Independent mortgage broker Charcol predicts a slower pattern of base rate cuts over the coming months.
Alliance & Leicester has announced new mortgage rates which vary depending on the size of deposit the borrower puts down.
The anticipated increase in repossession orders appears to be materialising, figures from the Ministry of Justice show.
Economists are divided as to how soon the Bank of Englands monetary policy committee is likely to change the base rate of interest.
The monetary policy committee has agreed to maintain the base rate of interest at its current level of five per cent for another month.
This weeks monetary policy committee decision could be spurred by the inflationary outlook in the immediate future, according to an economist.
While many Britons may face negative equity due to falling house prices, they are told that equity release is still a possibility for them.
May Day can be worry-free with proper home insurance, according to Cheshire Building Society.
The lowest rung on the housing ladder "has broken", according to John Charcol.
The Intermediary Mortgage Lenders Association (IMLA) has dismissed the suggestion that the UK could be heading for a recession.
The latest Nationwide house price survey could give first-time buyers reason to celebrate, noting an annual fall in property valuations.
Family help is proving to be the "main option" for first-time buyers (FTBs) in light of their inability to place a deposit on a property from their own funds, it has been suggested.
The average age at which Britons step on to the housing ladder could break through the 30 barrier, it has been suggested.
The withdrawal of 100 per cent mortgages is leaving first-time buyers (FTBs) with no way on to the housing ladder, it has been claimed.
Britons should obtain expert advice before deciding whether to take out payment protection insurance (PPI), it has been suggested.
While HSBC has been publicising the launch of new Rate Matcher mortgages, it has quietly withdrawn the markets best product, it has been claimed.
The Department of Communities and Local Government has announced a "major package" of support for those looking to purchase a property.
Chancellor Alistair Darling has urged lenders in the UK to ensure their rates reflect the quarter-point reduction made by the Bank of England.
Reductions in the base rate have so far proved meaningless for borrowers, it has been claimed.
The Bank of England has lowered the base rate of interest by 25 basis points to five per cent.
The housing ladder may be completely out of reach of graduates, it has been warned.
Consumers in the UK are not planning ahead for a rainy day, it has been claimed.
The latest Halifax House Price Index shows a 2.5 per cent average fall in property valuations nationwide.
The Bank of England could opt to cut the base rate this month, according to an economist.
Repossessions could be avoided if mortgage providers were more adaptable, it has been claimed.
Tightened credit conditions have led Paragon Mortgages to announce it is halving the amount available to borrowers over the coming months.
Northern Rock is aiming to repay its debts by the end of 2010, according to a new business plan announced by the financial services provider.
Interest-only mortgages could be ideal for young professionals, according to an expert.
It is in nobodys best interests to develop a serious debt problem, according to Halifax.
An atypical cut in the base rate of interest may be needed despite improving growth expectations, according to John Charcol.
Consumers in the UK could have become accustomed to debt as a lifestyle choice, it has been suggested.
Britons on the edge of affordability could be wise to consider an interest-only mortgage, it has been claimed.
Mortgage holders who are likely to need to remortgage in the coming months could be advised to switch early, it has been suggested.
HM Treasury suggests allowing homeowners to insure their properties against a fall in valuations.
First-time buyers (FTBs) could be receiving too little assistance to help them on to the housing ladder, it has been claimed.
Following this weeks 2008 Budget announcement, consumers could find their finances affected in a number of different ways.
The Bank of Englands decision to maintain the base rate of interest has come as little surprise to many commentators.
The performance of the housing market throughout the UK has fallen over the last month, according to Nationwide figures.
The Bank of England will not change the interest rate in March, according to a number of economists.
Consumers with no deposit to place on a property are being "nudged" out of the market, according to John Charcol.
Pre-Christmas expenditure could be having a knock-on effect on some households monthly finances, it has been claimed.
Many Britons could be left facing affordability problems as high loan-to-value (LTV) mortgages are withdrawn from the market.
