/2014 | 5.79% | 5.40% | 70% | £395 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Chelsea Building Society Flexi 2yr 2.99% Fixed Offset LTV 70% Direct [Show Details] | Fixed | 2.99% | 31/03/2014 | 5.79% | 5.50% | 70% | £1895 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Chelsea Building Society Flexi 2yr 3.14% Fixed Offset LTV 70% Direct [Show Details] | Fixed | 3.14% | 31/03/2014 | 5.79% | 5.50% | 70% | £395 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
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| Woolwich (Barclays) Openplan FM 2yr BBR + 2.79% Offset Ex/C LTV 70% [Show Details] | Tracker | 3.29% | 28/02/2014 | 3.89% | 3.90% | 70% | £749 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0845 070 1569 | ||||||||||||
| Available for existing Woolwich (Barclays) customers only. | |||||||||||||||||||||
| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. | |||||||||||||||||||||
Popular Remortgages
| Mortgage Type Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years. | Initial Rate The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term. | Initial Term The length of time that the initial interest rate applies to the mortgage. | Final Rate The interest rate that your mortgage will revert to after any introductory rates have finished. | APR This is the mortgage’s Annual Percentage Rate: the interest rate that you will be charged on your mortgage including all charges such as arrangement fees (also referred to as Cost For Comparison). | Loan to value The percentage of a property’s value for which the mortgage can be used. | Fee to Apply This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately. | |||||||||||||||
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| HSBC 2yr 1.95% Discount LTV 60% Special Direct [Show Details] | Discount | 1.99% | 24 | 3.94% | 3.80% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Santander UK plc 2yr BBR + 1.59% Tracker R/M LTV 60% Direct [Show Details] | Tracker | 2.09% | 24 months | 4.24% | 4.00% | 60% | £1995 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 032 4610 | ||||||||||||
| HSBC 2yr 2.24% Fixed LTV 60% Special Direct [Show Details] | Fixed | 2.24% | 31/05/2014 | 3.94% | 3.80% | 60% | £1999 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 077 4283 | ||||||||||||
| Santander UK plc 2yr 2.35% Fixed LTV 60% Direct [Show Details] | Fixed | 2.35% | 02/04/2014 | 4.24% | 4.10% | 60% | £1995 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 032 4610 | ||||||||||||
| NatWest 2yr BBR+1.85% LTV 60% Dir AdPt/Bus Ex/C no-ERC [Show Details] | Tracker | 2.35% | 31/03/2014 | 4.00% | 4.00% | 60% | £1499 | MORE INFO Read this before you proceed. To qualify for this product you need to meet the following criteria.
Call Direct 0800 158 2907 | ||||||||||||
| Available for existing NatWest customers only. | |||||||||||||||||||||
| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. | |||||||||||||||||||||
More about mortgages
Mortgages are one of the biggest staples of our economy. As well as allowing people to own their homes and build up collateral, they are big winners for the banks and in turn the public purse.
Accordingly, there's a wealth of different options out there. There are different kinds for whether you're buying your own home or buying to rent out, whether you are self-employed or work for a company, and whether you are a first time buyer or you are seeking to renegotiate your deal - this is known as remortgaging.
Most of the time, you borrow what you need to buy your house - putting up an initial deposit up front - and pay it back over a period of 25 years.
You either pay a fixed interest rate for an agreed period of a few years, an on-going variable rate, or a rate that tracks the Bank of England's base rate. You'll also face an arrangement fee when you first take out the mortgage. This can be anywhere up to £2,000 or beyond.
Be careful - if you fall into arrears too often or for too long the bank will repossess your home, meaning you lose everything you've put in up until then. Therefore, it's important to make sure that you don't over stretch yourself and agree a deal within your means.
Insurance, covering the repayments if you lose your job or can no longer work, is available.
Click here for Know Your Money's in-depth guide.
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Mortgages Guides
- Types of mortgage
- First time buyers
- Fixed vs tracker
- How to pay off your mortgage early
- Offset mortgages
- Remortgaging
- Buy to let mortgages
- Self-build mortgages
- The self-employed mortgage market
- Getting on to the property ladder
- Banks vs building societies
- What happens when your house is undervalued?
Mortgage Calculators
- How much can I borrow?
- How much will it cost?
- What will happen if interest rates rise or fall?
- How much can I borrow on a buy to let mortgage?
- How much rent should I charge?
- Can I change my mortgage lender if I have early repayment charges?
- Effects of making overpayments
- Will my endowment repay my whole mortgage?
- Stamp duty calculator
- All mortgage calculators
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