NatWest Low Deposit Mortgages

NatWest's competitive mortgage portfolio covers a range of high loan-to-value products that offer borrowers the advantage of low deposits. You can check the comparison tables below for the latest interest rates on NatWest's low deposit mortgages or click on the links for more information.

Compare NatWest Low Deposit Mortgages

Mortgage Type

Fixed: The interest rate is fixed for a certain period – usually 1 to 5 years.
Tracker: The interest rate rises and falls with the Bank of England base rate.
Standard: The interest rate rises and falls with the provider’s standard interest rate (SVR).
Discount: The interest rate rises and falls with the provider’s standard variable rate but is set at a lower discounted rate for certain period.
Buy to Let: For landlords purchasing a property for letting.

Initial Rate

The introductory rate of interest that you will pay for a certain period of time depending on the mortgage type and term.

Initial
Term

The length of time that the initial interest rate applies to the mortgage.

Final
Rate

The interest rate that your mortgage will revert to after any introductory rates have finished.

Cost For Comparison

This is the mortgage’s Annual Percentage Rate (APR): the interest rate that you will be charged on your mortgage including all charges such as arrangement fees.

Loan to value

The percentage of a property’s value for which the mortgage can be used.
Example: 75% loan to value = 25% deposit.

Fee to
Apply

This is the fee that must be paid to the lender when you take out the mortgage. It can be applied to the loan or paid separately.

NatWest
2yr 4.19% Fxd LTV 85% Ex/B Black Account Direct
[Show Details]		Fixed4.19%31/07/20144.00%4.10%85%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Borrower:yes
Minimum Deposit:15%
First time buyer:no
Homemover:no
Remortgage:no
Call Direct
0800 158 2907
NatWest
2yr 4.79% Fxd LTV 95% Direct NewBuy scheme
[Show Details]		Fixed4.79%31/07/20144.00%4.30%95%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:5%
Max Loan:£500000
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 158 2907
NatWest
2yr 4.99% Fxd LTV 90% Ex/B Direct
[Show Details]		Fixed4.99%31/07/20144.00%4.20%90%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Borrower:yes
Minimum Deposit:10%
First time buyer:no
Homemover:no
Remortgage:no
Call Direct
0800 158 2907
NatWest
2yr 5.25% Fxd LTV 90% Ex/B Main A/C Direct
[Show Details]		Fixed5.25%31/07/20144.00%4.20%90%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Borrower:yes
Minimum Deposit:10%
First time buyer:no
Homemover:no
Remortgage:no
Call Direct
0800 158 2907
NatWest
5yr 5.49% Fxd LTV 95% Direct NewBuy Scheme
[Show Details]		Fixed5.49%31/07/20174.00%4.90%95%£499MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:5%
Max Loan:£500000
First time buyer:yes
Homemover:yes
Remortgage:no
Call Direct
0800 158 2907
NatWest
2yr 5.59% Fxd LTV 90% Ex/B "In Deal" Direct
[Show Details]		Fixed5.59%31/07/20144.00%4.30%90%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Borrower:yes
Minimum Deposit:10%
First time buyer:no
Homemover:no
Remortgage:no
Call Direct
0800 158 2907
NatWest
2yr 5.89% Fxd LTV 100% Ex/B Direct
[Show Details]		Fixed5.89%31/07/20144.00%4.40%100%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Borrower:yes
Minimum Deposit:See Lender
First time buyer:no
Homemover:no
Remortgage:no
Call Direct
0800 158 2907
NatWest
5yr 5.99% Fixed BTL LTV 85% Direct Ex/B
[Show Details]		Buy To Let5.99%31/07/20174.00%5.00%85%£799MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Existing Borrower:yes
Minimum Deposit:15%
First time buyer:no
Homemover:no
Remortgage:no
Call Direct
0800 158 2907
NatWest
5yr 6.09% Fxd FTB LTV 90% Direct
[Show Details]		Fixed6.09%31/07/20174.00%5.10%90%No FeeMORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
Max Loan:£300000
First time buyer:yes
Homemover:no
Remortgage:no
Call Direct
0800 158 2907
NatWest
5yr 6.09% Fxd LTV 90% Direct
[Show Details]		Fixed6.09%31/07/20174.00%5.10%90%£999MORE INFO
Read this before you proceed.
To qualify for this product you need to meet the following criteria.
Minimum Deposit:10%
First time buyer:yes
Homemover:yes
Remortgage:yes
Call Direct
0800 158 2907
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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