An increasing number of Britons stand to benefit from bridging loans, it has been suggested.
Mortgage customers of Northern Rock should not be unduly worried by the nationalisation of the financial services provider, it has been claimed.
House prices in the capital grew by their smallest February figure in five years this month, according to Rightmove.
With 27,100 homes repossessed in 2007, Britons must be aware of the risks posed by taking out a mortgage, it has been claimed.
Mortgages with more favourable terms may be available to practitioners within a number of key industries, according to Scottish Widows.
Romance is on the agenda for many Britons, it has been revealed - but comes with good and bad news for their personal finances.
A reduction in the base rate in this months monetary policy committee meeting could come as welcome news to homeowners, it has been claimed.
The level of fraud detected in 2007 reached its highest point for 12 years, according to new research.
The Bank of England will lower the base rate next week, according to financial industry insiders.
Bank of England governor Mervyn King has been reappointed to serve a further five-year term in the role, it has emerged.
A January decline in the average property value is the fourth such monthly fall in a row, it has been claimed.
The impending publication of the Bank of Englands quarterly inflation report was a key influencing factor in the decision not to change the base rate of interest, it has emerged.
The Bank of England has revealed plans to help Northern Rock over the coming years, with nationalisation one proposed option.
The credit crunch is having little impact on the green mortgage market, it has been suggested.
The value of privately-owned homes in the UK has tripled in the past ten years, Halifax says.
The number of insolvencies and individual voluntary arrangements (IVAs) taking place in Britain looks set to rise significantly this year, with "quite a few predictions to say that there will be an increase".
The laws relating to data protection must be tightened to prevent further high-profile leaks, a government committee warns.
The Bank of England has opted to maintain the current base rate of 5.5 per cent in its January meeting.
House prices are set to correct drastically in the next three years, in news likely to be welcomed by first-time buyers.
New figures from the Bank of England suggest a rate cut could be on the horizon.
The monetary policy committees decision to lower the base rate was unanimous, the Bank of England has revealed.
The coming year could be a tough one for borrowers, it has been warned.
The Bank of England faces a year of difficult interest rate decisions, according to the Confederation of British Industry.
The British Bankers Association reveals it is to support plans to see high street banks engage with the provision of individual voluntary arrangements (IVAs).
The introduction of home information packs (Hips) has adversely affected asking prices, figures reveal.
Sub-prime borrowers have been left with a sour aftertaste from the "dream of home ownership", Citizens Advice claims.
A new version of the Banking Code is not to outlaw discrimination on the grounds of age, it has emerged.
A number of major lenders have responded to the Bank of Englands decision to lower interest rates by passing the saving on to their customers.
Britons in debt could be breathing a collective sigh of relief following the Bank of Englands move to reduce the base rate to 5.5 per cent, it has been claimed.
The Bank of England has lowered the base rate of interest to 5.5 per cent - as economists predict a year of such cuts.
A number of participants in the mortgage market are calling for a reduction in the base rate at this Thursdays meeting of the monetary policy committee.
Following recent marginal decreases in house prices, economists predict that the tightening of credit conditions could squeeze further before relaxing.
The Bank of England appears unlikely to lower interest rates, in spite of a number of recent economic crises, it has been claimed.
Northern Rock reveals it considers the proposed buyout deal from Virgin Money to be the best solution to its current liquidity crisis.
The average UK house price has fallen for two consecutive months, according to figures from Hometrack.
Holders of mortgages with troubled high street bank Northern Rock should be aware that the institution is quick to repossess property, according to a financial charity.
A number of industry surveys are predicting slower house price rises over the winter months.
Standard Life has increased the standard variable rate on its mortgages by 0.15 per cent, it has emerged.
Consumer assistance service Citizens Advice has blamed lenders for allowing Britons to reach untenable levels of debt.
Property investors are facing greater obstacles when entering the market as the availability of buy-to-let credit tightens, it has been claimed.
Many Britons are effectively committing mortgage fraud by portraying their finances in an overly favourable light, it has been warned.
The Bank of Englands monetary policy committee has voted to maintain the base rate of interest.
The number of mortgage approvals has fallen by a fifth since last September, according to the Bank of England.
Chancellor Alistair Darling warns Britons to keep the credit crunch "in perspective" as Charles Prince steps down as chief executive officer (CEO) of US financial services provider Citigroup.
It can be good to protect mortgage repayments through life insurance if you have dependants, it is claimed.
The price of property throughout the south could be greater than in the capital by 2026, according to research.
Property prices are beginning to stabilise following seven years of uninterrupted growth, according to industry bodies.
The number of complaints made about payment protection insurance (PPI) is increasing, according to the Financial Ombudsman Service.
Chancellor Alistair Darling has accused mortgage lenders of elevating house prices to "unsustainable" levels.
There is a £2.3 trillion protection gap for Britons who have no life insurance, according to Sainsburys Bank.
The credit crunch could make self-cert mortgages harder to find, it has been warned.
Financial services group Virgin has put in a takeover bid for Northern Rock, it has emerged.
The Bank of England has lent nearly £13 billion through its short-loan facility, it has emerged.
Britons are increasingly choosing to stay put in light of rising interest rates and the introduction of home information packs, according to an industry body.
Financial services provider Northern Rock has introduced a "simplified" range of mortgages.
The Bank of Englands decision to maintain the interest rate at 5.75 per cent is "disappointing" for homeowners, it has been claimed.
The base rate of interest could fall as early as November, it has been claimed.
The Bank of England has voted to maintain the current base rate of interest at 5.75 per cent.
Financial services providers are failing to make the required headway in making payment protection insurance (PPI) fair, it has been claimed.
Britons could expect to see an interest rate cut in the run-up to Christmas, it has been suggested.
The cost of fixed-rate mortgages could come as a shock to those emerging from deals arranged in 2005 or 2006, an industry analyst predicts.
Consumer concerns over the credit crunch are likely to lead to a slowing of the housing market in the coming months, an expert claims.
It is rare for individuals to be turned down for an adverse credit mortgage, a financial adviser suggests.
The likelihood of the base rate reaching six per cent is "minimal", according to John Charcol.
The availability of unsecured loans is decreasing, according to a Bank of England survey.
Britons are seeking greater security from their mortgage in the fallout from the credit crunch, it has been claimed.
Britons may be facing increased mortgage costs in light of the credit crunch, according to the Council of Mortgage Lenders (CML).
Chancellor Alistair Darling is considering raising the maximum level of protection for consumers savings to £100,000, reports the Financial Times.
A new way of calculating headline interest rates has been suggested by the Council of Mortgage Lenders (CML).
HM Treasury has reasserted the terms of its guarantee for Northern Rock customers in order to be fair to other financial services providers.
The nine members of the Bank of Englands monetary policy committee (MPC) all voted to maintain the base rate at 5.75 per cent this month, it has emerged.
Northern Rock has reasserted itself as a "safe place" for mortgages and savings.
Competitive prices for variable-rate mortgages mean they could prove cheaper than fixed rates even if the base rate rises again, it has been suggested.
The number of four-bedroom properties on the market has fallen rapidly in the past month, it has emerged.
The US sub-prime mortgage crisis could impact on UK mortgages if it extends over the long-term, it has been warned.
The Bank of England is "right to wait and see", according to the Council of Mortgage Lenders.
A quarter of a million homeowners are in for a "rate shock" as their fixed-rate mortgage deals expire, it has been warned.
Affordability issues are seeing more houses go up for auction, it has been revealed.
A number of providers of sub-prime mortgages are raising interest rates in response to the crisis in the US, it has emerged.
The UK would technically be bankrupt if it were not for secured loans, it has been advised.
Mortgages are more easily obtained in the UK than elsewhere in Europe, it is claimed.
First-time buyers are turning to interest-only mortgages as a cost-cutting exercise, it has been claimed.
Repossessions have risen by 30 per cent in the past year, according to new statistics.
"Time is up" for exit fees imposed by lenders on Britons who leave their mortgages early, it has been claimed.
Rising house prices are forcing first-time buyers out of London, an expert suggests.
The price of property in London is exacerbating affordability concerns for first-time buyers, it has been claimed.
Lending in the form of mortgages reached a new record high in June, according to newly-published figures.
The affordability issues presented by the rising cost of mortgages and council tax are "not hitting home", an expert claims.
Mortgages should be compared in terms of their future interest rates as well as based on introductory offers, it has been advised.
The coming months could see rapid growth in the provision of sub-prime mortgages, research reveals.
Rises in the Bank of Englands base rate of interest may be good news for savers and holders of offset mortgages, it has emerged.
Sub-prime mortgages are frequently mis-sold, according to research by the Financial Services Authority (FSA).
First-time buyers are likely to be hit hardest by continued increases in the base rate of interest, it has been claimed.
Strong approval figures for mortgages could add to the pressure for the Bank of England to raise interest rates in July, it has been suggested.
The widespread availability of buy-to-let property is helping those who cannot afford to buy a house, it has been claimed.
Offset mortgages help to create a savings culture by highlighting the benefit of putting money towards clearing debt, it has been claimed.
Tax relief for buy-to-let investors should be cut to increase the amount of housing available to first-time buyers, it has been claimed.
Customers with bad credit should compare mortgages recommended to them by advisers, it has been claimed.
Inflation in the property market is beginning to slow due to expectation of home information packs (Hip) and the end of fixed-rate mortgages, it has been claimed.
So-called financial fantasists should be aware of the advantage of paying regularly into a savings account, it has been claimed.
A Liberal Democrat MP has warned that first-time buyers could be facing financial disaster by taking on too much debt.
Mortgage repayments now account for approximately half of take home pay, according to reports.
Confidence in the buy-to-let mortgage sector remains high, according to Bradford & Bingley.
A succession of base rate rises could impact mortgages, an economist claims.
Lending in the form of mortgages has been stable over the first four months of 2007, it has been claimed.
Landlords are passing on higher buy-to-let mortgage costs by raising rents, it has emerged.
The Bank of Englands decision to raise interest rates to 5.5 per cent may be celebrated by savings account holders, it has been suggested.
The best deal on cheap home insurance may not be linked to mortgages, it has been claimed.
Couples entering into joint mortgages may face financial risks if they separate, claims Equifax.
As house prices break the £100,000 minimum average, experts claim mortgages are a major concern for many Britons.
Figures from Sainsburys Bank show mortgages are the greatest single household expense.
There is no need to rush for remaining fixed-rate mortgages, says John Charcol.
Britons face affordability issues due to the rising cost of mortgages, a report claims.
Financial services provider Abbey has revealed its latest range of fixed-rate mortgages.
The Royal Bank of Scotland (RBS) has released a range of new mortgages aimed at first-time buyers and those wishing to remortgage.
Alliance & Leicester has launched a new range of mortgages, with effect from Monday, April 2nd.
Moneysupermarket.com has issued a cautious response to Nationwide Building Societys new 25-year fixed-rate mortgage.
The Co-operative Bank has announced the launch of a new mortgage for first-time buyers.
UCB Home Loans, the specialist arm of Nationwide, has announced an interest rate reduction which is available from March 29th.
Bristol & West has today announced the launch of a new range of mortgages for first-time buyers.
Leeds Building Society has announced the launch of a new three-year fixed-rate mortgage product.
Norwich and Peterborough (N&P) Building Society has announced its decision to offer green mortgages.
UK-based consumers should be cautious of mortgage lenders offering low interest rate, high fee combinations, it has been claimed.
Those with a professional interest in buy-to-let (BTL) mortgages might be interested to hear of a new product from the Bank of Ireland (BI).
The buy-to-let market is increasingly attractive to young investors, it has been revealed.
Non-smokers may save enough money to pay off their mortgages eight years early, according to John Charcol.
The UK buy-to-let market could expand by over 40 per cent over the next decade, according to new research.
New figures from the Council of Mortgage Lenders (CML) show that the buy-to-let market is "established", says Alliance & Leicester.
Independent adviser John Charcol has suggested that borrowers should carry out a remortgage check following yesterdays interest rate decision.
Alliance & Leicester Mortgages has reported good performance for buy-to-let packages throughout 2006.
Alliance & Leicester has found that buy-to-let customers are in for the long-term despite the recent interest rate rise.
Independent mortgage expert John Charcol has advised consumers to remortgage as soon as possible to avoid increasing costs due to yesterdays Bank of England base rate hike.
Lloyds TSB has launched a new mortgage which it says is suitable for new buyers and for those wishing to remortgage.
Accountancy group Vantis has warned that buy-to-let landlords may be being "let down" by their mortgages.
Building society Norwich and Peterborough has launched a new series of offset tracker mortgages.
Financial services provider More Than has found a third of Britons would consider making eco-friendly changes to their homes in exchange for cheaper mortgages.
Independent adviser John Charcol has recommended tracker rate mortgages following todays decision to maintain interest rates at five per cent.
Independent mortgage broker John Charcol has claimed that increases to the stamp duty threshold are a "disadvantage" for first time buyers.
Independent specialist lender Paragon has found strong growth in the buy to let property market.
The Royal Institution of Chartered Surveyors (Rics) has noted a slowing in the buy-to-let mortgage market following the Bank of Englands interest rate rise.
Britannia building society has increased its maximum mortgage term to 40 years in an attempt to attract more first time buyers on to the property ladder.
High street bank Bradford and Bingley has announced it is to sell its own brand of buy to let mortgages.
Alliance and Leicester is inviting borrowers to consider its "remortgage freebies" as part of a new specialist range introduced this week.
Abbey has announced it is to offer buy to let mortgages to the intermediary market from November 13th.
Leeds Building Society has told its customers to compare mortgages from other providers with its new ten-year fixed-rate product.
Abbey has relaunched its mortgage portfolio to entice more first time buyers.
The Halifax House Price Index (HPI) shows Northern Ireland to be the fastest growing area of the property market.
Internet bank smile has added new fixed-rate and tracker packages to its portfolio of mortgages.
Online bank first direct has told new parents to compare mortgages before taking time out for their baby.
Mortgage lender Alliance & Leicester has improved its range of specialist mortgages, including changes to its buy to let offerings.
Building society Skipton has launched a seven-year fixed-rate mortgage which may be ideal for the first time buyer.
Market-savvy borrowers increasingly compare mortgages in search of the best deal, according to findings from the Financial Services Authority (FSA).
Mortgage provision remains "robust and stable" according to new figures published by the British Bankers Association (BBA) today.
Over a third of homeowners face working into retirement to pay off their debt, according to new research from the One Account.
Mortgage borrowing rose to record levels last month, according to figures from the Council of Mortgage Lenders (CML).
First direct has unveiled two new fixed-rate offset mortgages that are expected to prove popular with customers.
Natwest has unveiled a new, simplified mortgage portfolio and additional switch facilities.
Increasing numbers of first time buyers are clubbing together to pay for a mortgage, claims a new study from HSBC.
Customers with tracker mortgages will have been relieved to learn that the Monetary Policy Committee (MPC) decided against further interest rate rises yesterday.
Norwich and Peterborough Building Society (N&P) has announced its decision to reduce the rates on some of its UK and Spanish mortgages.
Britannia Building Society has unveiled a new fixed rate mortgage.
Lloyds TSB has unveiled two new mortgages that may appeal to both new and experienced home buyers.
Although it is now three weeks since the Monetary Policy Committee (MPC) decided to raise the base rate by 0.25, a number of mortgage and savings account providers have still to announce their changes.
Natwest has announced that it is set to launch a new buy-to-let tracker mortgage.
Woolwich yesterday relaunched its lifetime tracker mortgage, which it claims will save money for homeowners when compared to a short-term fixed rate mortgage.
Alliance and Leicester (A&L) has announced a Fast Track Guarantee.
Prudential has observed how much financial advice has changed since the 1970s.
A new survey from Alliance & Leicester Mortgages has shown that the vast majority of brokers believe a specialist mortgage is a good way out of a damaged credit profile.
New figures reveal that first-time buyers are paying more for their mortgage when compared to their earnings than ever before.
A number of leading mortgage advisers believe that despite last weeks interest rate rise, there are good mortgages to be had for those who shop around.
A leading mortgage provider has launched two new and improved mortgage deals.
A leading mortgage provider has launched a new tracker deal for large mortgages.
In the majority of UK towns, public sector workers are being priced out of the market, new research from Halifax reveals.
Inheritance tax revenue has hit a record high, reveals research from Halifax.
Mortgage lending has reached an all-time high, according to the Council of Mortgage Lenders (CML).
Increasing numbers of borrowers are opting to take out fixed rate mortgages due to fears over an increase in interest rates, according to a recent report.
Mortgage broker John Charcol has released a study of questionable fees levied by lenders.
From next month mortgage and lease records will be available to download via the internet.
May witnessed the strongest rise in house prices in two years, according to the latest statistics.
Following a successful trial period, Lloyds TSB is launching Islamic banking products in its branches nationwide.
For the first time, owning a property over a 25-year period is more expensive than renting in some areas of the country, according to Abbeys annual Rent vs Buy report.
Policy makers attempting to help first-time buyers to enter the property market are struggling against continually rising house prices and an array of problems.
An increasing number of flats are being sold freehold today, it has been reported.
UK property is at its most affordable for two years, according to a new report.
A guide explaining the range of mortgage options available to Brits buying property overseas was launched yesterday.
As new figures reveal that an increasing number of people are taking on mortgages, potential homeowners have been warned to look ahead for the wider implications of their chosen mortgage deal.
The number of people taking out an interest-only mortgage has doubled in the past four years, according to research from moneysupermarket.com.
Higher lending charges (HLC) on mortgages are not something that come part and parcel of every package, Nationwide has advised.
There has been a huge surge in the property investment market, according to the Building Societies Association (BSA).
First-time buyers could benefit from new mortgage deals offered by Abbey.
First-time buyers eager to get their feet onto the property ladder have been advised that it pays to search thoroughly for the most beneficial deals.
People keen to get their foot onto the property ladder have been advised that forward thinking is essential.
A growing number of people are choosing offset mortgages, according to Intelligent Finance (IF).
Homeowners spend an average of £10,048 each year on running their property, new research has shown.
First time buyers are especially at need of straightforward mortgage advice, according to the Halifax.
A growing number of people are taking out offset mortgages, according to Intelligent Finance (IF).
Potential homeowners have been advised to take higher lending charges (HLC) into account when choosing their mortgage.
Intelligent Finance (IF) has launched a new tracker mortgage which it claims will offer greater flexibility for homeowners.
Consumers have been advised to use all the online tools at their disposal to get the best personal finance deals.
Potential homeowners hoping to buy a property should take advantage of online tools to assess their finances, according to the Halifax.
Nearly a million homebuyers could be missing out on up to £1,000 every year, it has been claimed.
Homebuyers using offset mortgages can save over £22,000, it has been claimed.
The cost of running a home has risen by seven per cent in the last year, with mortgages retaining their place as the biggest single expense, new figures have shown.
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